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Understand the right way to reform health care… with short podcasts!

CBO says that the total cost of Obamacare is 1.3 trillion over 10 years
CBO says that the total cost of Obamacare is 1.3 trillion over 10 years

Source: The Heritage Foundation

The problem with health care today in the United States is that medical care and services cost too much. Now, everyone seems to think that the only solution to this problem is to go with a single-payer system like Canada or Cuba. Only one problem: there is another solution that no one is talking about: consumer-driven health care. And this is the only solution that actually works.

At lunch yesterday, I went to the Chinese buffet and started to read a new book on this issue by Regina Hertzlinger, a professor at Harvard University who specializes in health care policy. So now I understand it a little more. And I managed to round up a few podcasts that can explain her idea of consumer-driven health care to you, too. (I listed them in a sensible order)

Consumer-driven health care:

Health Care: Fostering Focus Factories
with Dr. Regina Hertzlinger
(8:46)

Choice, Competition Should Drive Health Care Reform
with Dr. Michael D. Tanner
(5:21)

The Republican Plan (“Patient Choice Act”) is consumer-driven:

Obama’s False Health Care Choice
with Rep. Paul Ryan
(10:39)

Ideas for Free-Market Health Care Reform
with Rep. Paul Ryan
(8:30)

Obamacare, Medicare, RomneyCare and CanadaCare are all garbage:

Competing with the Government
with Dr. Michael F. Cannon
(7:34)

Medicare: A Model for Reform?
with Dr. Michael D. Tanner
(4:34)

Lessons from Massachusetts Health Care Reform
with Dr. Michael D. Tanner
(4:18)

The Canadian Health Care Experience
with Sally C. Pipes
(7:45)

Puncturing the Myths of American Health Care
with Sally C. Pipes
(about 8 minutes)

Check out this article from the Wall Street Journal entitled “Universal Health Care Isn’t Worth Our Freedom”. (H/T Club For Growth)

This is the key insight that everyone must understand:

Many Americans would willingly pay for insurance to protect them against the exorbitant cost of treating their own leukemia. But how many Americans would willingly pay for insurance to protect them from the expenses of treating their own depression?

Everyone recognizes that the more fully we wish insurance companies to defray our out of pocket expenses for our car repairs, the higher the premium they will charge for the policy. Yet foregoing reimbursement for trivial or unnecessary health-care costs in return for a more suitable health-care policy is an option unavailable under the present system. Everyone with health insurance is compelled to protect himself from risks, such as alcoholism and erectile dysfunction, that he would willingly shoulder in exchange for a lower premium.

Liberty means choosing the right amount to pay for your own health care, based on your own lifestyle choices, and your own risk assessment. Anything less is tyranny.

Along those lines, people who are sexually promiscuous or who abuse drugs will be paying the same medical premiums as everyone else, under Obama’s health care plan. Your lifestyle decisions are irrelevant to the amount you pay and the amount of coverage you get.

Excerpt:

Under the terms of the health-care reform bill approved by the Senate Health, Education, Labor and Pensions Committee, the legal use of tobacco products is the only vice for which insurance companies will be able to charge their customers higher premiums.

…In other words, a person could have been admitted to hospitals three times for heroin overdoses, or been pregnant five times out of wedlock, or been treated for venereal diseases at least once per year for the past five years, but none of these factors could be used to charge that person a higher insurance premium.

This is a massive transfer of wealth from clean–living, productive citizens to citizens who are not minimizing lifestyle risks and who are not productive. This is nothing but a massive incentive for people to stop working and stop being moral. What would be the point to restraining yourself? Someone else will pay for your mistakes anyway, right? And that’s just what the compassionate, progressive secular-leftists want. To abolish income differentials and the privileges of moral living. So everyone will be the same, and no one will feel bad for being lazy and immoral.

And as if that wasn’t bad enough…

Investors Business Daily is reporting this scary story.

Excerpt:

It didn’t take long to run into an “uh-oh” moment when reading the House’s “health care for all Americans” bill. Right there on Page 16 is a provision making individual private medical insurance illegal.

As Ed Morrissey explains in this Hot Air article, the government has a track record running health care programs already, such as the Indian Health Service. This is a single-payer system run by the federal government. Click through to the article and find out how good of a job government does of running anything. People are dying. Government-run health care is an inefficient system that allows bureaucrats to decide how health care is rationed.

Books I am reading about health care

Right now, I’ve picked out 3 books on health care to help me learn about the issue.

Who Killed Health Care?: America’s $2 Trillion Medical Problem – and the Consumer-Driven Cure
by Dr. Regina Herzlinger

The Cure: How Capitalism Can Save American Health Care
by David Gratzer, M.D.

The Top Ten Myths of American Health Care
by Sally C. Pipes

The latter two books are by Canadians intimately familiar with the Canadian single-payer system.

Does Obama plan to tax people making less than $250,000?

Keith Hennessey explains how Obamacare will result in higher taxes on the middle class.

Excerpt:

As expected, the House bill would mandate that individuals and families have or buy health insurance.

But what if they don’t buy it?

Then Section 401 kicks in.  Any individual (or family) that does not have health insurance would have to pay a new tax, roughly equal to the smaller of 2.5% of your income or the cost of a health insurance plan.

I assume the bill authors would respond, “But why wouldn’t you want insurance?  After all, we’re subsidizing it for everyone up to 400% of the poverty line.”

That is true.  But if you’re a single person with income of $44,000 or higher, then you’re above 400% of the poverty line.  You would not be subsidized, but would face the punitive tax if you didn’t get health insurance.  This bill leaves an important gap between the subsidies and the cost of health insurance.  CBO says that for about eight million people, that gap is too big to close, and they would get stuck paying higher taxes and still without health insurance.

