Tag Archives: Charity

Wayne Grudem explains what the Bible says about spending, saving and charity

Bible study that hits the spot
Bible study that hits the spot

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

I like the way that Wayne Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment. He’s very practical.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to get a double chicken burrito bowl after my weight lifting. It is very easy to say grace when you are hovering over a double chicken burrito bowl. It is good to have nice things especially when it makes you thankful for what you have.

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Charity should hurt

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

Don’t follow your heart

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires when it comes to choosing what to study and what work to do, and put Philippians into practice. Your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities, expectations and obligations.

What allows a person to love self-sacrificially when it is difficult and painful?

A long journey through the night
A long journey through the night

All my regular readers know that I hold former Congresswoman and presidential candidate Michele Bachmann in high regard, especially because of her devotion to classical liberalism, her knowledge of economics, quitting her job to homeschool her children, and her defense of helpless unborn children. Michele also had 23 foster children stay in her home at different times, for different periods of time. Michele never went into details about the difficulties of foster mothering, but this article from The Federalist  does go into details. It turns out that being a foster parent is a lot harder than I thought.

Excerpt:

I hear people talk sometimes about what a blessing being a foster parent is. I know many devoted advocates who encourage their friends and their relatives to sign up to become foster parents because it’s so needed and it’s such a wonderful ministry.

I don’t want to damage their work, but I need to be honest. I can’t tell people, “You should foster!” and I will never (again) try to persuade someone to foster who doesn’t feel led to do so.

[…]As I look back over the past three years and I am overwhelmed with such horrifying memories, I can’t help but think this really isn’t for everyone. This really isn’t even for me.

I think about the time my son was punched in the face by his foster brother. I remember the screaming and the blood and the ER trip that cost me over $1,000.

I remember my husband being attacked by another child. I remember that child kicking him and biting him repeatedly while I ushered my children out of the room. I remember a computer being thrown in the bathtub and destroyed, my van scratched up with the key, and so many of our things broken and ruined by children who were, for a lack of better word, untamed. I remember finding a little boy drinking water out of the toilet like a puppy and pulling down his pants in the middle of the store to pee on the floor. (He was five.)

There were the moments of insane desperation when I called our caseworker begging for help and was simply told, “If you want him removed, then I will need a few weeks.” I wasn’t asking for removal, I was asking for help.

[…]I think about how my son was told terribly inaccurate things about sex and relationships by a foster child whose father had numerous affairs with family members. My son hadn’t even heard the word “sex” before. I was forced to explain things to him that he was really too young to know. I also recall this same child trying to touch my other son inappropriately.

I have cleaned feces off the wall and off my children’s pillows when a foster child liked to act out her emotions with her poop.

[…]There is the absurd amount of money I have spent on resources for our foster children that the state was supposed to pay for, but didn’t: daycare, therapy, and counseling. I know those things are supposed to be covered. I know. Don’t tell me about how those things are covered. But somehow I have still paid an absurd amount of money for them.

Then there is the time two little boys that had my heart were removed from our home to go back with their biological family, and three months later a story was all over the news about the same boys being found naked in the middle of the road late one night throwing rocks at cars. We weren’t allowed to take them back because we already had new placements and were at capacity. I think about other children we spent so much time and energy pouring our hearts into, who went back home and within weeks returned to their old ways.

Now there is this precious little girl, that after two years of loving I must send back to a home that allowed terrible things to happen to her sister.

So, why does the author of this article do it?

She explains why:

So, why do I do it? I do it because God asked me to. I do it because in his word he told me there would be a cost to following him. I do it because God is greater than the broken foster care system and God commands the seas in ways I can’t possibly imagine. I do it because I trust in God with all my heart, and although my understanding in this moment is that this path is not worth it for anyone, God tells me not to lean on my understanding, but to trust him. I do it because someone has to, and he has asked me to, and I surrendered my heart to Jesus and his will, not my will.

[…][I]f God calls you to it, then do it. Not because of who you are, but because of who he is. You might see the blessings. You might not. But it’s not about you. It’s not about me. It’s about him.

