New study: Obamacare will decrease workforce by 2 million full-time worker’s hours

He voted for Obamacare, and he got it

He voted for Obamacare, and he got it… good and hard!

The study was done by the non-partisan Congressional Budget Office (CBO), and reported by Fox News.

Excerpt:

ObamaCare will reduce work hours equivalent to 2 million jobs in the next decade amid a host of incentives not to work or to work less, a new Congressional Budget Office (CBO) report says — the latest blow to President Obama’s signature health insurance plan.

The report estimates the Affordable Care Act, or ACA, will make the labor supply shrink by 0.86 percent in 2025. This amounts to a shrinkage equivalent to approximately 2 million full-time workers.

The nonpartisan CBO estimates that the decline will come primarily due to workers responding to changes made by the law to federal programs and tax policy. The agency points to the introduction of health care subsidies tied to income as a key factor — which in turn raises effective tax rates as someone’s earnings rise, therefore reducing the amount of work Americans choose to do.

“Subsidies decline as income increases, reducing the return on earning additional income,” the report says. “That decline is effectively an increase in recipients’ effective marginal tax rate, so it generally reduces their work incentives through the substitution effect.”

Since the subsidies also reduce the burdens attached to unemployment, the CBO predicts that the law will create additional “work disincentives” for those who are unemployed for part of the year. It concludes that the exchange subsidies will contribute to half of the overall reduction of the labor supply.

The report also points to direct taxes, such as ACA’s hike of the payroll tax on high earners for Medicare’s Hospital Insurance Program, as a reason for discouraging some from working. Another pressure on wages will come from the employer mandate, which imposes a penalty on employers if they have more than 50 employees and do not provide insurance. The CBO predicts that within a few years this charge will be passed on to employees in the form of lower wages.

[…]The report comes at an awkward time for the Obama administration: just days after the Senate passed a bill that would repeal key parts of the law. The White House has said that President Obama will veto the legislation.

Oh well. It’s not like workers need to be paid fairly for their labor, right? I’m really not seeing how Obama expects the next generation to pay for the $10 trillion he’s added onto the national debt. If they are working less, then they are paying less in taxes. It’s fun to give speeches where you promise your gullible supporters a lot of goodies, but then, if the goodies discourage their employers from giving them work hours, then how will the spending be paid for?

More than anyone in modern politics, Barack Obama is a man who has perfected the art of sounding confident about things he literally knows nothing about. When elect a clown, you get failure. It doesn’t matter how confident a candidate sounds. It matters whether he has a record of solving the problems that he is talking about. Results, not rhetoric.

New study: scientists discover that inverted retina / blind spot is not a “bad design”

Apologetics and the progress of science
Apologetics and the progress of science

Here’s what atheist Richard Dawkins says about the inverted retina:

Any engineer would naturally assume that the photocells would point towards the light, with their wires leading backwards towards the brain. He would laugh at any suggestion that the photocells might point away from the light, with their wires departing on the side nearest the light. Yet this is exactly what happens in all vertebrate eyes. Each photocell is, in effect, wired in backwards, with its wires sticking out on the side nearest to the light. This means that the light, instead of being granted an unrestricted passage to the photocells, has to pass through a forest of connecting wires, presumably suffering at least some attenuation and distortion (actually probably not much but, still, it is the principle of the thing that would offend any tidy-minded engineer!)

Source: Dawkins, Richard (1986). The Blind Watchmaker. London: Penguin Books; pp. 93-94.

Now let’s look at a new study reported in Science Daily.

They write:

From a practical standpoint, the wiring of the human eye — a product of our evolutionary baggage — doesn’t make a lot of sense. In vertebrates, photoreceptors are located behind the neurons in the back of the eye — resulting in light scattering by the nervous fibers and blurring of our vision. Recently, researchers at the Technion — Israel Institute of Technology have confirmed the biological purpose for this seemingly counterintuitive setup.

