News

Senator David Vitter’s amendment to revoke Obamacare exemption for Congress

Leave a comment

Republican Senator David Vitter is trying to revoke the exemption from Obamacare for members of Congress and their staff.

The Heritage Foundation explains what the Vitter amendment would do.

Excerpt:

President Obama, the White House staff, Cabinet secretaries, and all of the Administration’s political appointees are exempt from any legal requirement to enroll in Obamacare’s health insurance exchanges. While Members of Congress and their personal staffs are required to enroll in Obamacare’s exchanges, the White House, through questionable administrative action, is providing them hefty taxpayer subsidies to offset the resultant increase in their personal health care costs. In other words, Washington’s arrogant political class is getting exemptions or special treatment denied to ordinary Americans.

[…]During Senate floor debate on energy legislation last week, Louisiana Senator David Vitter (R) proposed an amendment that would end Obamacare exemptions and special taxpayer subsidies for Congress. His amendment is cosponsored by Senators Mike Enzi (R-WY), Mike Lee (R-UT), Ron Johnson (R- WI), Dean Heller (R-NV), and Jim Inhofe (R-OK). The prospect of having to vote on Vitter’s amendment shut down floor debate on the bill last week.

Vitter’s amendment would do two things. First, the President, Vice President, Cabinet secretaries, and all political appointees—the policymaking agents of the executive branch—would be enrolled in the health insurance exchanges, just like millions of other Americans. Second, Members of Congress and their staffs—including all committee and leadership office staff—would also be enrolled in the health insurance exchanges under the same terms and conditions as other Americans. In other words, Congress and its staff would not get any special subsidies at taxpayer expense for their health insurance.

[…]The Vitter Amendment is equitable. It targets only Washington’s political class, those who make policy for the national government. Federal employees, all career civil servants, would not be deprived of their current private health insurance plans through the Federal Employees Health Benefits Program (FEHBP). Vitter’s approach is only fair: Capitol Hill cops, National Park Rangers, and Secret Service agents and their families are not responsible for Obamacare. Washington’s political class and allied big special interest lobbyists are responsible. And until this bad law is fully repealed, the President’s team and Congress should submit fully to its multiple and costly requirements, just like everybody else.

[…]Because of hasty legislative maneuvering, sloppy drafting, and an inability or unwillingness to focus on the consequences of what they were doing, Members of Congress who voted for Obamacare managed to dump themselves out of their existing coverage. Under Section 1312 of the law, they are to be enrolled in health insurance exchange plans, and will lose existing coverage in the popular and successful Federal Employees Health Benefits Program (FEHBP). And just like millions of other Americans dumped out of their existing coverage, they lose their employer’s subsidy for insurance plus the generous federal and state tax breaks that accompany employer-based coverage. But the Obama Administration recently “fixed” that for them by providing special subsidies for Members and congressional staff to reduce their premium costs in the Obamacare exchanges.

Vitter’s amendment would overturn this recent action. That would be appropriate because there is no statutory authority, either in Obamacare or in Title V of the U.S Code, for the U.S. Office of Personnel Management to make government insurance contributions on behalf of federal employees to any plan other than an FEHBP plan. Curiously, the original health care law provided for employers to make a defined contribution for workers in the exchanges (a “free choice voucher”), but Congress scrapped it.

Millions of Americans are going to be losing their existing coverage and paying more for health insurance. Under the Vitter Amendment, so would the Obama Administration’s appointees, Congress, and congressional staff. They baked that cake. Now they can eat it, too.

If you don’t like what Obamacare is doing to your health care, only a few people in the Republican Party are trying to help you. David Vitter is one of them. Ted Cruz and Mike Lee are two others. But don’t expect the Democrat legislators to lift a finger to help, because this law doesn’t apply to them. It doesn’t apply to many of their union supporters, who also got exemptions. It doesn’t apply to big corporations who support the Democrats – they got exemptions, too.

News

Obamacare will increase average individual-market premiums by 99% for men

3 Comments
% Increase in health insurance premium before and after Obamacare
Percent increase in average health insurance premium after Obamacare

What will you be paying for the privilege of electing a socialist who made you feel good about yourself?

Avik Roy counts the cost in Forbes magazine.

Excerpt:

For months now, we’ve been waiting to hear how much Obamacare will drive up the cost of health insurance for people who purchase coverage on their own. Last night, the U.S. Department of Health and Human Services finally began to provide some data on how Americans will fare on Obamacare’s federally-sponsored insurance exchanges. HHS’ press release is full of happy talk about how premiums will be “lower than originally expected.” But the reality is starkly different.

