One-third of recent college graduates say they should have skipped college and gone to work

From Forbes magazine, a word of caution to young people, especially to young men who intend to marry and have children.

Excerpt:

Here’s an indication of how burdensome student loans have become: About one-third of millennials say they would have been better off working, instead of going to college and paying tuition.

That’s according to a new Wells Fargo study which surveyed 1,414 millennials between the ages of 22 and 32. More than half of them financed their education through student loans, and many say the if they had $10,000 the “first thing” they’d do is pay down their student loan or credit card debt.

That’s no surprise when you consider student borrowing topped the $100 billion threshold for the first time in 2010, and total outstanding loans exceeded $1 trillion for the first time in 2011.  Student loan debt now exceeds credit card debt in the U.S. which stands at about $798 billion.

The problem sometimes is that not all college educations are worth their cost since they can’t guarantee a high-paying job to help pay off that student debt. A report from the National Association of Consumer Bankruptcy Attorneys says the rising student debt problem can have a bad impact on the economy. Even in the best of economic times when jobs are plentiful, young people with considerable debt burdens end up delaying life-cycle events such as buying a car, purchasing a home, getting married and having children.

There’s nothing wrong with a good education in a trade school or community college.

The actual number for outstanding student loan debt is about $600 billion, and it’s gone up a lot under Obama.

Excerpt:

The outstanding balance for all of the direct student loans the federal government has issued topped $600 billion in April, according to newly released data from the U.S. Treasury.

The total balance hit $600.457 billion by the end of April, says the Treasury, up from $592.142 billion at the end of March.

The Federal Direct Student Loan Program already has built-in debt forgiveness plans for people who end up earning low incomes or for those who entered lines of work preferred by the government.

In January 2009, when Obama was inaugurated, the balance was $119.803 billion and has since increased more than fivefold.

The $480.654 billion increase since January 2009 in what is owed to the Treasury in direct student loans represents a climb of about 250 percent in just over four years.

Before Obama’s first term, federally guaranteed student loans were made both by the government directly and by private lenders using their own capital through what was called the Federal Family Education Loan program. Language inserted into the the Obamacare law signed in March 2010, however, abolished the latter type of federally guaranteed student loan, giving the U.S. Treasury a monopoly over those loans.

As the Congressional Research Service has described it, this Obamacare provision made the U.S. Treasury the exclusive “banker” for federally guaranteed student loans. Thus, U.S. taxpayers essentially own these loans.

The troubling thing is that since the schools have spent all the time teaching children about global warming and the proper use of contraceptives, it’s unlikely that they will be able to find real jobs in order to pay off their loans. They aren’t learning how to manage money in school, and parents aren’t taking the responsibility to teach kids about money at home. The sad thing is that they have been taught by their teachers to keep voting for more politicization of education and more government spending on fashionable causes. But at least they feel superior about it. For now.

Study explains why college women abandon courtship for hook-ups

This study is from the Institute for American Values. It was done by Elizabeth Marquardt.

The PDF of study is here.

If you download the 88 page PDF, the first few pages are an executive summary.

I’d been exposed to this research before when I read Dr. Miriam Grossmann’s book “Unprotected”. (Boundless review here) I just got Dr. Miriam Grossmann’s new book “You’re Teaching My Child What?” and I also got Elizabeth Marquardt’s new book “Between Two Worlds: The Inner Lives of Children of Divorce”. I don’t think either of them is conservative, but I like their research anyway.

There are a couple of things that really struck me about this IAV study on hooking-up.

First, this one from p. 15:

A notable feature of hook ups is that they almost always occur when both participants are drinking or drunk.

A Rutgers University student observed, “You always hear people say, oh my gosh, I was so drunk, I hooked up with so and so…” Perhaps not surprisingly, many noted that being drunk helped to loosen one’s inhibitions and make it easier to hook up. A number of students noted that being drunk could later serve as your excuse for the hook up. A Yale University student said, “Some people like hook up because they’re drunk or use being drunk as an excuse to hook up.” A New York University student observed, “[Alcohol is] just part of an excuse, so that you can say, oh, well, I was drinking.”

A Rutgers University student commented, “If you’re drinking a lot it’s easier to hook up with someone… [and] drugs, it’s kind of like a bonding thing… and then if you hook up with them and you don’t want to speak to them again, you can always blame it on the drinking or the drugs.”

