Tag Archives: Millennials

Tad Hopp accumulated $100,000 of college debt, now he wants a taxpayer bailout

Here’s an interesting editorial from a “Christian” left blog. (H/T Acton Institute)

The author, Tad Hopp is graduating a PCUSA seminary – an extremely liberal, left-wing denomination.

He writes:

I graduated college in 2007.

[…] I majored in English, not exactly what most people consider a ‘marketable’ or ‘practical’ degree…

[…]I went to a somewhat expensive private school…

[…]I did what many students in their last year of high school do: I went to the school where I felt I was being called…

[…]I do not regret my four years at my undergraduate institution one bit.

[….]When I graduated college, I owed nearly $50,000 in student loan debt and was unemployed for almost six months before I finally found a low-paying office job.

[…]“Can’t find a job? Well, you should have majored in something more ‘practical’, like economics or business or medicine.” Yeah, that would be great…if those were the subjects where my skills and passions lie. They’re not.

[…]I felt called to go to seminary.

[…]I will graduate seminary with close to six figures worth of student loan debt.

Let’s take stock of what he’s said so far:

  • he studied English, a language that he already spoke, which has one of the lowest employment rates
  • he was warned by people who knew something about earning and saving money not to study English
  • he went to a school he couldn’t afford to go to, and he graduated with $50,000 in debt
  • he went to seminary, another subject that doesn’t pay, and added another $50,000 or so of debt
  • he says that he doesn’t have to study subjects that lead to a career because he isn’t “passionate” about them
  • he “followed his heart” by going to the school that he had mystical, emotional, intuitions about = “calling”

My advice to Tad at this point would be for him to take the Bible seriously when it says this:

2 Thessalonians 3:10:

10 For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either.

And 1 Timothy 5:8:

8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

The Bible is giving us the goal of working. So what should we do to be able to reach that goal? Why should anyone hire us? What is working really about? It’s those kinds of questions that should guide what we study in school, and what jobs we pursue.

We know what careers have the highest starting salaries and mid-career salaries:

1. Computer Science

2. Electrical Engineering

3. Mechanical Engineering

4. Chemical Engineering

5. Industrial Engineering

6. Information Technology

7. Civil Engineering

8. Statistics

9. Nursing

10. Management Information Systems

11. Finance

12. Mathematics

13. Biomedical Engineering

14. Accounting

15. Economics

16. Physics

17. Biotechnology

(Source)

Why do some people get paid more than others? The answer is supply and demand. Prices are a way of determining what is most valued by your fellow man. Business owners pay more to people who offer their customers more value. If you really want to serve your neighbor, you have to learn something they really want, but can’t easily obtain. And then you will be paid more. You can’t do what makes you happy. You have to do what makes customers happy. That’s how the free market works – you make money when you provide something of value to others. You make money when you serve others. This is something that is very hard for self-centered, feelings-driven young progressives to grasp. But it’s something older Americans all know.

More Tad:

Is the PCUSA doing anything to address this crisis?

[…]What has our government done to address this issue?

[…]I, like so many in my generation, voted for Obama…

[…]It seems to me that we’ve bought into the lie that student loan debt is brought on by the individual person…

[…]You know what I think might stimulate the economy? Automatically cancelling every single outstanding student loan!

He insists that the results of his own choices aren’t his fault. But didn’t he make the choices about what to study? Didn’t he make the choice to follow his heart? Didn’t he disregard the advice of people who urged him to be practical? Who is to blame, if not he, himself?

Tad needs to push away all his friends who told him to “follow his heart” and stick close by his friends who told him to focus on providing value to others. Don’t look for advice from dreamers, look for advice from doers. Dreamers talk. But doers have demonstrated the ability to create plans that work to achieve results.

By the way, some of you might be wondering how serious this person was about his Christianity. Well, in another post, he comes out as gay. So clearly the Bible is being interpreted in a way where feelings are overturning the plain meanings of words. People who read the Bible closely never come away with the message that they should follow their hearts.

My conversation about morality with an atheist millennial man

This is one of the memes from the Wintery Knight facebook page
If you define morality as “whatever I want to do” then you’ll always be “moral”

I spent some time talking to an atheist millennial recently. He considers himself a moral person, and he is very helpful to others. I asked him to define morality, and he said that morality was feeling good, and helping other people to feel good. I was trying to think of a way to punch a hole in his feelings-based utilitarianism. How could I show him that happy feelings are not a good basis for morality?

Now, you’re probably thinking that abortion is the most obvious example of something that is morally wrong – it’s just killing a baby because adults don’t want to take responsibility for their foolish pursuit of pleasure. But atheists typically don’t think of unborn children as people. They usually believe in naturalistic evolution, and they are committed to a view of reality where the universe is an accident, human beings are accidents, there are no objective human rights, and biological evolution progresses because the strong survive while the weak die. So you aren’t going to be able to generate a moral standard that includes compassion for weak unborn children on that scenario. If the rule is “let’s do what makes us happy”, and the unborn child can’t voice her opinion, then the selfish grown-ups win.

