the hook-up culture and its effects on men and women
cohabitation and its effect on marriage stability
balancing marriage, family and career
single motherhood by choice and IVF
modern sex: a sterile, recreation activity
the real purposes of sex: procreation and spousal unity
the hormone oxytocin: when it is secreted and what it does
the hormone vassopressin: when it is secreted and what it does
the sexual revolution and the commoditization of sex
the consumer view of sex vs the organic view of sex
fatherlessness and multi-partner fertility
how the “sex-without-relationship” view harms children
52 minutes of lecture, 33 minutes of Q&A from the Harvard students. The Q&A is worth listening to – the first question is from a gay student, and Dr. Morse pulls a William Lane Craig to defeat her objection. It was awesome! I never get tired of listening to her talk, and especially on the topics of marriage and family.
First, the study, which was published in Demographic Research.
With increasing levels of student loan debt, the path to economic stability may be less smooth than it was for earlier generations of college graduates. This paper explores this emerging trend by assessing whether or not student loan debt influences family formation.
The objective of this study is to examine whether student loan debt delays marriage in young adulthood, whether or not the relationship between student loan debt and marriage differs for women and for men, and if this relationship attenuates during the years immediately after college graduation.
METHODS We estimate a series of discrete-time hazard regression models predicting the odds of first marriage as a function of time-varying student loan debt balance, using a nationally representative sample of bachelor’s degree recipients from the 1993 Baccalaureate and Beyond Longitudinal Study (N = 9,410).
RESULTS We find that the dynamics of loan repayment are related to marriage timing for women, but not for men. Specifically, an increase of $1,000 in student loan debt is associated with a reduction in the odds of first marriage by 2 percent a month among female bachelor degree recipients during the first four years after college graduation. This relationship attenuates over time.
CONCLUSION Our study lends support to the proposition that the financial weight of monthly loan repayments impedes family formation in the years immediately following college graduation – however, only for women. This finding questions traditional models of gender specialization in family formation that emphasize the economic resources of men.
I think that a woman who is serious about studying something that will allow her to get a job related to her field so she can quickly pay off her loans in the first few years is a very good sign of RESPECT for a man, and for his role as primary/sole provider. Men choose tough majors / trades for a reason, and they do tough jobs for a reason. When a woman chooses something hard to study and then chooses a hard job to do to pay off her loans, it’s showing to her man that she respects what he is doing to provide for the family. I think this is something that parents need to encourage young women to do, but so often parents focus too much on spiritual / emotional concerns instead of practical wisdom when leading their kids.
When a woman asks a man to work to pay for the marriage – with all the costs of home, furniture, diapers, tuition, etc. – she is asking him for a commitment to work until he is 65. That is a lot to ask, and it is very hard to accept this from a woman who doesn’t understand the difficulty of earning and saving money.
So what do I recommend to a woman? I recommend she do a STEM degree, pay off her debts, guard her chastity, marry young when she is fertile, have a few years of work to pay off student loans and get used to the workplace, demonstrate ability in apologetics and mentoring others, etc. A wife needs to have a lot more skills than just being pretty and young. There are things she has to do in the marriage – things that take preparation. The more accustomed she is to hard work and self-sacrifice, the easier she will take to her role in the marriage. Women who are used to having to do hard things that they don’t feel like doing make the best wives and mothers. It’s something that a woman can grow into, if she lets herself be challenged to grow.
My friend Amy is fond of telling me that people usually adapt to their friends. So if all your friends are very spiritual and impractical, and they don’t have jobs or savings, then chances are you’ll be like them, too. To get out of debt, don’t take financial advice from people who, in their own lives, show no evidence of knowing what to study, how to find a job, how to save money, and so on. Instead of pushing away the people who “rain on your parade” with wisdom, grab them and keep them close. Watch what they do. Talk to them about your finances. Rely on them to hold you accountable for choosing a good major, updating your resume, and continuously growing your salary, through annual raises or job changes. That’s how you get better.
