Tag Archives: Socialism

California: Obamacare exchanges will raise health insurance premiums up to 25%

The radically leftist Los Angeles Times reports on it. (H/T The Cato Institute)

Excerpt:

California’s health insurance exchange said more than 30 plans are expected to vie with one another for spots in the state-run marketplace opening next fall.

State officials, and those in other states, are eager to flex their purchasing power under the federal healthcare law by selecting only certain individual and small-business health plans for 19 different regions across California.

The exchange, branded Tuesday as Covered California, will negotiate with insurers for the best rates and will assist consumers and small businesses in choosing a plan by separating them into five categories based on cost and level of benefits.

[…]The ability of the exchange to lower healthcare costs remains unclear. Experts said average premiums could rise in the exchange because the Affordable Care Act requires improved benefits, but consumers’ out-of-pocket medical costs could decrease under those same changes.

California insurance officials have expressed concern about substantial rate hikes for some existing policyholders going into the exchange.

Under a new rating map approved by state lawmakers, the Department of lnsurance estimated that premiums for similar coverage could increase as much as 25% in West Los Angeles, 22% in the Sacramento area and nearly 13% in Orange County.

Do you want to pay higher medical insurance premiums? Can you afford it? We’ve already seen massive drops in average household incomes under this President.

According to Forbes magazine:

New income data from the Census Bureau reveal what a great job Barack Obama has done for the middle class as President. During his entire tenure in the oval office, median household income has declined by 7.3%.

In January, 2009, the month he entered office, median household income was $54,983. By June, 2012, it had spiraled down to $50,964. That’s a loss of $4,019 per family, the equivalent of losing a little less than one month’s income a year, every year. And on our current course that is only going to get worse not better…

[…]Three years into the Obama recovery, median family income had declined nearly 5% by June, 2012 as compared to June, 2009. That is nearly twice the decline of 2.6% that occurred during the recession from December, 2007 until June, 2009. As the Wall Street Journal summarized in its August 25-26 weekend edition, “For household income, in other words, the Obama recovery has been worse than the Bush recession.”

[…]Obama has failed the poor as well as the middle class. Last year, the Census Bureau reported more Americans in poverty than ever before in the more than 50 years that Census has been tracking poverty. Now The Huffington Post reports that the poverty rate is on track to rise to the highest level since 1965, before the War on Poverty began. A July 22 story by Hope Yen reports that when the new poverty rates are released in September, “even a 0.1 percentage point increase would put poverty at the highest level since 1965.”

Additionally, medical insurance premiums, which Obama promised to lower, are actually up.

From Investors Business Daily.

Excerpt:

During his first run for president, Barack Obama made one very specific promise to voters: He would cut health insurance premiums for families by $2,500, and do so in his first term.

But it turns out that family premiums have increased by more than $3,000 since Obama’s vow, according to the latest annual Kaiser Family Foundation employee health benefits survey.

Premiums for employer-provided family coverage rose $3,065 — 24% — from 2008 to 2012, the Kaiser survey found. Even if you start counting in 2009, premiums have climbed $2,370.

Why should we go forward with Obamacare, which requires the construction of these exchanges? Obama already broke his promise to cut health insurance premiums, and the full implementation of these exchanges would raise the premiums even higher. This is nothing but a ploy to justify the imposition of price controls on private health insurers so that they go out of business, and we are left with a fully government-controlled system. Then there will be no choice, no competition, waiting lists, a shortage of doctors and rationing of health care by un-elected bureaucrats. Do not give this man a second term.

Here are a few articles that I have been using lately to inform people about the problems with Obamacare:

It’s important to understand that people who oppose this law don’t oppose because we are just being contrary.  We have reasons.

Video: children complain about Obama-style redistribution of their Hallowe’en candy

Canadian conservative Steven Crowder took this hidden camera video:

Story from Red Alert Politics: (H/T Bad Blue)

Fox News contributor Steven Crowder decided he would see how well children would take President Barack Obama’s redistribution of wealth idea when it was applied to their Halloween candy.

He went to a trick-or-treat tailgate and had children line up after they had collected their candy and Crowder redistributed it so that every child would have an equal amount.

Sure enough, they weren’t too thrilled.

“Dude that’s not cool,” said one upset child dressed as a baseball player. “It’s not fun to take people’s candy. This is my candy, I worked hard for it.”

Another little girl in a princess costume’s jaw dropped as Crowder dropped a handful of her candy in another child’s bag. She looked up to her parents in disbelief and near-tears as if to demand that they protest this injustice.

