Tag Archives: Bible

Wayne Grudem explains what the Bible says about spending, saving and charity

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

I like the way that Wayne Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment. He’s very practical.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to get a double chicken burrito bowl after my weight lifting. It is very easy to say grace when you are hovering over a double chicken burrito bowl. It is good to have nice things especially when it makes you thankful for what you have.

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Charity should hurt

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

Don’t follow your heart

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires when it comes to choosing what to study and what work to do, and put Philippians into practice. Your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities, expectations and obligations.

Are all sins equally bad? Or are there degrees of severity for different sins?

This question came up recently so I did some digging on theology web sites to find what Bible verses applied to the question.

Here’s what Ligonier said:

It’s clear that we have different degrees of sin when we consider the warnings of Scripture. There are at least twenty-two references in the New Testament to degrees of rewards that are given to the saints in heaven. There are different levels, different rewards, and different roles in heaven. The Bible warns us against adding to the severity of our judgment. Jesus said to Pontius Pilate, “He who delivered me over to you has the greater sin” (John 19:11). Jesus measures and evaluates guilt, and with the greater guilt and greater responsibility comes the greater judgment. It’s a motif that permeates the New Testament.

The idea of gradation of sin and reward is based upon God’s justice. If I commit twice as many sins as another person, justice demands that the punishment fits the crime. If I’ve been twice as virtuous as another person, justice demands that I get more of a reward. God tells us that entrance into heaven will be only on the basis of the merit of Christ, but once we get to heaven, rewards will be dispensed according to works. Those who have been abundant in good works will receive an abundant reward. Those who have been derelict and negligent in good works will have a small reward in heaven. By the same token, those who have been grievous enemies of God will have severe torments in hell. Those who have been less hostile will have a lesser punishment at the hands of God. He is perfectly just, and when He judges, He will take into account all of the extenuating circumstances. Jesus said, “I tell you, on the day of judgment people will give account for every careless word they speak” (Matt. 12:36).

A while back, my friend Dina sent me a sermon where that exact passage (John 19) was brought up by the pastor.

I think the correct position is that any sin is enough to separate you from God, but some sins are more severe than others in God’s objective standard of right and wrong.

OK, that was fine and good, but then I noticed a few days later that Michael Krueger had also blogged about this “all sin are equal” view, too.

Krueger says this:

First, to say all sins are the same is to confuse the effect of sin with the heinousness of sin.  While all sins are equal in their effect (they separate us from God), they are not all equally heinous.

Second, the Bible differentiates between sins. Some sins are more severe in terms of impact (1 Cor 6:18), in terms of culpability (Rom 1:21-32), and in terms of the judgment warranted (2 Pet 2:17;  Mark 9:42; James 3:1).

Even more Bible references, so we’re not on the wrong track.

So then why do some people insist that all sins are equal? It turns out that it is coming from the secular ideal of non-judgmentalism.

Krueger explains:

We should begin by observing that this phrase does not come from Scripture.  People do not use it because it appears in the Bible. Why then do they use it?

One reason, as noted above, is that some Christians use this phrase to uphold the seriousness of sin. It is viewed as a way to remind people not to be dismissive about their sin or regard it is a triviality.

Others use this phrase as way to “flatten out” all sins so that they are not distinguishable from each other.  Or, to put it another way, this phrase is used to portray all human beings as precisely the same.  If all sins are equal, and all people sin, then no one is more holy than anyone else.

In a world fascinated with “equality,” this usage of the phrase is particularly attractive to folks. It allows everyone to be lumped together into a single undifferentiated mass.

Such a move is also useful as a way to prevent particular behaviors from being condemned.  If all sins are equal, and everyone is a sinner, then you are not allowed to highlight any particular sin (or sinner).

Needless to say, this usage of the phrase has featured largely in the recent cultural debates over issues like homosexuality.  Yes, homosexuality is a sin, some Christians reluctantly concede.  But, they argue, all sins are equal in God’s sight and therefore it is no different than anything else.  Therefore, Christians ought to stop talking about homosexuality unless they are also willing to talk about impatience, anger, gluttony, and so on.

Krueger also posted this fascinating follow up post, where he looks at how the phrase is being used by people on Twitter.

Look at these tweets:

  • All sins are equal. People tend to forget that. There is no bigger or smaller sin. Being gay and lying, very equal.

  • all sins are equal in God’s eyes. whatever you’re doing, is no better than what someone else is doing.