Other women observed that being drunk gives a woman license to act sexually interested in public in ways that would not be tolerated if she were sober. For instance, a University of Michigan student said, “Girls are actually allowed to be a lot more sexual when they are drunk…”

A University of Chicago junior observed, “One of my best friends… sometimes that’s her goal when we go out. Like she wants to get drunk so I guess she doesn’t have to feel guilty about [hooking up].”

Some reported that drinking had led them to do things they later regretted. A University of Virginia student said, “My last random hook up was last October and it was bad. I was drunk and I just regretted it very much.”

And this one from p. 30 on the effects of hooking-up on their future commitments:

A few women did see an unambiguous connection between present relationships and future marriage.

[…]Many women either saw little or no connection between present and future relationships, or their understanding of this connection was curiously flat. A student at New York University said, “[The present and the future are] connected because I will still have the same values and principles that I have now, but I just won’t be single anymore.”A number of women said that the present and the future are connected because whatever heartache or confusion they experience now gives them lessons for the future.

A University of Michigan student said, “Early relationships prepare you for marriage because it’s like, oh, what type of person do I want to be with? Oh, I’ve had these bad experiences. Or, I’ve learned from this relationship that I should do this and I shouldn’t do this.”

A sophomore at Howard University said that “I am kind of learning from a lot of the mistakes that I have made.” At a further extreme, some women saw their future marriage as the reason to experiment widely in the present. A Rutgers University student said,“I think hooking up with different people and seeing what you like and don’t like is a good idea. Because eventually you’re going to have to… marry someone and I’d just like to know that I experienced everything.”

Although it is admirable to take risks and learn from one’s mistakes, these women would probably find it difficult to explain how having your heart broken a few or even many times in your early years — or trying to separate sex from feeling, as in hooking up — is good preparation for a trusting and happy marriage later on.

And on p. 42, we learn what women think marriage is and isn’t for:

For instance, in the on-campus interviews one student complained, “[With] marriage…you have to debate everything… Why do you need a piece of paper to bond a person to you? …But I know if I don’t get married I’ll probably feel like… [a] lonely old woman… If anything, I’d get married [because of] that.”

This student went on to say that she would be satisfied to live with a man, but added that, if the man was committed to her, he would offer to marry her, and that this was the kind of commitment that she wanted. A student at the University of Washington said,“I don’t want to get married right after I graduate from college. I just think that would stunt my growth in every way that there is. I would like to be in a very steady, committed relationship with a guy.”

And on p. 44, we learn that they like co-habitation, which increases the risk of divorce by about 50% (but they don’t know that):

In the national survey, 58 percent of the respondents agreed that “It is a good idea to live with someone before deciding to marry him.” This belief often coexists with a strong desire to marry, because it was embraced by 49 percent of the respondents who strongly agreed that marriage was a very important goal for them.

[…]Women we interviewed on campus reflected a similar range of attitudes about cohabitation. Some women thought that cohabitation was a good way to test whether one could spend a lifetime with a potential partner. In such cases, women often cited fears of divorce as the reason for trying cohabitation first. A senior at the University of Washington said, “I kind of don’t really see marriages work ever, so I want to make sure that everything’s all right before [we get married]. I don’t see how people can get married without living together because I know like I have a best friend and I live with her and we want to kill each other, like, every few months.”

Other women felt that, in an age of divorce, cohabitation was a preferable alternative to marriage. A student at New York University said, “You see so [many] people getting divorces… I just don’t see the necessity [of marriage].” She went on to say, “I think that I don’t have to be married to [the] person that I’m with…. You know like… Goldie Hawn [and Kurt Russell]? They’re not married.”

But let’s get back to the drinking and the hook-up sex…

Once a woman abandons femininity for feminism, then sex is all that she can use to get noticed by a man. Men are like hiring managers, and courting is like a job interview for the job of marriage and mothering. If a woman tries to get the job by having sex with the interviewer, he isn’t going to hire her since sex has nothing to do with the job. There are children involved, you know – he has to think of them when he makes the hiring decision. But women have been taught to think bad things about men (they’re rapists) and marriage (it’s slavery) by feminists – so they don’t even try to understand men, or to respect men, or prepare their character for being a wife and mother. Feminists just don’t understand that hard work is needed to understand men and prepare for marriage.

