Young workers pay into entitlements that will be bankrupt when they retire

Payroll taxes for Social Security and Medicare
Payroll taxes for Social Security and Medicare

Doug Ross from Director Blue has a public service announcement for young people. Even if they are able to find jobs, they can look forward to paying a large chunk of their income to the government for retirement programs, Social Security and Medicare, that will be bankrupt by the time they are ready to retire.

Excerpt:

Ever seen these numbers on your pay stub? The numbers I’ve highlighted?

That money is being taken from you — or, more properly, it’s being stolen from you — to fund a myth. A mirage.

You’re never going to see a dime of that “Social Security Retirement Insurance” you’re paying for.

You’ll never a see a nickel of that “Medicare Health Care Insurance” either.

That money is being taken from your pay — your livelihood — to fund a system that will be bankrupt in less than a dozen years.

Oh, and it’s not me saying that: Medicare’s own actuary, Richard Foster, is. Social Security is in a similar situation, according to Treasury Secretary Timothy F. Geithner, who serves as the system’s senior trustee.

Suffice it to say that these systems will actually go broke far sooner than anyone’s really admitting because the economy remains poor and appears to be slowing down even further.

My public service message is this: this money is being taken from your pay in exchange for a promise that will be broken in just a few years. You’ll never see that money again. And it is the government — the government, not “the rich”, not the Koch brothers, not the oil companies — that is ripping you off.

It is the government, not corporations, spending untold billions on “green energy” scams like Solyndra. It is the government, not “the rich”, slathering EBT-welfare cards around like confetti. And it is the government, not “the Tea Party”, that is promoting illegal immigration and offering huge financial benefits to those in the country illegally. All with your money.

Medicare is the one that is really in trouble, as Forbes magazine explains:

The Trustees of the Medicare program have released their annual report on the solvency of the program. They calculate that the program is “expected to remain solvent until 2024, the same as last year’s estimate.” But what that headline obfuscates is that Obamacare’s tax increases and spending cuts are counted towards the program’s alleged “deficit-neutrality,” Medicare is to go bankrupt in 2016. And if you listen to Medicare’s own actuary, Richard Foster, the program’s bankruptcy could come even sooner than that.

See, the funny, funny thing about young people is that they are almost complete uninformed about basic economics. They don’t know where jobs come from. They don’t know where the money that the government spends come from. They don’t know how much the government spends. They don’t know about our debt-to-gdp ratio. Their view of economics is all determined by socialist public schools and socialist Hollywood and socialist mainstream media. It’s all emotional for them. They have feelings that the rich are greedy, and must be taxed, and that the government is Santa Claus, helping the poor with money from the rich. It’s the ultimate system of slavery, except the slaves want to be enslaved.

Why Christian parents should not teach their children that Santa Claus is real

From Dr. Lydia McGrew, who blogs at What’s Wrong with the World.

Excerpt:

Here’s another anecdotal example of a child’s linking belief in God and in Santa Claus dangerously: In March a young girl visited my (small) church, and my eldest daughter spent some time talking with her. My daughter ended up much concerned about her. The younger girl, age 9, had clearly been trying to test the waters to see what the 16-year-old wanted her to say. At one point she said, “I’m not even sure I believe in God. Well, I sort of believe in Him. I sort of believe in God and Santa Claus.” This was not reassuring.

Consider what it means to teach a young child to believe that Santa Claus is real. You are teaching the child that a person exists who is benevolent and has super-powers, who can do incredible things, who sees his actions while remaining unseen, who rewards good acts, and with whom (if you encourage letter-writing to Santa) the child can communicate.

If you’re a Christian parent, you are very likely teaching the child at the same time in his life and at the same stage in his development to believe in God–a powerful and benevolent Being who sees his actions while remaining unseen, who rewards good actions and punishes evil actions, and with whom the child can communicate by praying. In fact, you encourage him to pray to this Unseen Being.

To induce belief in your child in both of these teachings, you are relying on the fact that children naturally believe what their parents tell them.

But one is an unimportant falsehood and the other is the ultimately important Truth.

Belief in Santa Claus is temporary. Eventually kids figure out that Mom and Dad have been telling them a white lie and that the causes of the presents on Christmas morning are mundane. As the above story about the artist’s daughter shows, it isn’t that much of a stretch for the astute child to wonder whether the other story about an invisible, benevolent Being who is the cause of all things, seen and unseen, has also been a white lie and whether the causes of all the things previously attributed to Him are, instead, mundane.

Atheists trade on this. I’m sure my astute readers could find dozens of examples of atheist rants to very much the “when I became a man, I put away childish things” effect. And this trope can be very effective for older young people as well. A Christian high school or college student willno doubt at some point encounter the following line of thought: “Why do you believe in God? Because your parents told you that He exists, right? But you believed in Santa Claus on the same basis. If you’d been raised in another culture, you would believe a different religion, and they can’t all be true. At some point you have to start thinking for yourself. Just as it turned out that Santa Claus doesn’t exist, so, you’ll find, it turns out that God doesn’t exist either. You’re old enough to figure this out for yourself.”