Instead, I decided to focus on fatherlessness. I asked him whether he thought that fatherlessness harmed children. Surprisingly, he said that it didn’t, and that he had a relative who was doing a great job raising fatherless kids. I asked him if he had ever looked at the research on what father absence does to children. He hadn’t. Then I asked him if a system of sexual rules based on “me feeling good, and other people around me feeling good”, was likely to protect children. He went silent.

Well, that was the end of that conversation. And I think it was a nice window into how millennials – who are absolutely clueless about what research says about sex, dating, marriage and parenting – think about relationships. They’re making decisions based on their feelings, then acting surprised when their “common sense” decisions based on happiness “in the moment” blow up in their faces, and destroy the lives of their children, including their unborn children.

Unfortunately, young people are having children outside of a marriage commitment more and more.

Out-of-wedlocks births rising as cohabitation replaces marriage
Out-of-wedlocks births rising as cohabitation replaces marriage

Far-left Bloomberg News reports:

Forty percent of all births in the U.S. now occur outside of wedlock, up from 10 percent in 1970, according to an annual report released on Wednesday by the United Nations Population Fund (UNFPA), the largest international provider of sexual and reproductive health services. That number is even higher in the European Union.

The EU has a higher rate of fatherless births because they have high taxes and big government to allow women to have children without having to commit to a husband:

The EU likely sees more births out of wedlock because many member countries have welfare systems that support gender-balanced child care, said Michael Hermann, UNFPA’s senior adviser on economics and demography, in an interview. Public health care systems, paid paternal leave, early education programs and tax incentives give unwed parents support beyond what a partner can provide.

More welfare and more government services make it easier for women to pursue relationships with men who aren’t interested in marriage. Hot bad boys who give them all the tingles. Big government makes those boring, predictable marriage-ready men dispensable. Big government also makes it much harder for a man who does marry to afford a stay-at-home mother for his kids, because he has to pay higher taxes for big government.

More:

The data show such births in the U.S. and EU are predominantly to unmarried couples living together rather than to single mothers, the report says.

[…]Jones also noted that the rise in births outside of marriage is closely correlated to delays in childbearing. “Women are claiming their ground professionally,” she said. “Delaying motherhood is a rational decision when you consider the impact it can have on your career, and that’s contributing to this trend.”

[….]The traditional progression of Western life “has been reversed,” said John Santelli, a professor in population, family health and pediatrics at Columbia’s Mailman School of Public Health. “Cohabiting partners are having children before getting married. That’s a long-term trend across developing nations.”

Regardless of marital status, more couples are choosing not to have kids at all. The U.S. fertility rate hit a historic 30-year low last year, according to the Centers for Disease Control and Prevention. Hermann said the rise in births outside of wedlock has actually mitigated the decline in fertility, which “would be much steeper if women weren’t having children outside marriage.”

What’s interesting about this anti-marriage article is that they have nothing to say about the research showing that cohabitation – and also marriages that occur after a period of cohabitation – are inferior to no-cohabitation marriages. People who are serious about self-control, and who are serious about committing through thick and thin, tend to have longer lasting marriages. But we don’t prioritize chastity, fidelity and self-sacrificial commitment anymore, because that relationships that require self-denial make us unhappy.

The article concludes: “We can’t go back to the ’50s”. Right. Because if feelings-based “morality” is assumed, then any choice between adult happiness and children’s happiness will favor the adults. Today’s young people carefully AVOID any evidence that contradicts their new “happiness-morality”. They act surprised when their unstable relationships dissolve, leaving children separated from their fathers. Marriage requires that both partners have a system of morality that puts the commitment above happy feelings. People have to be accustomed to doing things that feel bad, just because they are good and moral things to do according to an objective standard of morality. The new atheist morality of happy feelings doesn’t develop the character needed for commitment.

If you ask an atheist millennial, they think they are doing a great job of being “moral”. They don’t see the messes they are making for children as something that they are causing themselves, with their own foolish feelings-based decision-making. They think they know everything about relationships through their feelings. They think that they are exempt from the patterns of cause and effect in the peer-reviewed research.

My conversation about morality with an atheist millennial man

This is one of the memes from the Wintery Knight facebook page
If you define morality as “whatever I want to do” then you’ll always be “moral”

I spent some time talking to an atheist millennial recently. He considers himself a moral person, and he is very helpful to others. I asked him to define morality, and he said that morality was feeling good, and helping other people to feel good. I was trying to think of a way to punch a hole in his feelings-based utilitarianism. How could I show him that happy feelings are not a good basis for morality?