I don’t say these things in order to make women feel bad, or limit their freedom unnecessarily. I tell women to make good decisions to prepare for marriage, to practice self-denial and self-sacrifice, to choose the right men, to not be scared away by strong providers and men with moral and religious convictions. Although on one level, women can be scared off by men who have firm and definite convictions, they need to understand that these men are the most reliable men to marry. Men who don’t make demands on women usually don’t respond well to demands that women make on them. A strict moral and theological framework can seem scary to a woman – she might feel scared that she could be rejected. But it’s exactly these convictions that ground a man’s ability to keep loving her, to stick with her, and to encourage and support her as she grows.
Instead of being frightened by men who ask her to do good things, she should view it as an asset, not a liability. And the more she listens to his leading and grows, the more independent and capable she will be. She will feel better about doing hard things and playing a role. Better than she would feel about always choosing the easy way and then finding herself without accomplishments. Demanding men can be bad, but not if the demands they make are to build the woman up. The demand that a woman be serious about paying her debts with a real plan might seem scary to some women, but the study shows that this is good advice for her to be more attractive – to any man who might want to marry her.
The importance of patriotism, faith in God, and having children is significantly lower among millennials and Generation Z, compared to previous generations.
In a new poll conducted by the Wall Street Journal and NBC News, nearly 80% of people aged 55-91 said being patriotic is important to them, while only 42% of millennials and Generation Z, or those aged 18-38, said the same. Thirty percent of millennials and Generation Z said religion was important, compared to the over 75% of baby boomers, with just over 30% of millennials and Generation Z saying it was important to have children.
Areas where the younger generations had placed higher importance compared to boomers were tolerance for others and self-fulfillment, with financial security being almost tied between the two age groups.
I’m sure that everyone has seen other polls showing the decline of Christianity, especially in mainline and Catholic churches. Evangelicals are declining less, but they are still declining.
The reason I linked to this post is because I’ve noticed that some Christians don’t really think that there is anything to be concerned about. Everything is working fine, they say. Whatever we’re doing right now must be working, because there is no decline. We’re winning, and if you think otherwise, then you’re just complaining.
Well, I don’t really know why there is this decline, all I can do is speak from my experiences. I’ve met people through my blog who did lose their faith in college, and I’ve met ex-Christians in my office, too. I asked them what the problem was, and it seems to be that when they were growing up, they often bullied into behaving like a Christian without being able to ask any questions about whether it was true. And then as soon as they got to college away from their parents and pastors, they just dumped the whole thing.
I remember listening to an amazing lecture a while back by Dr. Scott Waller. I think it was a lecture he gave for the Stand to Reason “Masters Series in Christian Thought” in 2003. The lecture was about Postmodernism in the University. Postmodernism is the view that there are no true or false views, especially with “soft” issues like religion and morality. In the lecture, he talked about how a father had sent his devout Christian son to university, and the son had returned an atheist after one semester. I remember Dr. Waller quoting the son telling his parents “I have come to think of my time growing up in this house as the dark period of my life”. The father was very upset. So Dr. Waller told him what to do. He said, you’re going to need to read a few books on the most common questions that your son has, and then work through the answers with him. And he made a little pile of books about common questions that college students ask, and pushed the pile across the table to the father. And the father pushed the books back across the table to Dr. Waller, and said “well, I don’t have time for reading so many books… but could you just talk to him instead?”
Another thing that seems to cause a lot of young people to leave the faith in college is sex. Now if I were trying to convince someone to be responsible about sex, I’d try to show them studies and statistics to explain why there really are best practices to relationships and marriage. For example, I’d might show them that the number of premarital sex partners increases marital instability, or that sliding into cohabitation early tends to make marriages less stable. But this takes a bit of work, and you have to work through it with the young people. I just don’t know if parents really reason with their kids like this. But in churches, I’ve noticed that trying to make an argument using evidence isn’t very popular. To me, if I were trying to be convincing to someone about something, I would use evidence. It’s just natural to me to make a case if I’m trying to be persuasive. But making a case just hasn’t been a really big priority in the churches I’ve attended.
