Category Archives: Commentary

Five liberal Democrat policies that hurt minorities

Marriage and Poverty
Marriage and Poverty

The five policies are:

  • higher minimum wage rates
  • opposition to school voucher programs
  • releasing criminals from jail
  • affirmative action
  • single mother welfare

This article is by Jason L. Riley, and it appeared in the Wall Street Journal.

Excerpt:

At the urging of labor unions, President Obama has pushed for higher minimum wages that price a disproportionate percentage of blacks out of the labor force. At the urging of teachers unions, he has fought voucher programs that give ghetto children access to better schools.

Both policies have a lengthy track record of keeping millions of blacks ill-educated and unemployed. Since the 1970s, when the federal government began tracking the racial achievement gap, black test scores in math, reading and science have on average trailed far behind those of their white classmates. And minimum-wage mandates have been so effective for so long at keeping blacks out of work that 1930, the last year in which there was no federal minimum-wage law, was also the last year that the black unemployment rate was lower than the white rate. For the past half-century, black joblessness on average has been double that of whites.

Last week the Justice Department said it would release some 6,000 inmates from federal prison starting later this month. The goal, according to the White House, is to ease overcrowding and roll back tough sentencing rules implemented in the 1980s and ’90s.

But why are the administration’s sympathies with the lawbreakers instead of their usual victims—the mostly law-abiding residents in low-income communities where many of these inmates eventually are headed? In dozens of large U.S. cities, violent crime, including murder, has climbed over the past year, and it is hard to see how these changes are in the interest of public safety.

The administration assures skeptics that only “nonviolent” drug offenders will be released, but who pays the price if we guess wrong, as officials have so often done in the past?

When Los Angeles asked the Rand Corp. in the 1990s to identify inmates suitable for early release, the researchers concluded that “almost no one housed in the Los Angeles jails could be considered non-serious or simply troublesome to their local communities” and that “jail capacity should be expanded so as to allow lengthier incarceration of the more dangerous.”

A 2002 federal report tracked the recidivism rate of some 91,000 supposedly nonviolent offenders in 15 states over a three-year period. More than 21% wound up rearrested for violent crimes, including more than 700 murders and more than 600 rapes. The report also noted the difficulty of identifying low-risk inmates. Auto thieves were rearrested for committing more than a third of the homicides and a disproportionate share of other violent offenses.

Keep in mind that when criminals are release, they don’t go move into wealthy progressive neighborhoods. It’s not the wealthy leftists elites who have to deal with the released inmates. It’s the poor, low-income minority neighborhoods that have to deal with them.

By the way, I covered the minimum wage argument here, and I covered the school choice argument here.

That covers the first 3 policies. This article from The College Fix covers the fourth policy, affirmative action.

It says:

A UCLA law professor critiques affirmative action as detrimental to the very people it strives to aid: minority students.

Professor Richard Sander, though liberal-leaning, has deemed affirmative action practices as harmful, a notion that contradicts a liberal view in college admissions, said Stuart Taylor, a nonresident senior fellow at the Brookings Institution.

[…]Sander began teaching law at UCLA in 1989. After a few years he garnered an interest in academic support and asked permission to analyze which strategies most effectively assist struggling students.

After reviewing statistics on performance, especially those of students with lower academic merit, he noticed correlations between race and academic success.

“I was struck by both the degree to which it correlated with having weak academic entering credentials and its correlation with race,” Sander said in a recent interview with The College Fix. “And as I looked into our admissions process I realized that we were giving really a large admissions preference.”

Sander noticed that students admitted into the law school with lower academic credentials than their peers had significantly lower percentages of passing the Multistate Bar Examination, Sander said. This especially pertained to minority students who were given special consideration in the admittance process due to their race rather than their academic preparedness.

He then began thinking about whether or not these students would have better chances of succeeding if they went to a less elite university, he said.

He called this discrepancy a mismatch; when minority students with lower credentials than their peers are accepted into more challenging universities and then suffer academically as a result.

And the fifth policy is welfare. Welfare encourages women to not marry the men that they have sex with, since they will lose their single mother benefits if they do. Children who are raised fatherless are more likely to struggle in a number of areas, and they are especially likely to be poor. What we should be doing (if we really want to help the poor) is paying people to get married and stay married. But Democrats are opposed to that. The connection between welfare, fatherlessness, poverty and crime is explained in a previous post.

