Once provisions of the Affordable Care Act start to kick in during 2014, at least three of every 10 employers will probably stop offering health coverage, a survey released Monday shows.
While only 7% of employees will be forced to switch to subsidized-exchange programs, at least 30% of companies say they will “definitely or probably” stop offering employer-sponsored coverage, according to the study published in McKinsey Quarterly.
The survey of 1,300 employers says those who are keenly aware of the health-reform measure probably are more likely to consider an alternative to employer-sponsored plans, with 50% to 60% in this group expected to make a change. It also found that for some, it makes more sense to switch.
“At least 30% of employers would gain economically from dropping coverage, even if they completely compensated employees for the change through other benefit offerings or higher salaries,” the study says.
Now we’re going to get what we voted for, unless the Republicans get in all the way in 2012.
Last summer, I had the privilege of attending lectures by one of the scientists featured in the upcoming Illustra Media documentary, Metamorphosis. Dr. Paul Nelson explained the science behind this unique argument for intelligent design theory, and I’ve been waiting with bated breath for the film’s resease ever since!
The intelligent design argument presented by the film (which I understand isn’t discussed until the third part) is the enormous problem that insect metamorphosis poses for the theoretical neo-Darwinian descent pathways. In plain language, neo-Darwinism claims that random genetic mutations coupled with natural selection acting over greats spans of time are responsible for a caterpillar’s physical ability to transform into a butterfly. There’s an insurmountable obstacle for this alleged process, however.
When it enters the pupa phase, in which it forms a hard chrysalis around itself, the caterpillar’s body totally liquefies. Subsequently, an entirely new body plan is constructed from this chemical soup, and what emerges from the chrysalis is absolutely nothing like what went in. Now, according to neo-Darwinism, mutations that equip an organism for such a spectacular metamorphosis are cumulative. The mutations that dictate chrysalis formation would come first. Next would come mutations that cause body-liquefication. Next would come—uh-oh—do you see the problem here? If a caterpillar goes into a pupa stage without the necessary genetic information to build the new body structure and GET OUT OF the pupa stage (an “escape plan,” if you will), it would simply die inside the chrysalis, never to emerge. Thus, there is NO ADVANTAGE for natural selection to act upon, and the process of metamorphosis could never evolve. What would be needed here is for the caterpillar to acquire ALL the mutations necessary for the pupa phase and ALL the mutations necessary for the architecture of a survivable adult body plan AT THE SAME TIME. Based on what evolutionary biology teaches about how mutations accumulate, this simply isn’t going to happen. This is a case of all-or-nothing that argues strongly for intentional, intelligent design.
If you want to see the first three in the series, look here:
Melissa is a graduate student at Biola University, studying for the Master of Arts in Science and Religion. She holds a Bachelor’s degree in biology and worked in biotechnology and pharmaceutical research for five years after obtaining her undergraduate degree. She has spent more than a decade studying the science and philosophy pertaining to the origins debate and is also currently working toward her certification in general Christian apologetics from Biola. She directs The Woodlands chapter of Reasonable Faith and welcomes opportunities to speak and teach on scientific apologetics.
She also is a homeschooling mom, which is the best kind of mom.
Consider this article from the Wall Street Journal.
Excerpt:
Here’s something you don’t see everyday. Thousands of American blacks held a rally in Harlem last week to protest . . . the NAACP.
The New York state chapter of the civil rights organization and the United Federation of Teachers, the local teachers union, have filed a lawsuit to stop the city from closing 22 of Gotham’s worst schools. The lawsuit also aims to block the city from giving charter schools space to operate in buildings occupied by traditional public schools.
Protesters at the rally, which included parents and charter school operators like Geoffrey Canada of the Harlem Children’s Zone, urged the NAACP to withdraw from the suit. But Hazel Dukes, president of the state NAACP chapter, is unpersuaded. Using the kind of language more readily associated with past opponents of black civil rights, Ms. Dukes said that critics of the lawsuit “can march and have rallies all day long. . . . We will not respond.”
What schoolhouses is Ms. Dukes standing in the doorway to protect? Well, at the Academy for Collaborative Education, one of the Harlem schools that the city wants to close, only 3% of students were performing at grade level in English last year, and only 9% in math. At Columbus High School in the Bronx, another school slated for closure, the four-year graduation rate in 2009 was 40%, versus a citywide average of 63%, and less than 10% of special education students graduated on time.
The teachers union wants to keep these abysmal schools open to preserve jobs for their members. This is bad enough. But the union and NAACP also want to limit better educational options for low-income families who can’t afford private schools and can’t afford to move to an affluent neighborhood with decent public schools. The union knows that in a place like New York City, where space is at a premium, blocking charters from operating in public buildings will hamper charter growth.
If the lawsuit succeeds, the awful schools will remain open to damage another generation of children. If you want to know why the NAACP has become irrelevant to the lives of African-Americans, this typical display of moral indifference to the plight of minority children is Exhibit A.
The NAACP is aligned with the Democrat party, and the Democrat party is beholden to teacher unions. They don’t care about children. Not only are the Democrats spending the next generation into debt, but they are also bankrupting medicare and social security, subsidizing the destruction of their families with single mother welfare, and now destroying their hopes of getting and education. It’s unconscionable. They hate children.