I think that in our society, we have sort of divorced self-sacrificial love from the worldview question. We don’t really look to marry or make friends with people who have a defined Christian worldview. We just sort of think, well, this person is or is not fun for me. Rather than thinking, this person has the character to deny themselves and their own interests and do what is right for others. A lot of times, secularists whose lives are devoid of caring self-sacrificially for others (e.g. – support for abortion) don’t realize how attacking Christianity creates a worse society. You aren’t going to find lots of people doing things like caring for difficult children in places like India, with their caste system and law of karma.

If you are the kind of person who thinks that self-sacrificial love is a good thing, then don’t expect it to be emotionally fulfilling. You won’t be happy with caring for others a lot of the time. Other people can be demanding and ungrateful. But if you want to do it, then take care to have a strong worldview that grounds this sort of self-sacrificial behavior. The foundation comes first. It is really hard for atheists to love other people self-sacrificially, without the example of Christ to make it objectively meaningful. If the universe is an accident, and you only get 80 years or so, and there is no one and nothing waiting for you when you die, and the universe itself dies by running out of usable energy (heat death of the universe), then it is not rational to care for others this way. But if Jesus himself sets the example of caring for others self-sacrificially, and you face him after you die (as judge or as friend), then suddenly doing the right thing becomes reasonable, even if it is not fulfilling and pleasurable right now.

I don’t know if non-Christians really can appreciate how Christians are motivated by the idea of following Jesus and choosing to experience the loss of personal happiness for the sake of others, just because it is a way of honoring Christ and sharing in his sufferings.

Wayne Grudem explains what the Bible says about spending, saving and charity

Bible study that hits the spot
Bible study that hits the spot

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

I like the way that Wayne Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment. He’s very practical.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to get a double chicken burrito bowl after my weight lifting. It is very easy to say grace when you are hovering over a double chicken burrito bowl. It is good to have nice things especially when it makes you thankful for what you have.

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Charity should hurt

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

Don’t follow your heart

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires when it comes to choosing what to study and what work to do, and put Philippians into practice. Your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities, expectations and obligations.

Should Christians be motivated by the fear of missing out (FOMO)?

Bible study that hits the spot
Bible study that hits the spot

My best friend Dina and I recently spent some time talking over some articles that we found on the culture. We specifically talked about what is motivating young people, so I wanted to write something about that.

FOMO: Fear Of Missing Out

Here’s a leftist New York Times article explaining where FOMO comes from:

It’s known as FOMO, or “fear of missing out,” and refers to the blend of anxiety, inadequacy and irritation that can flare up while skimming social media like Facebook, Twitter, Foursquare and Instagram. Billions of Twitter messages, status updates and photographs provide thrilling glimpses of the daily lives and activities of friends, “frenemies,” co-workers and peers.

[…]When we scroll through pictures and status updates, the worry that tugs at the corners of our minds is set off by the fear of regret, according to Dan Ariely, author of “Predictably Irrational” and a professor of psychology and behavioral economics at Duke University. He says we become afraid that we’ve made the wrong decision about how to spend our time.

[…]A friend who works in advertising told me that she felt fine about her life — until she opened Facebook. “Then I’m thinking, ‘I am 28, with three roommates, and oh, it looks like you have a precious baby and a mortgage,’ ” she said. “And then I wanna die.”

It’s like they want to run a race to do fun and exotic things with their peers, and not finish last.

Anyway, I want to begin this post with examples of FOMO behavior I have personally encountered.

FOMO Travel

Dina and I read and discussed this article by Alain de Botton in The European – notice the emphasis on travel and having fun, sophisticated experiences:

We’re continually being bombarded with suggestions about what we might do (go jet skiing, study in Colorado, visit the Maldives or see the Pyramids). We’re always hearing of the amazing things friends have done or are going to do: ‘there was this great bar we all went to …’; ‘she’s getting married in a little country church, then we’re having a picnic…’; ‘the sun was glinting on Sydney Harbour…’ There are endless hints of the allure of life in other places: an article about family-friendly restaurants in Brooklyn, a crime novel set in Trieste, the departure board at the airport with its list of places only a plane trip away: Moscow, Bangkok, Addis Ababa… The modern world makes sure we know at all times just how much we’re missing. It is a culture in which intense and painful doses of FOMO (Fear Of Missing Out) are almost inevitable.