New study: a good credit score is a key performance indicator for marriage success

Financial responsibility is a key performance indicator for marriage success
Financial responsibility is a key performance indicator for marriage success

Story from the leftist Washington Post.

Excerpt:

When people are looking for a significant other, they often try to find someone whose values, education, earnings, hobbies and even height match their own. But new research suggests there’s one promising measure for finding a committed partner that most daters overlook — credit scores.

A credit score is a number that is supposed to reflect the risk of lending money to someone, based mostly on their past history of borrowing, repaying and defaulting on debt. Banks have long used credit scores to evaluate customers, but these days potential employers, landlords, insurance companies, cellphone companies and many other businesses do, too.

A new working paper from the Federal Reserve Board that looks at what role credit scores play in committed relationships suggests that daters might want to start using the metric as well. The researchers found that credit scores — or whatever personal qualities credit scores might represent — actually play a pretty big role in whether people form and stay in committed relationships. People with higher credit scores are more likely to form committed relationships and marriages and then stay in them. In addition, how well matched the couple’s credit scores are initially is a good predictor of whether they stay together in the long term.

The paper analyzed a large proprietary data set of 12 million randomly selected U.S. consumers from the credit reporting agency Equifax over a period of about 15 years. Researchers used an algorithm to find a swathe of committed couples, including some who live together and are not legally married.

They found that people with higher (i.e. better) credit scores are more likely to form a committed relationship, as the chart below shows. This was true even after controlling for other differences between partners, like education level, race or income.

The researchers also found that having higher credit scores when they started the relationship meant that couples were less likely to separate over the next few years… In fact, for every extra 100 points in the couple’s average credit score when beginning the relationship, their odds of splitting in the second year fell by around 30 percent.

So what do I want to say about this story? I want to tell you that marriage is not something that you just jump into when you feel like it, without any preparation. Relationships work well when both people have trained their character to be ready to do the most important thing in a relationship: to commit. And your credit score is a good measure of your ability to do that.

A high credit score is an excellent measure of a person’s ability to be responsible with money, and to take their obligation to pay their money back seriously. Marriage is all about whether two people are comfortable with being responsible, and whether two people can put aside their desire for fun and thrills and meet their obligations, even when they don’t feel like it. If a person is uncomfortable with marriage obligations, because it is too “transactional” and they want to be feelings-led, that’s a clear sign they are not ready for a commitment through thick and thin. The credit score is a measure of one’s ability to be responsible to others regardless of feelings and desires, and that’s what you need to commit.

When I meet someone I am interested in for marriage, if they have problems with their education, career or finances, the first thing I do is to try to push them to study for a degree with a good employment rate, and good starting salaries. I push them to get good jobs with reputable companies, and to work in the summer if they are students. I push them to pay off their debts and start investing. I do this because I am trying to make them marriage-ready. That is, I am trying to get them to be comfortable with responsibilities, expectations and obligations.

One girl I used to mentor just got married. She started out living with her parents, doing degrees in English, and working minimum wage service jobs. Then something happened. She moved out of her parents house, got a real job, cut expenses, and married a non-student who works and saves. They are both paying down debt like crazy, and she has a plan to invest soon. Most of what she did was self-directed, all I did was cheer, make suggestions and send the occasional gift. But she never viewed this advising and rewarding as “manipulative”. She was happy to get the opinion of someone with qualifications in those areas. She didn’t rebel against people who were leading her upward, she embraced it. Now she’s committed to a man for life and they are executing a sound plan to have an influence as Christians. It has not been easy for her. She is punching well above her weight now, though.

If you want to get married, you need to develop the ability to commit. That means that you need to get comfortable with self-sacrifice and self-denial. You need to change your character through studying hard things, working boring jobs, saving instead of spending, and investing early. These are the life experiences that change your character so that you are able to commit to another person for life.

New study: negative effects of day care on children not caused by quality of day care

Does government provide incentives for people to get married?
Mom is staying home because Dad can afford to let her: do kids benefit?

New study using National Institute of Child Health and Human Development data is discussed on the Family Studies web site.

First, let’s get the two views:

Parents, policymakers, and academics interested in how day care and preschool affect child development often embrace one of two competing—and exaggerated—claims about the childrearing circumstances that are now normative in America: that of non-family care being initiated early in a child’s first year of life on a full-time or near-full-time basis and continuing, in one form or another (e.g., family day care, center care, preschool), until the start of formal schooling.