  • If you have sex before marriage please don’t come on social media preaching about the wrongs of homosexuality. All sins are equal

  • Need people to realize that all sins are equal… don’t try to look down on me or question my faith just cuz you sin differently than I do.

  • Don’t understand why you’re so quick to judge me, when all sins are equal. So much for family..

  • if you think being gay is a sin, let me ask you something, have you not done anything wrong in your life? all sins are equal. we’re sinners

  • Nope no difference at all. All sins are equal no matter what you’re running for. The bible says do not judge lest ye be judged

  • A huge problem I have with religion is the notion that all sins are equal. Like pre-martial sex and murder are the same amount t of bad.

  • people do bad things because they believe that all sins are equal and ~god~ loves y’all equally so he’s going to forgive you naman ha ha ha

  • It a sin to condemn another sinner and their actions. All sins are equal. So what makes you better than the person you’re condemning?

  • I think so b/c having sex before marriage doesn’t make you less of a women then if you waited until marriage.. all sins are equal soo

  • friendly reminder, all sins are equal in gods eyes so you’re not better than I am in any way. please worry about your own sins before mine.

  • People don’t like when I suggest abortion as an option. This is a free country and all sins are equal so mind your business!!!

  • What I do is no worse than wat you do… all sins are equal no matter what it is… a sin is a sin

  • to god all sins are equal so you have no right to compare your sins to someone else’s bc in the end it doesn’t matter

The first thing that I noticed is that premarital sex and homosexuality are the most popular sins. I would think that divorce and abortion would be up there in the rankings, as well.

Something strange has happened in our society such that more and more people want to be led by their feelings, rather than be bounded by rules or standards. When people get caught breaking moral rules, rather than be accountable, they attack the person judging them. They would rather escape the judgment of their peers than admit fault and try to fix the mistake, and do better next time.

It’s so bad now, that the people who have morals and who make moral judgments are seen as the real bad people. The immoral people are on the offense, and even trying to ban people from being able to disagree with them. We’re seeing that with people who are being attacked for defending natural marriage against divorce and redefinition of marriage. In France, they want to make speech critical of abortion a criminal offense. And in Canada, they’ve now made speech critical of the gay agenda a criminal offense. (It’s already a human rights tribunal offense)

What is even more interesting is when the people who push the “don’t judge me” line try to justify it from the Bible. Very strange, but we seem to have forgotten the value of setting moral boundaries. Now moral boundaries are “evil”. Instead, having compassion for people who break the moral boundaries and harm themselves and others is “good”.

Why you should read “Up From Slavery” by Booker T. Washington

Lately, my friends have been very excited that I’m a non-white conservative. They want me to answer the grievances of BLM people, and explain from my own experiences what Christianity and conservative policies have to say about making the lives of non-whites better. My friend Wes recommended “Up From Slavery” by Booker T. Washington to help me focus my thoughts.

Here’s a summary of the book:

Dignity through Labor

Over the course of Up From Slavery, Washington develops the idea and ideal of dignity through labor. For Washington, the gravest aspect of the institution of slavery is the denigration of labor for both blacks and whites. Because the enslaved had no personal investment or return on their labor, they did not complete their work with an attitude toward improvement. Likewise, whites, largely deprived of meaningful labor, were robbed of the ability to achieve self-sufficiency. In both races, this produced personalities and characters that seek to escape labor. Washington emphasizes labor as the only way to make oneself useful in an interdependent, modern society. Throughout the whole of Up From Slavery, Washington searches for and obtains work. Further, once he obtains it, Washington completes all labor to best of his ability, no matter how lowly the task. At the Tuskegee Institute, Washington makes this idea and ideal a foundational ethos. All students who study at the Tuskegee Institute must learn a trade or industry alongside their more traditional academic pursuits. In addition, many of the buildings, most of the furniture, the wagons, and the materials used at the school are produced by students. This level of practical skill and diligence also acts as the foundation of Washington’s theory and program for racial uplift.

Selflessness, Desire to Be Useful to One’s Community

The people that Washington most admires and models himself after are those he labels selfless. Washington defines this as the willingness to work on the behalf of others. For Washington, this is not only about duty or labor, but also about the willingness to do one’s best for the benefit of the collective good. Washington believes that racial prejudice can be overcome if black people make themselves indispensable to their communities and their nation. The brick-making episode provides an example. Though the brick-making enterprise at Tuskegee felled three kilns before successfully producing bricks, the venture eventually proved successful and the school began to sell its bricks on the open market. Washington describes how whites who were unsympathetic or apathetic to the education of blacks and the overall project of the Tuskegee Institute were willing to purchase Tuskegee bricks due to their quality and convenience. Washington suggests that if black race can find their niche in society by fulfilling a need, then they can co-exist peacefully and productively with whites.