What’s interesting is this – how does FOMO travel affect young, unmarried Christians?

Travel through missions work seems to be the FOMO activity of choice for at least a few young, unmarried Christians. One of my best friends who is married to another of my best friends told me about her missions trip to a European country. I asked her why she did it, since it meant lost savings, lost earnings, lost work experience, etc. (She gave up a year of earnings, and she had a great job in engineering). Her answer was that she did it for the adventure. I have a hard time hearing Jesus say that he was going to do something because he was bored and wanted an adventure. Especially when it’s $30,000 in costs, $60,000 of lost income, and lost work experience – per year. This was before the time of the Internet, though, when missionary work actually made sense. I just don’t think it’s worth spending that kind of money for the impact you make. The people I know who went on missionary trips just wanted to feel spiritual, look spiritual, and have a fun “life experience” vacation. One missionary told me that she was desperate to get away from her boring mid-Western roots.

If you really want to share Christ effectively with people in other countries, then you can start a blog and pay the tiny costs for it out of your earnings from your day job – that’s what I do. I get more people from Europe reading my blog than I could contact in a year of missionary work. I Skype with the people who are interested in Christianity from these countries (Scotland, Northern Ireland, England, Canada, etc.), as well. Meanwhile, I keep working my not-exciting job, so my savings increase, and my resume remains gap-less. This is good stewardship of finances, and self-denial prepares your character for the hard work of marriage and parenting. The Bible says that those who do not work should not eat. And Paul says that he built tents so that no one could accuse him of taking on missionary work for financial gain.

You can tell whether a person is sincere in their missionary intentions by looking at how responsible they’ve been in their decision-making. If a person has gone into debt paying for fun, thrilling activities like skydiving, ziplining, surfing, etc., then it’s FOMO travel. We must look past the spiritual smokescreen, and tell young people to grow up.

After all, if defending God’s honor was the missionary’s main goal, then the real battlefield would be the university.

Bill Craig puts it best:

If serving God is your goal, look to the university
If serving God is your goal, look to the university

There is already a perfectly fine university right next door – no need to fly to Europe to find one! Remember, the university that took your faith away, or maybe the faith of someone you cared about? Yeah, it’s still sitting there in your home town! And it’s still ruining the lives of thousands of young people, by peer-pressuring them into secular, liberal views – and behaviors. It seems to me that it’s better stewardship to stay here and work, then give money to groups like Reasonable Faith. And you can start a blog, teach in church and invite scholars to the local university, too. That costs almost nothing, and it produces better results.

What about Jesus?

Sometimes, it’s a good idea to look beyond the words of the Bible and reflect on the overall message of it at a higher level. When I look in the Bible, I see that Jesus went through a lot of suffering in obedience to God in order to secure the salvation of people who did not even like him. And it’s from this sacrifice on our behalf that his claim on our obedience comes. There are things that I don’t like to do that I do anyway because they work to serve God. Jesus life’s ambition was not to do things that were easy, or that made him happy. Experienced Christians do things that are not fun, because these things are right and because they solve the real problem.

Desiring God asks: is socialism in conflict with Christianity?

Bible study that hits the spot
Bible study that hits the spot

My friend Kevin sent me this amazing article about socialism, which appeared at Desiring God (!!!), of all places. It was authored by Phillip Holmes, who – I see from his picture -has dark skin like me, which is awesome!

In the past, I have given Desiring God and John Piper a lot of heat for not connecting Christianity to the real world. This was especially annoying to me during elections, or when legislation of interest to conservatives was being debated. But I’ve noted that Piper is now much better than he was before.

Anyway, here’s the intro to the article:

Socialism is trending in the minds of many Americans. Some love it, some hate it, and others are indifferent to it. Some Christians argue that it’s evil, while others argue that it’s morally good or neutral. Those that argue for its wickedness often fail to condemn the crony capitalism and corporate welfare that is widespread in the United States; therefore, their arguments often fall on deaf ears with socialist sympathizers. The arguments for its moral good or neutrality typically appeals to emotion, rather than evidence, which is considered insufficient for those that oppose it.

