Obamacare enrollment of young adults about 50 percent below target

If you remember, Obamacare works by forcing young people (especially young men) to pay for care they don’t need and won’t use. This lowers the costs of health care for younger women and especially for older, sicker people. The target is 2.7 million enrollments of people from age 18-34.  But are young people signing up for this plan in numbers like that?

Investors Business Daily has the answer.

Excerpt:

Data through five months of the open-enrollment period show that slightly fewer than 10% of eligible 18- to 34-year-olds have signed up for coverage. Among young men, roughly 1 in 12 has signed up.

The Kaiser Family Foundation puts the ObamaCare-eligible population at 28.6 million, with 40%, or about 11.4 million, in the 18-to-34 age group.

Compared to the size of the potential market, the first-year target of 7 million enrollees, including about 2.8 million young adults, was relatively modest.

Yet it’s now clear that the initial target is well out of reach. The Avalere Health consultancy projected that sign-ups — paid and unpaid — will end March at around 5.4 million.

Through February, not quite 1.1 million young adults had selected an exchange plan. Among this group, the male-female breakdown was about 45% vs. 55%. That matters because women at child-rearing age are more likely to run up big medical bills.

In February, 268,000 18- to 34-year-olds signed up, so a decent upsurge in March could lift the total close to 1.4 million. But that’s before winnowing out the people who don’t pay.

Anecdotal reports from a handful of states and large insurers now point to a paid rate of about 85%, possibly lower.

While that could improve before the March 31 deadline, there’s reason to suspect that the paid percentage might lag among young adults, since they are showing more reticence about signing up in the first place.

Once the unpaid group is subtracted, it appears likely that young-adult enrollees will fall at least 50% below the first-year target The White House had initially set that target at 2.7 million.

[…]The age mix is important because the exchanges charge younger people higher premiums relative to pre-ObamaCare individual market insurance, so that older people can be charged less without negating insurer profits.

If young adults make up just 25% of the ObamaCare exchange population, it would wipe out much, but not all, of the 3% to 4% profit margin insurers typically allow for in setting premiums, Kaiser Family Foundation experts figure.

Yet that calculation assumes the health status of those who do sign up is about average. In general, an insured pool comprising a smaller share of the eligible group raises concern that the covered group will be costlier than average.

So they are expecting 2.7 million, but even with a late surge of enrollments, they are only going to get 1.4 million young people. That’s bad for Democrats, but I am happy that young men are not signing up for this law. They have nothing to gain from it. Maybe this whole mess will be worth it if young men understand that big government rides on the backs of young men. They are expected to pay the taxes, but without getting any of the benefits. Sex changes? IVF? Maternity? Well woman exam? Birth control pills? We don’t use that. We don’t mind paying for that for our wives, but we don’t want to pay for it for complete strangers.

Brian Auten interviews Dr. Angus Menuge on philosophy of mind

Click here for the interview. It’s up at Apologetics 315!

Details:

Today’s interview is with Dr. Angus Menuge, Professor of Philosophy  at Concordia University, and author of Agents Under Fire: Materialism and the Rationality of Science. He talks about his background and work, the philosophy of mind, what reason (or reasoning) is, what materialism is as a worldview, things excluded from a materialistic worldview, methodological naturalism and materialism, accounting for free will, materialistic accounts of reason, the epistemological argument from reason, the ontological argument from reason, finding the best explanation for reason, problems with methodological naturalism, implications of materialism, practical application of the argument from reason, advice for apologists, the International Academy of Apologetics, and more.

If what Dr. Menuge says in this interview is true, and I think it is, then a person who believes in materialism can neither ground free will nor rationality! So atheism wouldn’t really be freethought so much as it would be… un-free… non-thought.

In case people don’t want to listen to the podcast, then I’ve got some things for you to read below.

The ontological argument from reason

Dr. Menuge presented a paper at the real Evangelical Philosophical Society conference for students and professors of philosophy, and you can download the paper here in Word format. (here’s a PDF version I made)

Here is the introduction to the paper that Dr. Menuge read at the EPS conference:

The argument from reason is really a family of arguments to show that reasoning is incompatible with naturalism. Here, naturalism is understood as the idea that foundationally, there are only physical objects, properties and relations, and anything else reduces to, supervenes on, or emerges from that. For our purposes, one of the most important claims of naturalism is that all causation is passive, automatic, event causation (an earthquake automatically causes a tidal wave; the tidal wave responds passively): there are no agent causes, where something does not happen automatically but only because the agent exerts his active power by choosing to do it. The most famous version of the argument from reason is epistemological: if naturalism were true, we could not be justified in believing it. Today, I want to focus on the ontological argument from reason, which asserts that there cannot be reasoning in a naturalistic world, because reasoning requires libertarian free will, and this in turn requires a unified, enduring self with active power.

The two most promising ways out of this argument are: (1) Compatibilism—even in a deterministic, naturalistic world, humans are capable of free acts of reason if their minds are responsive to rational causes; (2) Libertarian Naturalism—a self with libertarian free will emerges from the brain. I argue that neither of these moves works, and so, unless someone has a better idea, the ontological argument from reason stands.

The paper is 11 pages long, and it is helpful for those of you looking for some good discussion of one of the issues in the area of philosophy of mind.

You may also be interested in Alvin Plantinga’s epistemological argument from reason, which is related to this argument. It shows that even to have the ability to think, you have to have a certain anthropology and you have to have mental faculties that are designed for reason, not survival.