Unfortunately, most Christian young people do not go to college primed with evidences for the existence of God and for Christianity. This argument against authority may well strike them as devastating. And–I’m sorry to have to say it, but it must be said–it will strike them as all the more devastating if the coin of parental speech has been devalued by those little white lies told them in their innocence for the sake of cuteness.

When I ask parents why they would want to tell their children something that they know isn’t true, they usually tell me that having their children believe nice-sounding things is amusing to them. It seems to me that it’s a split between:

  • pride: knowing something that the children don’t know
  • deception: making children think that the world is nicer than it really is
  • manipulation: tricking children into “being good” by appealing to material goods (easy), instead of presenting reasons and articulating a full-blown theistic worldview that grounds morality as part of the design of the Creator (hard)

I am a former camp counselor and teacher. When I was in my teens, I worked with children of all different ages from 3-12 as well as with developmentally delayed adults – mostly teaching them sports, games, math, logic and other useful things. I always treated the children with respect, because in my mind, these were all future Airborne Rangers, future submarine drivers, future diplomats/CIA spies, future software engineers, future Congressman, future cryptographers, future nurses, future doctors, etc. And what I found is that although children like it when they are allowed to be childish, they also like it when you talk to them like adults and treat them like a smaller version of you. They understand treating them like a to-be grown-up as a form of respect. Young men especially love to be trusted with big responsibilities.

I looked at each child and thought to myself, “this is how football players look at age 8” or “this person could be my boss one day”. And guess what? They really like being treated with respect, and they really like it when people tell them what to expect in the future. They like understanding what school will be like, what work will be like, how to make money, how cars work, what going to the airport and flying on a plane is like, and how to write computer programs. And when you lie to them about anything, it undermines their trust in you for everything. I’m not saying that it’s wrong to proportion rewards to good behavior, I’m saying that it’s wrong to tie rewards  to a myth which will eventually be exposed.

Just this week I was busy scheming with some Christian college students about their future jobs and what they should be learning and doing in order to be successful while still having a ministry. Why not treat children and young adults like that? Why not give them good advice and do things together with them and build them up with resources so that they can achieve? They are not your pets, they are not there to amuse you. They work for God – just like you. You both have the same boss, and the same job. You have a responsibility to act in a way that will help them to achieve goals, be effective and be influential.

New study: domestic violence is twice as likely for two-income couples

From Psych Central. (H/T Stuart Schneiderman)

Excerpt:

Intimate partner violence is two times more likely to occur in two income households, compared to those where only one partner works, according to a new study.

Conducted by Sam Houston State University researchers Cortney A. Franklin, Ph.D., and doctoral student Tasha A. Menaker and supported by the Crime Victims’ Institute, the study looked at the impact of education levels and employment among heterosexual partners as it relates to domestic violence.

While the researchers found that differences in education levels appeared to have little influence, when both partners were working, intimate partner violence increased.

“When both male and females were employed, the odds of victimization were more than two times higher than when the male was the only breadwinner in the partnership, lending support to the idea that female employment may challenge male authority and power in a relationship,” said the researchers.

The study was based on telephone interviews with 303 women who identified themselves as either currently or recently in a serious romantic relationship.

[…]The study found that more than 60 percent of women in two-income couples reported victimization, while only 30 percent of women reported victimization in cases when only the male partner was employed.

[…]The study is scheduled to be published in the journal Violence Against Women.

Dr. Schneiderman comments:

To the best of my knowledge the research does not show whether the wives in question were  using their income as a way to diminish and disrespect their husbands.

Feminism has long been claiming that the male role of provider or breadwinner is a social construct designed to oppress women. If, however, the role is instinctive, and if it is intrinsic to male pride, then the feminist derogation of it is a losing fight.

In my own case, I would never, ever ever marry a woman who expected to work at all if there were children under 5 in the home. What a woman does in marriage is care for her husband and her children. If she is dismissive of the needs of men and children, then marriage is not for her. That’s why it is so important to talk to women about what they believe marriage is, why they want to get married, and why they want to have children. Ask them what the needs of men are in a marriage. Ask them what the needs of children are through their development. What is her plan for her husband and children? How does she intend to achieve those plans? What decisions has she made to prepare? What actions has she performed to show where her priorities lie?

Marriage is not just whatever people decide marriage is. It’s the joining together of two opposite sexual natures, and there are rules and guidelines about how to do that. It is a tense, close-quarters situation that requires that both parties understand that the sexes are different and have different needs. A man has to make certain choices and perform certain actions to fuel his wife and keep her engaged. And a woman has to make certain choices and perform certain actions to fuel her husband and keep him engaged. You can’t have a real marriage with a feminist who repudiates sex differences and the obligations that natural marriage imposes on each partner. It’s fine if a woman says things like “I want to keep working after I get married” or “I will put my children in day care a few weeks after they are born”. All that means is that she isn’t qualified for marriage. Cohabitation is a better option, or maybe just hook-up sex, divorce, single motherhood and spinsterhood. Those are the options – either marriage or feminism.

By the way, please note that research shows that women are as likely to commit domestic violence as men. That’s not my opinion, that’s what studies by the Canadian and UK governments show.