Critics of such arrangements highlight the fact that developmental risks, like increased rates of insecure attachment and elevated levels of aggressive behavior, have been found to be associated with the extensive use of non-family care in America. Advocates, in contrast, stipulate, usually without qualification, that if the quality of care is good, then children benefit; and, indeed, that it is the limited quality of care available to too many parents in the USA that is responsible for any negative effects on children that emerge in the research literature.

All right, so the big-government, anti-family people say that day care as such isn’t bad for kids, the negative effects that are observed are not caused by too much day care, but by the low quality of the day care. The conservative, pro-family, limited-government crowd thinks that quality doesn’t matter as much as quantity – too much day care is bad for kids, regardless of quality.

The study details:

[…][T]he National Institute of Child Health and Human Development (NICHD) funded, to the tune of at least $150 million, the NICHD Study of Child Care and Youth Development. It recruited more than 1,000 children (along with their mothers) in 1991 from 10 different research sites, and followed them from the first month of life to age 15. Among other purposes, the NICHD Study was designed to investigate the claim that long hours of day care initiated very early in life posed risks to children’s social and emotional development; and, should this prove so, to evaluate the proposition that such negative effects would be due to the poor quality of care that children received, not the quantity of care they experienced across the first five years of life.

And the conclusion:

NICHD Study’s findings on the effects of day care proved more consistent than inconsistent with my “developmental risk” claim. And they provided virtually no support for the idea that it was poor quality care that accounted for the negative effects of “early, extensive, and continuous” care (initiated very early in life, for long hours, and continuing for many years).2 Specifically, our many research reports revealed that the more time children spent in any kind of non-familial child care, and sometimes specifically in centers, the more aggressive and disobedient they proved to be at two (but not three) and 4.5 years of age, as well as across their elementary school years; and the more impulsive they proved to be at age 15, at which age they also engaged in more “risky” behavior than children who experienced far less non-familial care across their first five years of life. Critically, despite spending millions to carefully measure the quality of care, using methods and measures developed by the proponents of the “it’s quality, stupid” view, the study never found that the quality of care accounted for these quantity-of-care effects. In other words, the problem behavior associated with early, extensive, and continuous care emerged irrespective of whether quality of care was good or bad.

Read the whole thing, and don’t feel guilty if you can’t do the best for your kids. I am sure that everyone reading this post is going to do the best they can for their kids. But for those who have not yet had kids, let this be a lesson to you about what you should be studying in school, where you should be working, how much you should borrow, how much you should spend. A stay-at-home mom is expensive. It cannot be finessed with feelings and following your heart to fun and thrills.

When it comes to children, money is important

I know there are lots of Christians around the world who read the Bible and understand that there are certain goals laid out in the Bible for Christian parents who are raising their kids. As far as I can tell, young Christians seem to think that these goals will sort themselves out all by themselves through God’s mysterious predestination, or some other such fideistic wishing. What it really boils down to is that young people want to do what they want to do, and they can sound pious about it by saying God will somehow make their crazy plan work out. Well, that’s not effective, and young Christians would never act so ineffectively in any other area of their lives – ignoring how things really work.

Look the Bible has information about the specification that God expects you to implement. Part of that spec involves requirements for your kids. If you decide that the Bible is not trying to give you a spec, you’ll fail to deliver. If you decide that you don’t need to read studies to know how the world works, you’ll fail to deliver. If you decide that following your heart is something that God rewards more than intelligent thought, you’ll fail to deliver. You cannot feelings your way out of this assignment, you’ve got to solve the problem, and that means reading the studies and making a plan that delivers results.

So, young people. If you want to do the best for your kids, you better stop doing what feels good, and start engaging in some serious self-denial and self-sacrifice. Fumbling around chasing happy philosophy bubbles to Europe through your teens, 20s and 30s is not the right way to prepare professionally and financially for kids. Your love for your future kids begins with your decision to grow up and do hard, boring things that need to be done. You won’t be able to fix the child care costs problem at the 11th hour if you follow your heart for the first 10 hours. Keep in mind what child care looks like in places like Ontario, and what your children would be learning, and who they would be learning it from. Make a plan now.