Now, you’re probably thinking that abortion is the most obvious example of something that is morally wrong – it’s just killing a baby because adults don’t want to take responsibility for their foolish pursuit of pleasure. But atheists typically don’t think of unborn children as people. They usually believe in naturalistic evolution, and they are committed to a view of reality where the universe is an accident, human beings are accidents, there are no objective human rights, and biological evolution progresses because the strong survive while the weak die. So you aren’t going to be able to generate a moral standard that includes compassion for weak unborn children on that scenario. If the rule is “let’s do what makes us happy”, and the unborn child can’t voice her opinion, then the selfish grown-ups win.

Instead, I decided to focus on fatherlessness. I asked him whether he thought that fatherlessness harmed children. Surprisingly, he said that it didn’t, and that he had a relative who was doing a great job raising fatherless kids. I asked him if he had ever looked at the research on what father absence does to children. He hadn’t. Then I asked him if a system of sexual rules based on “me feeling good, and other people around me feeling good”, was likely to protect children. He went silent.

Well, that was the end of that conversation. And I think it was a nice window into how millennials – who are absolutely clueless about what research says about sex, dating, marriage and parenting – think about relationships. They’re making decisions based on their feelings, then acting surprised when their “common sense” decisions based on happiness “in the moment” blow up in their faces, and destroy the lives of their children, including their unborn children.

Unfortunately, young people are having children outside of a marriage commitment more and more.

Out-of-wedlocks births rising as cohabitation replaces marriage
Out-of-wedlocks births rising as cohabitation replaces marriage

Far-left Bloomberg News reports:

Forty percent of all births in the U.S. now occur outside of wedlock, up from 10 percent in 1970, according to an annual report released on Wednesday by the United Nations Population Fund (UNFPA), the largest international provider of sexual and reproductive health services. That number is even higher in the European Union.

The EU has a higher rate of fatherless births because they have high taxes and big government to allow women to have children without having to commit to a husband:

The EU likely sees more births out of wedlock because many member countries have welfare systems that support gender-balanced child care, said Michael Hermann, UNFPA’s senior adviser on economics and demography, in an interview. Public health care systems, paid paternal leave, early education programs and tax incentives give unwed parents support beyond what a partner can provide.

More welfare and more government services make it easier for women to pursue relationships with men who aren’t interested in marriage. Hot bad boys who give them all the tingles. Big government makes those boring, predictable marriage-ready men dispensable. Big government also makes it much harder for a man who does marry to afford a stay-at-home mother for his kids, because he has to pay higher taxes for big government.

More:

The data show such births in the U.S. and EU are predominantly to unmarried couples living together rather than to single mothers, the report says.

[…]Jones also noted that the rise in births outside of marriage is closely correlated to delays in childbearing. “Women are claiming their ground professionally,” she said. “Delaying motherhood is a rational decision when you consider the impact it can have on your career, and that’s contributing to this trend.”

[….]The traditional progression of Western life “has been reversed,” said John Santelli, a professor in population, family health and pediatrics at Columbia’s Mailman School of Public Health. “Cohabiting partners are having children before getting married. That’s a long-term trend across developing nations.”

Regardless of marital status, more couples are choosing not to have kids at all. The U.S. fertility rate hit a historic 30-year low last year, according to the Centers for Disease Control and Prevention. Hermann said the rise in births outside of wedlock has actually mitigated the decline in fertility, which “would be much steeper if women weren’t having children outside marriage.”

What’s interesting about this anti-marriage article is that they have nothing to say about the research showing that cohabitation – and also marriages that occur after a period of cohabitation – are inferior to no-cohabitation marriages. People who are serious about self-control, and who are serious about committing through thick and thin, tend to have longer lasting marriages. But we don’t prioritize chastity, fidelity and self-sacrificial commitment anymore, because that relationships that require self-denial make us unhappy.

The article concludes: “We can’t go back to the ’50s”. Right. Because if feelings-based “morality” is assumed, then any choice between adult happiness and children’s happiness will favor the adults. Today’s young people carefully AVOID any evidence that contradicts their new “happiness-morality”. They act surprised when their unstable relationships dissolve, leaving children separated from their fathers. Marriage requires that both partners have a system of morality that puts the commitment above happy feelings. People have to be accustomed to doing things that feel bad, just because they are good and moral things to do according to an objective standard of morality. The new atheist morality of happy feelings doesn’t develop the character needed for commitment.

If you ask an atheist millennial, they think they are doing a great job of being “moral”. They don’t see the messes they are making for children as something that they are causing themselves, with their own foolish feelings-based decision-making. They think they know everything about relationships through their feelings. They think that they are exempt from the patterns of cause and effect in the peer-reviewed research.