Based on a Manhattan Institute analysis of the HHS numbers, Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent. Worst off is North Carolina, which will see individual-market rates triple for women, and quadruple for men.

[…][M]any 27-year-olds will face steep increases in the underlying cost of individually-purchased insurance under Obamacare. For the states where we have data—the 36 reported by HHS, plus nine others that we had compiled for our map that HHS didn’t report—rates will go up for men by an average of 97 percent; for women, 55 percent. (In the few cases where HHS reported on states that our map includes, we went with HHS’ numbers.)

Worst off was Nebraska, where the difference between the cheapest plan under the old system and under Obamacare was 279 percent for men, and 227 percent for women: more than triple the old rate. Faring best was Colorado, where rates will decline for both 27-year-old men and women by 36 percent. The only other state to see a rate decline in this analysis was New Hampshire: 8 percent for both men and women.

(Still missing are data from Hawaii, Kentucky, Massachusetts, Maryland, Minnesota, and Nevada. The data from New York and New Jersey should be taken with a grain of salt, as their individual insurance markets are not like those of other states.)

[…]40-year-olds, surprisingly, will face a similar picture. The cheapest exchange plan for the average enrollee, compared to what a 40-year-old would pay today, will cost an average of 99 percent more for men, and 62 percent for women.

You might be asking why men have to pay more than women for Obamacare premiums, and the answer is simple. Even though women use a lot more health care, companies are now forbidden from making women pay more because they use more. Women will be paying less because men will be picking up the cost. That’s called “equality”. The same thing happened with the stimulus, which also favored women, because they are more likely than men to support big government Democrats at election time.

What about the subsidies that are being offered by the government to ease the transition to government-controlled health care?

However, the overall results make clear that most people will not receive enough in subsidies to counteract the degree to which Obamacare drives premiums upward. Remember that nearly two-thirds of the uninsured are under the age of 40. And that young and healthy people are essential to Obamacare; unless these individuals are willing to pay more for health insurance to subsidize everyone else, the exchanges will not serve the goal of providing coverage to the uninsured.

Democrats like to make much of the subsidies that they are offering to offset these skyrocketing premiums, but that money is being borrowed from the children of today. They are the ones who will have to pay the money back. In effect, we are borrowing money from the next generation of workers to pay off the health care of the retirees of today. Obamacare is a massive transfer of wealth from young people to older people. Young people are still very much under the influence of the brainwashing they got from their teachers in government-run public schools. They have been taught that in order to be good people, they need to vote for socialism. And they do. It’s only much later that the bill comes due – for now they are blissfully unaware of what they are doing to themselves.

Health insurance premiums have been going up since 2008

Remember, premium shave already gone up $3,000 on average since Obamacare was passed, despite Obama promising they would drop by $2,500. That’s a $5,500 difference.

From Investors Business Daily.

Excerpt:

During his first run for president, Barack Obama made one very specific promise to voters: He would cut health insurance premiums for families by $2,500, and do so in his first term.

But it turns out that family premiums have increased by more than $3,000 since Obama’s vow, according to the latest annual Kaiser Family Foundation employee health benefits survey.

Premiums for employer-provided family coverage rose $3,065 — 24% — from 2008 to 2012, the Kaiser survey found. Even if you start counting in 2009, premiums have climbed $2,370.

What’s more, premiums climbed faster in Obama’s four years than they did in the previous four under President Bush, the survey data show.

There’s no question about what Obama was promising the country, since he repeated it constantly during his 2008 campaign.

In a debate with Sen. John McCain, for example, Obama said “the only thing we’re going to try to do is lower costs so that those cost savings are passed onto you. And we estimate we can cut the average family’s premium by about $2,500 per year.”

At a campaign stop in Columbus, Ohio, in February 2008, Obama promised that “We are going to work with you to lower your premiums by $2,500. We will not wait 20 years from now to do it, or 10 years from now to do it. We will do it by the end of my first term as president.”

A $5,500 difference doesn’t mean a lot to Obama. But maybe it means a lot to you. We’re going to find out exactly what we voted for very soon now.

Videos

William Lane Craig debates Victor Stenger: Does God Exist?

1 Comment

This debate took place on March 1, 2010 at Oregon State University.