Then they quote John Piper for the definition of socialism – and it’s a great definition, it really captures what is interesting for us as Christians about socialism:

A social and economic system that through legal or governmental or military coercion — in other words, you go to jail if you don’t do this — establishes social ownership at the expense of private or personal ownership and/or you could say where coercion is used to establish social control — if not ownership, at least control of the means of production in society. And thus, through control, you effectively eliminate many of the implications and motivations of private ownership.

In other words, Socialism borrows the compassionate aims of Christianity in meeting people’s needs while rejecting the Christian expectation that this compassion not be coerced or forced. Socialism, therefore, gets its attractiveness at certain points in history where people are drawn to the entitlements that Socialism brings, and where people are ignorant or forgetful of the coercion and the force required to implement it — and whether or not that coercion might, in fact, backfire and result in greater poverty or drab uniformity or, worse, the abuse of the coercion as we saw in the murderous states like USSR and Cambodia.

F. A. Hayek says that the rule of law and private property are the foundations for all other rights, even religious liberty. So, Piper’s focus on property rights is right on the money. This is what we should care about when it comes to socialism, because it impacts our other liberties. The more free the free market is, the most Christians can follow their consciences. But the more the government takes hold of private industry, the harder it is for Christians to earn a living without toeing the secular government’s line. Take a look at what is happening to doctors and nurses in socialist countries like Canada. They are forced to perform abortions, they are forced to assist with assisted suicide. Why? Because government is running the health care system, and there is no other company you can run to that will respect your views. There is no escape when a secular government takes over large parts of the private sector.

This part is my favorite part, the author quotes my favorite economist, Thomas Sowell:

Despite the good they seem to do in some cases, I can’t in good conscience embrace them as a necessary means to escaping poverty. In my experience, I’ve witnessed it hinder more families than it has helped. We give social programs too much credit and the importance of family and faith too little. As a matter of fact, some economists assert that it was during the welfare state the condition of a particular group of its recipients began to decelerate. As the black economist Thomas Sowell pointed out:

The black family, which had survived centuries of slavery and discrimination, began rapidly disintegrating in the liberal welfare state that subsidized unwed pregnancy and changed welfare from an emergency rescue to a way of life.

Sowell continues to attack the myth that social programs improved the conditions of blacks in America:

The economic rise of blacks began decades earlier, before any of the legislation and policies that are credited with producing that rise. The continuation of the rise of blacks out of poverty did not — repeat, did not — accelerate during the 1960s.

The poverty rate among black families fell from 87 percent in 1940 to 47 percent in 1960, during an era of virtually no major civil rights legislation or anti-poverty programs.

Evidence seems to suggest that the families that have eliminated the poverty cycle while on social programs would have very likely done the same without the programs. While there have been numerous instances of grave injustices towards minority groups in our country that have hindered progress (slavery, Jim Crow), social programs don’t seem to be the cause of any significant improvements. Therefore, I want to humbly provide three practical reasons, based on my Christian worldview, why more social programs could actually substitute the family, empower the government, and hinder the church.

This is correct. Attempts to help the poor by redistributing wealth from those who produce to those who cannot or will not actually make things worse – by drawing more people “on the margin” into dependency.

One last snip:

Social programs are a slippery slope that could lead to unjust governments, more broken homes, and dead churches. Therefore, I simply can’t embrace them. A free society under a just government gives us plenty of options. We love our neighbors by starting non-profits, building hospitals, and opening schools that address the needs of the people without using the force of the government. What I’m proposing is not easy, but it is a biblical alternative that will require sacrifice, vision, newfound conviction, and a radical shift in how we view church, family, and government.

See, he sees private, voluntary charity as an option to government-run redistribution. An option that encourages economic growth, while safeguarding liberty and conscience for Christians.

I really love this article. The problem with me is that I don’t think enough about how to make my views palatable to well-meaning people on the other side. The author of this article does know how to defuse potential objections gently and graciously.