In a previous post, I explained how feminists wanted to get women to drink like men, have sex like men, and to abolish courtship and marriage. Under the influence of feminism and Hollywood celebrities, women began to choose men to have sex with without any consideration of morality, religion, marriage, etc. They thought that sex was an easy way to trick a man into committing to them without having to treat him like a real person, or to take the demands of marriage and parenting seriously. (They have been taught to value education and careers over husbands and children, you understand). This results in a cycle of binge-drinking, one-night-stands, cheating, co-habitating, breaking-up, stalking, aborting, etc., until the woman’s ability to trust and love anyone but herself is completely destroyed. And yet these college women somehow believe this is “adventurous”, that it makes them feel “sexy”, and that the experience of being selfish and seeing the worst kind of men acting in the worst possible ways, point blank, somehow prepares them for marriage and motherhood.

Often, a young unmarried woman’s biological father was NOT selected by her mother based on his ability to make commitments and moral judgments. Many feminists prefer men who do not judge women morally, nor impose his religion on her. But those very things that young unmarried  women today seem to dislike most about men, because they fear rejection on moral and religious grounds, are exactly the things that make men good husbands and fathers. They don’t want to be judged or led spiritually, so they choose immoral, non-religious men. Men who are not firm on morality and religion cannot be counted on to act morally and self-sacrificially. And when they fail, and the marriages break up, the children grow up fatherless and may develop negative views of men.

Every young unmarried woman who chooses a bad man, and then has a bad experience with him is pushing away marriage with both hands. The more she destroys her ability to trust, love and care for others, the less she is able to be happy and effective in a marriage.

William Lane Craig’s case for the resurrection of Jesus

Dr. Craig’s famous minimal facts case for the resurrection has been posted at the Christian Apologetics Alliance. He presents 4 facts admitted by the majority of New Testament historians, and then he supplies multiple pieces of evidence for each fact.

Here are the four facts:

  • FACT #1: After his crucifixion, Jesus was buried in a tomb by Joseph of Arimathea. 
  • FACT #2: On the Sunday following the crucifixion, Jesus’ tomb was found empty by a group of his women followers.
  • FACT #3: On multiple occasions and under various circumstances, different individuals and groups of people experienced appearances of Jesus alive from the dead.
  • FACT #4: The original disciples believed that Jesus was risen from the dead despite their having every predisposition to the contrary.

Here’s the detail on fact #3, the post-mortem appearances.

FACT #3: On multiple occasions and under various circumstances, different individuals and groups of people experienced appearances of Jesus alive from the dead.

This is a fact which is almost universally acknowledged among New Testament scholars, for the following reasons:

1. The list of eyewitnesses to Jesus’ resurrection appearances which is quoted by Paul in I Cor. 15. 5-7 guarantees that such appearances occurred. These included appearances to Peter (Cephas), the Twelve, the 500 brethren, and James.

2. The appearance traditions in the gospels provide multiple, independent attestation of these appearances. This is one of the most important marks of historicity. The appearance to Peter is independently attested by Luke, and the appearance to the Twelve by Luke and John. We also have independent witness to Galilean appearances in Mark, Matthew, and John, as well as to the women in Matthew and John.

3. Certain appearances have earmarks of historicity. For example, we have good evidence from the gospels that neither James nor any of Jesus’ younger brothers believed in him during his lifetime. There is no reason to think that the early church would generate fictitious stories concerning the unbelief of Jesus’ family had they been faithful followers all along. But it is indisputable that James and his brothers did become active Christian believers following Jesus’ death. James was considered an apostle and eventually rose to the position of leadership of the Jerusalem church. According to the first century Jewish historian Josephus, James was martyred for his faith in Christ in the late AD 60s. Now most of us have brothers. What would it take to convince you that your brother is the Lord, such that you would be ready to die for that belief? Can there be any doubt that this remarkable transformation in Jesus’ younger brother took place because, in Paul’s words, “then he appeared to James”?

Even Gert Ludemann, the leading German critic of the resurrection, himself admits, “It may be taken as historically certain that Peter and the disciples had experiences after Jesus’ death in which Jesus appeared to them as the risen Christ.”3

Yes, Gerd Ludemann is actually an atheist new Testament historian, and he has even debated Dr. Craig on the resurrection – not once, but twice. That’s the kind of evidence Dr. Craig uses in his case. Not just what your pastor will give you, but what atheists will give you. We need to learn to debate like that.