The video is an attempt to show the real effects of a popular Obama campaign point which is to, “make the rich pay their fair share,” or, in other words, redistribute the wealth of the rich to the poor, regardless of who earned the money in the first place.

“You just stole my candy,” yelled one kid dressed all in white who looked like he was ready for a fist-fight.

“Is that your costume? You didn’t make that shirt, you didn’t build that,” replied Crowder, referring to Obama’s famous quote where he told business owners that they owed something to the government because they didn’t build their own businesses.

“I’m gonna call the police!,” yelled another child who swarmed Crowder with a group of his friends who appeared to be getting aggressive. Some even tried to swat Crowder in the face.

To say the least, Crowder was far from popular that night, but his prank served its purpose. Redistribution, in the words of one angry trick-or-treater, “is just not fair.”

Hilarious! But the public schools will brainwash them to become little socialist zombies in due time. What else can we expect from unionized public school teachers but big government indoctrination?

Government spends $61,194 on welfare for each household below the poverty line

From the Weekly Standard. (With a rant from me below)

Excerpt:

New data compiled by the Republican side of the Senate Budget Committee shows that, last year, the United States spent over $60,000 to support welfare programs per each household that is in poverty. The calculations are based on data from the Census, the Office of Management and Budget, and the Congressional Research Services.

“According to the Census’s American Community Survey, the number of households with incomes below the poverty line in 2011 was 16,807,795,” the Senate Budget Committee notes. “If you divide total federal and state spending by the number of households with incomes below the poverty line, the average spending per household in poverty was $61,194 in 2011.”

This dollar figure is almost three times the amount the average household on poverty lives on per year. “If the spending on these programs were converted into cash, and distributed exclusively to the nation’s households below the poverty line, this cash amount would be over 2.5 times the federal poverty threshold for a family of four, which in 2011 was $22,350 (see table in this link),” the Republicans on the Senate Budget Committee note.

To be clear, not all households living below the poverty line receive $61,194 worth of assistance per year. After all, many above the poverty line also receive benefits from social welfare programs (e.g. pell grants).

How do people become poor anyway, in a rich country like America? Is it someone else’s fault, or is it a result of their own poor decision-making? Let famous black economist Walter Williams – chair of the Department of Economics at the prestigious George Mason University –explain it for us:

Avoiding long-term poverty is not rocket science. First, graduate from high school. Second, get married before you have children, and stay married. Third, work at any kind of job, even one that starts out paying the minimum wage. And, finally, avoid engaging in criminal behavior.

If you graduate from high school today with a B or C average, in most places in our country there’s a low-cost or financially assisted post-high-school education program available to increase your skills.

Most jobs start with wages higher than the minimum wage, which is currently $5.15. A man and his wife, even earning the minimum wage, would earn $21,000 annually. According to the Bureau of Census, in 2003, the poverty threshold for one person was $9,393, for a two-person household it was $12,015, and for a family of four it was $18,810. Taking a minimum-wage job is no great shakes, but it produces an income higher than the Bureau of Census’ poverty threshold. Plus, having a job in the first place increases one’s prospects for a better job.

To augment what Dr. Williams said with a study:

Nearly three out of four poor families with children in America are headed by single parents. When a child’s father is married to his mother, however, the probability of the child’s living in poverty drops by 82 percent.

The collapse of marriage, along with a dramatic rise in births to single women, is the most important cause of childhood poverty but government policy doesn’t reflect that reality, according to a special report released today by The Heritage Foundation.

I had to spend all day Saturday and all day Sunday this weekend working to fix a defect so that I could get back on track on my next project. I am still 4 days behind schedule on that new project. If I can’t catch up, I’ll probably have to cancel my November vacation, and maybe even my December vacation. The massive expenditures on welfare for “the poor” is the reason why I have to come in on Saturday and Sunday to work. I have to  to work to pay for these people, and their enablers in the Democrat party.

Don’t I have a right to pursue my dreams and my marriage plans and my plans to be a public, effective Christian, with the money that I earn through my work? For example, on Saturday, I sent $125 to a young Christian scholar so that he could attend a conference and present a paper on a moral issue that we both care about. The government would never give him money, but they will tax me to pay for contraceptives for everyone else. I am a virgin – I don’t even buy contraceptives for myself! I really have better things to do with my earned income than buying “Obamaphones” for people who spend their entire lives collecting welfare. Don’t I have a right to spend what I earn on my own goals and priorities?

UPDATE: The Manhattan Institute explains how welfare waivers water down the work incentives for welfare.

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