He uses several different examples to show how Obama’s plan would raise taxes on people making much less than 250,000 dollars a year. I know what you’re thinking – “Wintery! Obama promised he wouldn’t raise taxes on the middle class!” Well, he’s going to do exactly what is consistent with his voting record. If only the left-wing media had told us his voting record, instead of talking incessantly about Sarah Palin’s children.

I should note that Obama broke his tax pledge many times already.

Americans for Tax Reform has been documenting Obama’s string of broken tax promises. Obama first shattered his $250K promise only 16 days into the presidency when he enacted a 61 cent tax increase on cigarette packs, disproportionately hurting low-income Americans. Next, Obama aggressively supported the cap-and-trade tax that, if the bill passes the Senate, will increase energy costs for an average American family by $1,500. Now, in a recent interview with Obama’s Senior Adviser David Axelrod, the administration is waffling about how taxes will be raised for health care reform. When asked if tax increases on families making less than $250,000 might pay for health care, Sen. Schumer, D-N.Y. said, “There are lots of things on the table now.”

Next time, don’t worry about Tina Fey’s sketches, worry about the thousands of dollars that Obammunism will cost you in increased health care costs, increased electricity costs, higher taxes, lost income, stock losses, interest on the national debt, etc. Katie Couric isn’t going to give you all your savings back. Campbell Brown isn’t going to give you your job back. They’re rich Democrats. They don’t care about truth.

UPDATE: Hot Air links to the story and adds this:

As John Boehner points out, many of the so-called “rich” above $250K a year in earnings are small-business owners who simply file their business revenues as personal income.  A 5.4% “surtax” — really just a hike in the upper tax bracket — will take more of their capital out of their businesses and reduce the opportunity for job growth.

The Post notes that the “surtax” would apply to about 2.1 million Americans.  The mandate for coverage will force almost four times as many middle-class Americans to pay higher taxes as a result of the ObamaCare plan in the House while preventing them from getting coverage.  The House hasn’t soaked the rich; they’ve declared war on the middle class and the uninsured.

Socialists against the middle class.

MUST-SEE: Steven Crowder’s undercover expose of single-payer health care in Canada!

UPDATE: Welcome Canadian visitors from Blazing Cat Fur! Thanks for the link! I am going to tell you all straight – I have seen Canadian Football and it is twice as exciting as American Football. Please allow us to have CFL teams (again)!

Hilarious, and totally un-scripted, totally undercover!

How long must you wait for FREE HEALTH CARE in Canada?

You can leave a comment at his blog here. (H/T IMAO.us)

Hot Air summarizes the lessons of the video:

The big lesson from Steven Crowder’s undercover look at the single-payer health-care system in Canada? “Don’t get sick on Sunday.” Actually, we can probably narrow that to, “Don’t get sick,” because Steven demonstrates that the only thing reliably covered in CanadaCare is the bill.

What would Obamacare do to us?

Check out this assessment by Chapman university law professor Hugh Hewitt. (H/T The Heritage Foundation)

Some of my law firm’s clients and some executives in my broadcast audience are quietly preparing for the necessary analysis that will follow the passage of Obamacare by asking their personnel departments the obvious question: Will it make economic sense to discontinue health care coverage for my employees and instead push them into the government plan?

These employers –manufacturers, builders, entrepeneuers of all sorts– cannot yet get an answer to this question because they don’t have any specifics about costs from which they can make an informed decision.

But they all know they will have to “do the math” if the “government option/public plan” makes it into law. They cannot not do so for they owe shareholders and investors an objective assessment of what will improve their bottom lines.

If the “government option/public plan” costs $300 per employee per month and private sector insurance costs $350 per employee per month, the choice to push their workforce into the waiting arms of President Obama’s new bureaucracy will make itself.

Under Obamacare, your employer will decide whether you are on the private or public option – by dumping everyone that costs them too much. That’s Obama’s public option – it’s not your option.

Obamacare will run huge deficits

The latest report from the non-partisan Congressional Budget Office (CBO) is out. (H/T The Heritage Foundation)

Excerpt:

For the past half-century, federal spending has averaged about 20 percent of GDP, federal taxes about 18 percent of GDP and the budget deficit 2 percent of GDP. The CBO’s projection for 2020 — which assumes the economy has returned to “full employment” — puts spending at 26 percent of GDP, taxes at a bit less than 19 percent of GDP and a deficit above 7 percent of GDP. Future spending and deficit figures continue to grow.

[T]he major causes of the budget blowout are well-known: an aging population and rapid increases in health spending. In 2000, Social Security, Medicare and Medicaid — the main programs providing income and health care for those 65 and over — totaled nearly 8 percent of GDP. In 2020, CBO projects that will reach almost 12 percent of GDP. But the deeper source of our predicament is a self-indulgent political culture that avoids a rigorous discussion of government’s role.

…Obama would make matters worse. He talks about controlling “entitlement” spending (mainly Social Security and Medicare) but hasn’t done so. He’s proposing just the opposite. His health-care proposal would increase federal spending. He says he will “pay for” the added outlays with tax increases or other spending cuts, but what people forget is that every penny of this “payment” could be used (and should be) to close the long-term deficit — not raise future spending and taxes.

As if we were not already spending too much!

Previous posts on health care

Verum Serum has more Canadian horror stories:

Canadian visitors, please leave a comment with your worst health care story so that we can understand what you are going through.

UPDATE: Gateway Pundit reports that Obamacare will provide taxpayer funding for abortion just as polls show that the country is more pro-life than ever.

UPDATE: But there’s hope! Obama’s teleprompter has been smashed! Perhaps this will be an end of Obamacare now that the evil genius is no more.