So, I guess if I had to give any advice to parents of children, or pastors in churches, it would be that Christianity is in decline, and we need to do more than just order people to memorize Bible verses and creeds, go to church, etc. It’s hard for me to know what’s really going on in everyone’s home, and in everyone’s church. But I don’t think that whatever we’re doing in our homes and churches is working to convince young people that belief in God is very important.
Grey Gordon and Aaron Hedlund, economists at Indiana University and the University of Missouri, developed a method to test various explanations for the share rise in tuition costs. Is it state funding cuts? Or the increased wage premium for a college degree? Or is it related to general cost increases in the services industries?
Not exactly. In a working paper published by the National Bureau of Economic Research the economists report that these factors contributed insignificantly to the rapid rise in tuition between 1987 and 2010.
What did account for almost all of it was, ironically enough, the massive explosion in federal aid over the past several decades. Federal aid — in the form of subsidized loans, grants and tax credits — shot up 134% in the past 15 years, according to the College Board. It’s climbed 22% just under President Obama.
Combined with state aid, the government is pouring more than $239 billion a year into programs designed to make college less expensive.
What the authors found is that all this aid money has simply let college administrators spend more and jack up tuition to pay for it, without hurting enrollment. The result is there to see for anyone who visits a college campus these days — gourmet kitchens, luxurious dorms, shiny new administrative buildings, beautiful landscapes, state of the art workout facilities, etc.
[…]Not only does the increased federal aid lead to higher tuition, the authors found, but it perversely leads to “more debt, and in the absence of higher labor market returns, more loan default inevitably occurs.”
This hypothesis – that it is government subsidies that drive up tuition rates – is supported in the radically leftist New York Times, of all places.
This is by Paul F. Campos, law professor at the radically leftist UC Boulder, explains that government handouts is causing the rise in college tuition:
[…][T]he astonishing rise in college tuition correlates closely with a huge increase in public subsidies for higher education. If over the past three decades car prices had gone up as fast as tuition, the average new car would cost more than $80,000.
[…]As the baby boomers reached college age, state appropriations to higher education skyrocketed, increasing more than fourfold in today’s dollars, from $11.1 billion in 1960 to $48.2 billion in 1975. By 1980, state funding for higher education had increased a mind-boggling 390 percent in real terms over the previous 20 years. This tsunami of public money did not reduce tuition: quite the contrary.
But where is the money going? Is it mostly going to research? To the classroom? To hire more and better professors?
Interestingly, increased spending has not been going into the pockets of the typical professor. Salaries of full-time faculty members are, on average, barely higher than they were in 1970. Moreover, while 45 years ago 78 percent of college and university professors were full time, today half of postsecondary faculty members are lower-paid part-time employees, meaning that the average salaries of the people who do the teaching in American higher education are actually quite a bit lower than they were in 1970.
By contrast, a major factor driving increasing costs is the constant expansion of university administration. According to the Department of Education data, administrative positions at colleges and universities grew by 60 percent between 1993 and 2009, which Bloomberg reported was 10 times the rate of growth of tenured faculty positions.
Even more strikingly, an analysis by a professor at California Polytechnic University, Pomona, found that, while the total number of full-time faculty members in the C.S.U. system grew from 11,614 to 12,019 between 1975 and 2008, the total number of administrators grew from 3,800 to 12,183 — a 221 percent increase.
Do you wonder why college is so liberal? It’s because instead of hiring professors to teach you how to do useful work for money, they are hiring useless administrators who just enforce politically correct secular leftism onto the students.
One way the textbook market is insulated from competition and market forces is that the professor, not the student, makes the decision on the textbook for a course, and it’s probably the case that many professors are unaware of the retail cost of the books they assign for their students. And once the professor decides on a textbook, there are no substitutes for the new edition of the book assigned. If a professor assigns Mankiw’s Principles of Economics textbook, students can’t substitute McConnell’sPrinciples of Economics textbook.