Impracticality of Political Agitation

Throughout Up From Slavery, Washington defends his ideas about racial advancement and uplift by subtly undermining the proposals of his critics. Though Washington does not explicitly state his objection to the strategies of specific thinkers like W.E.B. Dubois or even his predecessor, Frederick Douglass, he nevertheless highlights the wastefulness of political agitation for equal rights at every chance he gets. To do this, Washington shows that political agitation results in worse relations and outcomes than those that existed before. For example, when he goes home to Malden after his second year at the Hampton Institute, Washington finds that both the salt-furnace and the coal-mine are not in operation due to worker’s strikes. In Chapter IV, Washington describes how strikers usually spent all their savings during the strikes and returned to work in debt, but at the same wages. He raises the impracticality of political agitation again after his controversial Atlanta Exposition speech. After the success of his speech, he hypothetically asks if a black man would have been invited to give a speech had people agitated to put a black person on the program. He answers in the negative, saying that such opportunities can only arise through merit.

And here’s a summary of his most famous speech:

On September 18, 1895, Booker T. Washington was selected to give a speech that would open the Cotton States and International Exposition in Atlanta, Georgia. The speech, which is often referred to as the “Atlanta Compromise,” was the first speech given by an African American to a racially-mixed audience in the South. In it, Washington suggested that African Americans should not agitate for political and social equality, but should instead work hard, earn respect and acquire vocational training in order to participate in the economic development of the South. By doing so, eventually, he stated, African Americans would gain the respect of white society and be granted the rights of full citizenship.

There’s a free full audio version of the book, and the full text is online. I recommend this book to people of all races, because as the sexual anarchy brought on by feminism becomes widespread, the majority of the children of tomorrow will face the same kinds of challenges.

I see Washington’s ideas as consistent with a Christian worldview, where we don’t expect to be treated fairly. We expect sinful people to treat us badly. What Christianity says is to be patient, and focus on your relationship with God and loving your neighbor. And one way to love your neighbor is to sell them something valuable that you made through your labor. Another way is to work and save, and give to charity.

Government solutions to problems like racism and poverty aren’t a top priority for Christians. Most of all, we need the freedom to be good, and to do good. That’s priority one. You may not make your life better by being moral and diligent, but it’s rare that doing so causes you to harm yourself. It’s very important that you not harm yourself.

So, this dovetails nicely with my own story. My married non-white parents were not smart enough or willing enough to monitor my education, but they were clear that they wanted me to do well in order to find good-paying work. So I completed my BS and MS in a STEM field, and went to work right away, and I’ve been at it continuously for 22 years now. I save most of what I earn for charity and early retirement.

I’ve never experienced any of the racism or police brutality that American blacks complain about. And that’s because I follow what Washington is teaching. I dress in a clean way that doesn’t communicate danger to others. I’m careful to spend my time reading apologetics, economics and military history. I don’t listen to popular music or watch popular TV or movies. I don’t hang out with people who blame other people for their lack of success.

I got my first job by volunteering to do it for free on Saturdays for 7 months. My first full-time job salary after college was $50,000. Then I got a raise of $6,000 and then a raise of $9,000. I used to work 70 hour weeks in my 20s. I graduated college with $9,000 dollars in the black, because I went to a small local college and lived at home, and never spent any money on alcohol. My net worth is now about $1.35 million. By the way, the secret to becoming wealthy is to not spend money on showing off. You can be very generous to your friends and still get rich. Just never buy anything that is designed to communicate “status” to anyone. And never spend money on alcohol or chasing sex outside of marriage.

At no time did I accept that the problems defined by the secular left were my real problems. And at no time did I accept their “solutions” as real solutions to anything. As black economist Thomas Sowell writes, the “solutions” of the left are not effective at helping people like me. The “solutions” of the left are designed to make leftists feel better, and look more virtuous to others. You are much better off reading the Bible, Christian apologetics, free market economics, American military history, etc., and then respecting what you learn from that in your decision-making. I think that reading the right stuff is even more important than having good parents or attending church.