Methodological naturalism

Dr. Menuge also wrote an article entitled “Is methodological materialism good for science?”.

Intro:

Should science by governed by methodological materialism? That is, should scientists assume that only undirected causes can figure in their theories and explanations? If the answer to these questions is yes, then there can be no such thing as teleological science or intelligent design. But is methodological materialism a defensible approach to science, or might it prevent scientists from discovering important truths about the natural world? In my contribution to The Waning of Materialism (Oxford University Press, 2010), edited by Robert Koons and George Bealer, I consider twelve of the most common arguments in favor of methodological materialism and show that none of them is convincing.

Of these arguments, perhaps the most prevalent is the “God of the gaps” charge, according to which invoking something other than a material cause is an argument from ignorance which, like a bad script writer, cites a deus ex machina to save our account from difficulty. Not only materialists, but also many Christian thinkers, like Francis Collins, worry that appeal to intelligent design commits the God of the gaps fallacy.

As I argue, however, not only is an inference to an intelligent cause not the same as an inference to the supernatural, it is a mistake to assume that all gap arguments are bad, or that only theists make them. If a gap argument is based solely on ignorance of what might explain some phenomenon, then indeed it is a bad argument. But there are many good gap arguments which are made both by scientific materialists and proponents of intelligent design.

So how do you make an argument like that?

As Stephen Meyer has argued in his Signature in the Cell, intelligent design argues in just the same way, claiming not merely that the material categories of chance and necessity (singly or in combination) are unable to explain the complex specified information in DNA, but also that in our experience, intelligent agents are the only known causes of such information. The argument is based on what we know about causal powers, not on what we do not know about them.

Since the inference is based on known causal powers, we learn that the cause is intelligent, but only further assumptions or data can tell us whether that intelligence is immanent in nature or supernatural. It is a serious mistake to confuse intelligent design with theistic science, and the argument that since some proponents of design believe that the designer is God, that is what they are claiming can be inferred from the data, is a sophomoric intensional fallacy.

If you think this is interesting, then do have a listen to the podcast. Dr. Menuge is not an ordinary academic – he is very direct. He calls materialism “a catastrophe” in the podcast!

Democrats want government social workers to visit children starting “at birth”

This is from CNS News.

Excerpt:

Will America be a better and freer country three decades from now if the children who turn four in this decade spend most of their waking hours with members of a government teachers union rather than with their moms?

President Barack Obama’s vision of America, not surprisingly, starts with very young children spending their time in the custody of government employees.

“I believe we should start teaching our kids at the earliest ages,” Obama said last week.

When he used the word “we” here, Obama was not talking about Michelle and himself, he was talking about the government. When he used the words “our kids,” he was not talking about his own children — who attend the most expensive private school in Washington, D.C. — he was talking about other people’s children and grandchildren.

[…]Health and Human Services Secretary Kathleen Sebelius explained at the National Press Club last April — at a lectern shared with American Federation of Teachers President Randi Weingarten — that Obama’s vision for federal involvement in the lives of very young children does not stop with 4-year-olds.

Obama’s budget calls for HHS to spend $15 billion over 10 years to fund an Obamacare provision called the Maternal, Infant, and Early Childhood Home Visiting Program. An HHS budget document says this program will send government-funded “nurses, social workers, and other professionals” into people’s homes to “improve parenting skills.”

“I think that there still needs to be great understanding of what the president has put on the table is really a birth-to-five proposal, recognizing that you can’t start at 4-year-olds,” Sebelius said at the National Press Club.

“We really need to start at birth,” said Sebelius.So, there will be an enhancement of home-visiting, which we know is an evidence-based strategy that helps people be good parents from the onset, helps the first and best teacher a child will ever have learn important skills.

[…]Obama, and his allies in government, advocate policies that violate the natural law and destroy human lives. They advocate, for example, the deliberate killing of innocent human lives through abortion (and, in Obama’s case, through intentionally neglecting-to-death born children who have survived abortions). They advocate destroying the family by redefining it to include, so far, carnal relationships between people of the same sex — thus denying that children have a God-given right to a mother and father.

Sebelius has been Obama’s chief agent in attacking the First Amendment right to the free exercise of religion. At this very moment, she is fighting in federal court to force Catholic schools in Washington, D.C., to secure health coverage for their faculty and staff that would provide abortion-inducing drugs in direct and unambiguous violation not only of the inalterable teachings of the Catholic Church but also in direct and unambiguous violation of the inalienable God-given right to life expressly recognized in the founding document of this nation.

For each of the last five years, according to the CDC, at least 40 percent of the babies born in the United States were born to unmarried mothers. As recently as 1980, it was only 18.4 percent.

Obama’s vision of a government that “educates” babies aims at forming the characters of the tragically increasing number of children born illegitimately in the United States — and as many other children as his programs can reach.

His strategic aim is to make them allies in his cause.

I don’t think that strangers in government can do as good of a job as my future wife and I can do. And I don’t like having to pay them to try. Big government secularists seem to have a deep suspicion of parents, and they seem to want to get the children away from them as quickly as possible, especially the fathers. Fathers are bad, I guess, because we teach children about God and about morality, and we teach them to be practical and independent. These are things that a secular leftist government does not like. But they do like to take money from fathers. And mothers too, if they can get it. None of this taking of money and then using it to influence your children is voluntary either. The whole idea that government will be interfering with my family, should I choose to start one, is really upsetting to me. Why don’t they raise their families with their own money, and leave me to raise mine with my money? What gives them the right to push their views on my children, paid for with my salary?