“The retina is not just the simple detector and neural image processor, as believed until today,” said Erez Ribak, a professor at the Technion — Israel Institute of Technology. “Its optical structure is optimized for our vision purposes.” Ribak and his co-authors will describe their work during the 2015 American Physical Society March Meeting, on Thursday, March 5 in San Antonio, Texas.

Ribak’s interest in the optical structure of the retina stems from his previous work applying astrophysics and astronomy techniques to improve the ability of scientists and ophthalmologists to view the retina at high detail.

Previous experiments with mice had suggested that Müller glia cells, a type of metabolic cell that crosses the retina, play an essential role in guiding and focusing light scattered throughout the retina. To test this, Ribak and his colleagues ran computer simulations and in-vitro experiments in a mouse model to determine whether colors would be concentrated in these metabolic cells. They then used confocal microscopy to produce three-dimensional views of the retinal tissue, and found that the cells were indeed concentrating light into the photoreceptors.

“For the first time, we’ve explained why the retina is built backwards, with the neurons in front of the photoreceptors, rather than behind them,” Ribak said.

You can read more on some other reasons why the inverted retina is not a bad design in this article by agnostic scientist Michael Denton. But this study is a good reminder of why Christians need to keep up with science and how we need to talk about science.

The importance of having a narrative

All Christians should be familiar with the following basic pieces of evidence which fit the war between science and naturalism narrative:

  1. The origin of the universe
  2. The cosmic fine-tuning
  3. The origin of life (biological information)
  4. The sudden origin of the Cambrian phyla
  5. The habitability/observability correlation

It’s very important to present these five basic evidences to non-Christians in the historical context. And here is the story you must tell: “In the beginning, there was the naturalism, and the naturalism tried to argue from ignorance that God was not Creator and God was not Designer. And then came the science, and now people have to give up their naturalism in order to not be crazy and irrational”. That’s the narrative you use when talking to non-Christians about science.

In the beginning was the naturalism:

  1. In pre-scientific times, atheists maintained that the universe was eternal
  2. In pre-scientific times, atheists maintained that a life-permitting universe was as likely as a life-prohibiting universe
  3. In pre-scientific times, atheists maintained that the cell was a simple blob of jello that could spontaneously emerge in some warm pond
  4. In pre-scientific times, atheists maintained that the sudden origin of the Cambrian phyla would be explained by subsequent fossil discoveries
  5. In pre-scientific times, atheists maintained that there was nothing special about our galaxy, solar system, planet or moon

But then science progressed by doing experiments and making observations.

Here are some examples of discoveries that undermined the primitive atheism:

  1. Scientists discovered redshift and the cosmic microwave background radiation (evidence for a cosmic beginning) and more!
  2. Scientists discovered the fine-tuning of gravity and of the cosmological constant and more!
  3. Scientists discovered protein sequencing and exposed the myth of “junk DNA” and more!
  4. Scientists discovered an even shorter Cambrian explosion period and the absence of precursor fossils and more!
  5. Scientists discovered galactic habitable zones and circumstellar habitable zones and more!

Atheism, as a worldview, is not rooted in an honest assessment about what science tells us about reality. Atheism is rooted in a religion: naturalism. And the troubling thing we learn from looking at the history of science is that this religion of naturalism is insulated from correction from the progress of science. Nothing that science reveals about nature seems to be able to put a dent in the religion of naturalism, at least for most atheists. Their belief in naturalism is so strong that it repels all scientific evidence that falsifies it. Atheists simply don’t let science inform and correct their worldview.

Positive arguments for Christian theism

Pre-marriage counseling is good, and pre-engagement counseling is even better

 

Painting: "Courtship", by Edmund Blair Leighton (1888)
Painting: “Courtship”, by Edmund Blair Leighton (1888)

OK, I was chatting with my friend McKenzie who recently got married to an amazing Christian man. She and I are both big believers in asking questions during the courtship. She sent me this article from Verily magazine that has a nice story, and lots of questions.

