
Source: The Heritage Foundation
The problem with health care today in the United States is that medical care and services cost too much. Now, everyone seems to think that the only solution to this problem is to go with a single-payer system like Canada or Cuba. Only one problem: there is another solution that no one is talking about: consumer-driven health care. And this is the only solution that actually works.
At lunch yesterday, I went to the Chinese buffet and started to read a new book on this issue by Regina Hertzlinger, a professor at Harvard University who specializes in health care policy. So now I understand it a little more. And I managed to round up a few podcasts that can explain her idea of consumer-driven health care to you, too. (I listed them in a sensible order)
Consumer-driven health care:
Health Care: Fostering Focus Factories
with Dr. Regina Hertzlinger
(8:46)
Choice, Competition Should Drive Health Care Reform
with Dr. Michael D. Tanner
(5:21)
The Republican Plan (“Patient Choice Act”) is consumer-driven:
Obama’s False Health Care Choice
with Rep. Paul Ryan
(10:39)
Ideas for Free-Market Health Care Reform
with Rep. Paul Ryan
(8:30)
Obamacare, Medicare, RomneyCare and CanadaCare are all garbage:
Competing with the Government
with Dr. Michael F. Cannon
(7:34)
Medicare: A Model for Reform?
with Dr. Michael D. Tanner
(4:34)
Lessons from Massachusetts Health Care Reform
with Dr. Michael D. Tanner
(4:18)
The Canadian Health Care Experience
with Sally C. Pipes
(7:45)
Puncturing the Myths of American Health Care
with Sally C. Pipes
(about 8 minutes)
Check out this article from the Wall Street Journal entitled “Universal Health Care Isn’t Worth Our Freedom”. (H/T Club For Growth)
This is the key insight that everyone must understand:
Many Americans would willingly pay for insurance to protect them against the exorbitant cost of treating their own leukemia. But how many Americans would willingly pay for insurance to protect them from the expenses of treating their own depression?
Everyone recognizes that the more fully we wish insurance companies to defray our out of pocket expenses for our car repairs, the higher the premium they will charge for the policy. Yet foregoing reimbursement for trivial or unnecessary health-care costs in return for a more suitable health-care policy is an option unavailable under the present system. Everyone with health insurance is compelled to protect himself from risks, such as alcoholism and erectile dysfunction, that he would willingly shoulder in exchange for a lower premium.
Liberty means choosing the right amount to pay for your own health care, based on your own lifestyle choices, and your own risk assessment. Anything less is tyranny.
Along those lines, people who are sexually promiscuous or who abuse drugs will be paying the same medical premiums as everyone else, under Obama’s health care plan. Your lifestyle decisions are irrelevant to the amount you pay and the amount of coverage you get.
Excerpt:
Under the terms of the health-care reform bill approved by the Senate Health, Education, Labor and Pensions Committee, the legal use of tobacco products is the only vice for which insurance companies will be able to charge their customers higher premiums.
…In other words, a person could have been admitted to hospitals three times for heroin overdoses, or been pregnant five times out of wedlock, or been treated for venereal diseases at least once per year for the past five years, but none of these factors could be used to charge that person a higher insurance premium.
This is a massive transfer of wealth from clean–living, productive citizens to citizens who are not minimizing lifestyle risks and who are not productive. This is nothing but a massive incentive for people to stop working and stop being moral. What would be the point to restraining yourself? Someone else will pay for your mistakes anyway, right? And that’s just what the compassionate, progressive secular-leftists want. To abolish income differentials and the privileges of moral living. So everyone will be the same, and no one will feel bad for being lazy and immoral.
And as if that wasn’t bad enough…
Investors Business Daily is reporting this scary story.
Excerpt:
It didn’t take long to run into an “uh-oh” moment when reading the House’s “health care for all Americans” bill. Right there on Page 16 is a provision making individual private medical insurance illegal.
As Ed Morrissey explains in this Hot Air article, the government has a track record running health care programs already, such as the Indian Health Service. This is a single-payer system run by the federal government. Click through to the article and find out how good of a job government does of running anything. People are dying. Government-run health care is an inefficient system that allows bureaucrats to decide how health care is rationed.
Books I am reading about health care
Right now, I’ve picked out 3 books on health care to help me learn about the issue.
Who Killed Health Care?: America’s $2 Trillion Medical Problem – and the Consumer-Driven Cure
by Dr. Regina Herzlinger
The Cure: How Capitalism Can Save American Health Care
by David Gratzer, M.D.
The Top Ten Myths of American Health Care
by Sally C. Pipes
The latter two books are by Canadians intimately familiar with the Canadian single-payer system.