In this debate, Victor Stenger does affirm his belief that the universe could be eternal in his second rebuttal (1:02:30), thus denying the standard Big Bang cosmology. He also denies the law of conservation of energy and asserts that something can come from nothing in his concluding speech (1:33:50). He also caused the audience to start laughing when he said that Jesus was not moral and supported slavery. There is almost no snark in this summary. Instead, I quoted Dr. Stenger verbatim in many places. I still think that it is very entertaining even without the snarky paraphrasing.

The debate includes 30 minutes of Q&A with the students.

Here is the MP3 file for the audio.

Here’s the video of the debate:

Dr. Craig’s opening speech:

  • The ontological argument
  • The contingency argument
  • The cosmological argument
  • The moral argument
  • The resurrection of Jesus (3-fact version)
  • Religious experience

Dr. Stenger’s opening speech:

  • There is no scientific evidence for God’s existence in the textbooks
  • There is no scientific evidence for God acting in the universe
  • God doesn’t talk to people and tell them things they couldn’t possibly know
  • The Bible says that the Earth is flat, etc.
  • There is no scientific evidence that God answers prayers
  • God doesn’t exist because people who believe in him are ignorant
  • Human life is not optimally designed and appears to be the result of a blind, ad hoc evolutionary process
  • The beginning of the universe is not ordered (low entropy) but random and chaotic
  • It’s theoretically possible that quantum tunneling explains the origin of the universe
  • The laws of physics are not objectively real, they are “our inventions”
  • Regarding the beginning of the universe, the explanation is that something came from nothing*
  • Nothing* isn’t really nothing, it is “the total chaos that we project existed just before the big bang”
  • If something has no structure, then “it is as much nothing as nothing can be”
  • Consciousness is explainable solely on the basis of material processes
  • There are well-informed, rational non-believers in the world and God would not allow that

Dr. Craig’s first rebuttal:

Stenger’s argument that there is no objective evidence for God’s existence:

  • First, it is not required that God rely only on objective evidence in order to draw people to himself (Alvin Plantinga)
  • Second, God is not required to provide evidence to everyone, only to the people who he knows would respond to him
  • Third, Craig gave lots of objective evidence, from science, history and philosophy
  • Stenger asks for certain evidence (answered prayers, prophecy, etc.), but Craig presented the evidence we have

Stenger’s argument that the balance of energy is zero so “nothing” exists:

  • if you have the same amount of assets and liabilities, it doesn’t mean that nothing exists – your assets and liabilities exist
  • Christopher Isham says that there needs to be a cause to create the positive and negative energy even if they balance
  • the quantum gravity model contradicts observations
  • the vacuum is not the same as nothing, it contains energy and matter
  • the BVG theorem proves that any universe that is expanding must have a beginning

Stenger’s argument that mental operations can be reduced to physical operations:

  • mental properties are not reducible to physical properties
  • epiphenomenalism: is incompatible with self-identity over time
  • epiphenomenalism: is incompatible with thoughts about other things
  • epiphenomenalism: is incompatible with free will
  • substance dualism (mind/body dualism) is a better explanation for our mental experience
  • God is a soul without a body
Dr. Stenger’s first rebuttal:

Craig’s cosmological argument:

  • Craig’s premise is “everything has a cause”, but quantum mechanics has causeless events
  • There are speculative theories about how something could have come into being uncaused out of nothing
  • “I don’t know of a single working cosmologist today who believes there was a singularity prior to the Big Bang”
  • “If there wasn’t a singularity then there’s no basis for arguing that time began at that point”
  • “There’s no reason from cosmology that we know of that the universe can’t be eternal”
  • “When I talk about an eternal universe, I mean a universe that has no beginning or end”
  • The Hartle-Hawking model doesn’t have a beginning
  • “There was no violation of energy conservation by having a universe coming from nothing”
  • “The universe could have come from a previous universe for example or even just from a region of chaos”
  • The paper by Vilenkin is counteracted by other papers (he doesn’t specify which ones)

Craig’s moral argument:

  • Dr. Craig is arguing from ignorance
  • But morality can be decided by humanity just like governments pass laws, and that’s objective
  • Dr. Craig has too little respect for the human intellect
  • I don’t need to tell me that slavery is wrong
  • The Bible supports slavery
  • Atheists can behave as good as theists
  • Morality just evolved naturally as an aid to survival

Craig’s resurrection argument:

  • No Roman historians wrote about the execution of Jesus but none of them did
  • The empty tomb is doubtful because it is only mentioned in the gospels, not by Paul
  • John Dominic Crossan says there was no empty tomb
  • Christianity only survived because the Roman empire thought that they were useful

Dr. Craig’s second rebuttal:

Craig’s cosmological argument:

  • There is no reason to prefer an indeterministic interpretation of quantum mechanics
  • Dr. Stenger himself wrote that deterministic interpretations of quantum mechanics are possible
  • The vacuum in quantum mechanics is not nothing
  • The quantum vacuum he proposes cannot be eternal
  • The cosmological argument does not require a singularity
  • The Hartle-Hawking model is from 1983
  • Hawking says that there is a beginning of space and time after that model
  • The Hartle-Hawking model does still have a beginning of time – the model is not eternal
  • The BVG theorem that requires a beginning for expanding universes is widely accepted among cosmologists

Craig’s moral argument:

  • Stenger redefined objective to mean that most people agree with it – but that’s not what objective means
  • Objective means right and wrong whether anyone accepts it or not
  • Richard Dawkins himself says that on atheism there is “no evil and no good” – why is he wrong?
  • Even Dr. Stenger says that morality is the same as passing laws – it’s arbitrary and varies by time and place
  • But on his view, right and wrong are the same as deciding which side of the road to drive on
  • But somethings really are right and some things are really wrong

Craig’s resurrection argument:

  • Josephus is a Roman historian and he wrote about Jesus, for example
  • There were four biographies of Jesus are the best sources for his life
  • The scholars that Stenger mentioned are on the radical fringe

Dr. Stenger’s second rebuttal:

Knowledge and the burden of proof:

  • Dr. Craig has to bear the burden of proof, not me – because his claim is more “extravagant”
  • “I don’t have to prove that a God was not necessary to create the universe”
  • “I don’t have to prove that a God did not design the universe and life”
  • “I don’t have to prove that the universe did not have a beginning”
  • “I don’t have to prove that God did not provide us with our moral sense”
  • There are a lot of books written about how morality evolved naturally
  • “I don’t have to prove that the events surrounding the supposed resurrection of Jesus did not take place”
  • Bart Ehrman says that the gospels are generally unreliable (Note: Ehrman accepts all 3 of Craig’s minimal facts)
  • Just because people are willing to die for a cause, does not make their leader God, e.g. – the Emperor of Japan

Aesthetic concerns about the universe:

  • I don’t like dark matter and I wouldn’t have made the universe with dark matter
  • I don’t like the doctrine of penal substitution
  • I don’t like the doctrine of original sin
  • I don’t like the heat death of the universe

Dr. Craig’s conclusion:

The case for atheism:

  • Dr. Stenger had two arguments and he has to support his premises
  • Dr. Craig addressed his two arguments and each premise and Dr. Stenger never came back on it

The contingency argument:

  • Dr. Stenger has dropped the refutation of this argument

The cosmological argument:

  • The theoretical vacuum he proposes cannot be eternal

The moral argument:

  • He asserts that things are wrong, but there is no grounding for that to be objective on atheism

The resurrection of Jesus:

  • There are surveys of scholars on the empty tomb and 75% of them agree with it
  • Bart Ehrman agrees with all 3 of the minimal facts that Dr. Craig presented
  • Ehrman’s objection to the resurrection is not historical: he’s an atheist – he thinks miracles are impossible

Religious experience:

  • No response from Dr. Stenger

Dr. Stenger’s conclusion

The cosmological argument:

  • “I argued that we have very good physical reasons to understand how something can come from nothing”
  • “There is a natural tendency in the universe… to go from.. simpler thing to the more complicated thing”
  • The transition from a vapor to a liquid to ice shows how something could come from nothing
  • “It cannot be proven that the universe had a beginning”

The moral argument:

  • Objective morality, which is independent of what people think, could be developed based on what people think
  • “Jesus himself was not a tremendously moral person… he had no particular regard for the poor… he certainly supported slavery… he was for the subjugation of women” (audience laughter)

The resurrection argument:

  • Bart Ehrman says that the majority of the gospels are unreliable

Religious experience:

  • I don’t see any evidence that there is anything more to religious experience than just stuff in their heads

God’s purpose of the world should be to make people feel happy:

  • God could have made people feel happier
  • God could have made people not die
  • God could could have made the universe smaller: it’s too big
  • God could have made it possible for humans to live anywhere “even in space”