Another reason for skyrocketing textbook prices could be that they are being fueled by easy and cheap credit in the form of student loan debt, which now exceeds $1.36 trillion and has doubled in less than eight years, and tripled in the last decade! Students borrow money not just for college tuition and fees, but also to finance the purchase of textbooks that now routinely cost more than $300, and sometimes approach $400.
What should young people considering college do? If you’re going to college or trade school, go to a low-cost school. Do a STEM degree (e.g. petroleum engineering) or learn to do a trade that pays well (e.g. – electrician). Try to get tuition assistance even if it means going to a less prestigious school. And work at every opportunity you get in the most serious job you can find. Don’t spend your money – save it. Especially don’t spend your money on fun, vacations and alcohol. As soon as you grow up, you’re going to wish you could have it all back.
The author, Tad Hopp is graduating a PCUSA seminary – an extremely liberal, left-wing denomination.
I graduated college in 2007.
[…] I majored in English, not exactly what most people consider a ‘marketable’ or ‘practical’ degree…
[…]I went to a somewhat expensive private school…
[…]I did what many students in their last year of high school do: I went to the school where I felt I was being called…
[…]I do not regret my four years at my undergraduate institution one bit.
[….]When I graduated college, I owed nearly $50,000 in student loan debt and was unemployed for almost six months before I finally found a low-paying office job.
[…]“Can’t find a job? Well, you should have majored in something more ‘practical’, like economics or business or medicine.” Yeah, that would be great…if those were the subjects where my skills and passions lie. They’re not.
[…]I felt called to go to seminary.
[…]I will graduate seminary with close to six figures worth of student loan debt.
Let’s take stock of what he’s said so far:
he studied English, a language that he already spoke, which has one of the lowest employment rates
he was warned by people who knew something about earning and saving money not to study English
he went to a school he couldn’t afford to go to, and he graduated with $50,000 in debt
he went to seminary, another subject that doesn’t pay, and added another $50,000 or so of debt
he says that he doesn’t have to study subjects that lead to a career because he isn’t “passionate” about them
he “followed his heart” by going to the school that he had mystical, emotional, intuitions about = “calling”
My advice to Tad at this point would be for him to take the Bible seriously when it says this:
2 Thessalonians 3:10:
10 For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either.
And 1 Timothy 5:8:
8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.
The Bible is giving us the goal of working. So what should we do to be able to reach that goal? Why should anyone hire us? What is working really about? It’s those kinds of questions that should guide what we study in school, and what jobs we pursue.
We know what careers have the highest starting salaries and mid-career salaries:
Why do some people get paid more than others? The answer is supply and demand. Prices are a way of determining what is most valued by your fellow man. Business owners pay more to people who offer their customers more value. If you really want to serve your neighbor, you have to learn something they really want, but can’t easily obtain. And then you will be paid more. You can’t do what makes you happy. You have to do what makes customers happy. That’s how the free market works – you make money when you provide something of value to others. You make money when you serve others. This is something that is very hard for self-centered, feelings-driven young progressives to grasp. But it’s something older Americans all know.
Is the PCUSA doing anything to address this crisis?
[…]What has our government done to address this issue?
[…]I, like so many in my generation, voted for Obama…
[…]It seems to me that we’ve bought into the lie that student loan debt is brought on by the individual person…
[…]You know what I think might stimulate the economy? Automatically cancelling every single outstanding student loan!
He insists that the results of his own choices aren’t his fault. But didn’t he make the choices about what to study? Didn’t he make the choice to follow his heart? Didn’t he disregard the advice of people who urged him to be practical? Who is to blame, if not he, himself?
Tad needs to push away all his friends who told him to “follow his heart” and stick close by his friends who told him to focus on providing value to others. Don’t look for advice from dreamers, look for advice from doers. Dreamers talk. But doers have demonstrated the ability to create plans that work to achieve results.
By the way, some of you might be wondering how serious this person was about his Christianity. Well, in another post, he comes out as gay. So clearly the Bible is being interpreted in a way where feelings are overturning the plain meanings of words. People who read the Bible closely never come away with the message that they should follow their hearts.