The article starts like this:

When you know, you know. And with Zach, I knew. Just eleven months into dating, I knew this was the man I wanted to marry. Zach felt the same about me. But instead of putting a ring on it then and there, we decided to seek out a pastor for pre-engagement counseling. You read it right, pre-engagement.

It might sound intense or premature at first, but I am here to tell you that it has been an awesome experience. Sure, the deal isn’t sealed until you say “I do,” but engagement is a huge decision, too. I don’t want to get engaged and then deal with our baggage. When Zach proposes marriage to me, I want my “Yes!” to be with eyes wide open, and pre-engagement counseling has really helped us move in that direction.

What has been so great about pre-marriage preparation? It’s a structured way for us to explore the most important ideas that will be the foundation of our marriage. We have a session once every two weeks for about an hour and a half, during which we’re working through the book Preparing for Marriage by Dennis Rainey with our pastor through homework assignments and discussing together. Of course, pre-marriage counseling can take many forms, but no matter where you might go to get pre-marriage counseling, there are certain things I think any couple should consider before truly committing. Whether you work through them pre-marriage or pre-engagement, like us, is up to you.

She has 4 sections and here they are:

  1. PERSONAL HISTORY
  2. FAMILY
  3. EXPECTATIONS
  4. MONEY MATTERS

The whole essay is very practical, but let me just quote the one that stood out to me:

Few people enjoy talking about money, and Zach certainly did not look forward to this conversation. But money, how we think about it and what we do with it, plays a big part in marital happiness. In our pre-engagement sessions we were posed with great questions when talking about finances. Here are a few of the important questions to cover in a conversation about money:

  • Who will be the primary financial provider in the family?
  • How will you decide on major purchases?
  • Who will pay the bills, balance the checkbook, and keep track of expenses?
  • What is your philosophy of giving (charitable donations to your church or other organizations), and how will you make decisions about giving?
  • What is your conviction about debt and the use of credit cards?

These were just a handful of the financial questions we were asked to think about. We also discussed how we want to handle our finances as a couple and individually (joint or separate bank accounts). It’s a lot to think about, but the goal was to get on the same page.

What I am seeing a lot of these days – I am literally seeing this everywhere – is when older women prefer to date and marry younger men who do not have jobs and who either never did some sort of post-high-school job training or are still students into their mid-20s. And I know why they do that. Younger men who are not serious about providing are very, very easy for older women to manipulate. She can throw out pretty much any crazy plan she wants – and maybe say “God told me” – and he will have no authority from his own life experiences to second guess her. Because he is not responsible or disciplined himself. Young women not only struggle enormously with respecting men, they also prefer men who they do not have to respect, so they can run the relationship based on their own feelings and intuitions.

I have also encountered a very strange attitude among young women where they think that hard work in an area that doesn’t pay is as “promising” as hard work in an area that does. Actually, this isn’t true. Some people work very hard at things that don’t pay, and some people just choose things that do pay and don’t work as hard at them. What matters is not how hard you work, it’s what is in demand. An engineer working a 40 hour week is probably going to make a lot more than a graduate student working 80 hour weeks. Or an assistant professor working 80 hour weeks. The important thing is not to just be busy and organized. It’s much safer to choose a field where you can earn a good salary without killing yourself. Work stress is a stress on the marriage, especially if both spouses have to work because the male provider isn’t making enough.

There is no substitute for earning and saving money. You can’t run a marriage without money – somebody has to pay the bills. Pre-engagement counseling is useful to find out whether one or both people has a proven record of being able to earn, save, and invest. If both people have never earned, saved, or invested, that’s a pretty bad sign. Especially the way things are going with the economy and the national debt. Marriage poses serious financial challenges, and they cannot be wished away. If your plan for prosperity is to discern God’s mysterious will through your feelings and intuitions, then you should make a new plan.