How the Obama administration made sure people would lose their health insurance plans

Patrick Brennan writes about the NBC News bombshell from yesterday in National Review.

Excerpt:

Much derision has been heaped on White House consigliere Valerie Jarrett’s tweet last night claiming that “nothing in #Obamacare forces people out of their health plans. No change is required unless insurance companies change existing plans” (this is a “FACT,” she noted). There’s actually a little truth to this: Technically, individual-market plans that qualify as grandfathered under the ACA are exempt from some of the law’s mandates — but not all of them. As long as a grandfathered plan doesn’t undergo any “material changes” after 2010, it maintains its grandfathered status, so it doesn’t have to comply with all of the law’s strictures as other plans do on January 1. But those material changes are almost inevitable, in large part because of the ACA — meaning the plan will almost certainly be cancelled and replaced with a more expensive, more comprehensive plan, as millions of Americans have learned and continued to learn.

[…][I]nsurers lose their grandfathered status if the plan has a “material change,” defined as “(1) eliminating or significantly reducing benefits; (2) raising co-insurance or co-payments; (3) raising deductibles; (4) reducing employer contributions; or, (5) adding or increasing an annual limit”…

That sounds benign. It sounds as if the plans are only going to be changed if insurance companies change them voluntarily. But actually insurance companies must change the plans because Obamacare requires the plans to cover a whole bunch of new treatments, which will necessarily cause the plans to go up in price, as well.

Look:

[E]ven these grandfathered plans have to comply with a number of new Obamacare mandates — most important, they have to accept applicants regardless of preexisting conditions and charge them the same premiums, they have to eliminate lifetime-spending caps, and they have to cover dependents under 26 for free (there are other rules that also apply to grandfathered group plans). How, exactly, were health insurers supposed to comply with these new mandates (and other ways the ACA is raising costs) without raising customers’ contributions in the way the law says means losing grandfathered status? Obviously, they could have chosen to raise premiums alone — but then customers who don’t expect to use a lot of health care would switch to plans with higher cost-sharing, which ruins an insurance pool.

In other words, the ACA did make it incredibly hard for insurers to continue plans for the millions of Americans who don’t want comprehensive insurance — financially, insurers almost certainly had to adjust them in such a way that they would lose grandfathered status. This isn’t “normal turnover in the insurance market” (though there is plenty of that in the individual market); there’s a reason why an exceptionally large number of Americans are getting cancellation notices this fall.

The bottom line is that you can’t keep the vast majority of the plans that Obama said you could keep. He lied.

Newsbusters notes that the major news networks are not even talking about the NBC News revelation that the Obama administration knew that their law would cause people to lose their health care. I think the lesson here is that Democrats lie, and the media, being an extension of the Democrat Party, covers up for them. That’s why the Democrats win elections.

Mike Licona explains the As, Bs, Cs, Ds and Es of New Testament reliability

Mike Licona is one of my favorite Christian apologists, and here is an excellent lecture to show you why.

In the lecture, he explains why the four biographies in the New Testament should be accepted as historically accurate: (55 minutes)

(UPDATE: Video changed from Vimeo to Youtube)

Summary:

  • What a Baltimore Ravens helmet teaches us about the importance of truth
  • What happens to Christians when they go off to university?
  • The 2007 study on attitudes of American professors to evangelical Christians
  • Authors: Who wrote the gospels?
  • Bias: Did the bias of the authors cause them to distort history?
  • Contradictions: What about the different descriptions of events in the gospels?
  • Dating: When were the gospels written?
  • Eyewitnesses: Do the gospel accounts go back to eyewitness testimony?

This is basic training for Christians. They ought to show this lecture whenever new people show up, because pastors should not quote the Bible until everyone listening has this information straight.

Texas judge rules that it is OK for Planned Parenthood to put women’s lives at risk

Some bad news from Life News.

Excerpt:

A Texas judge today issued an opinion striking down two parts of a Texas pro-life law that protects women from dangerous abortions.

The judge blocked part of the law that required its doctors to have the right to admit patients to local hospitals. Texas became one of several states that require abortion doctors to have admitting privileges at local hospitals so women can be treated when they are victimized by botched abortions.

The admitting privileges statute “does not bear a rational relationship to the legitimate right of the State in preserving and promoting fetal life or a woman’s health and, in any event, places a substantial obstacle in the path of a woman seeking an abortion of a nonviable fetus and is thus an undue burden to her,” Yeakel wrote. “The court concludes that admitting privileges have no rational relationship to improved patient care.”

[…]The judge also ruled that the part of the law that requires abortion businesses to follow FDA protocol, by only dispensing the dangerous RU 486 abortion drug in person, can apply except when the life or health of the mother is in danger — even though abortions routinely put women’s lives and health at risk.

Texas legislated in part because Planned Parenthood’s off-label usage of the drug led to numerous deaths and injuries to women.

The (Republican) Attorney General of Texas will appeal the decision.