News

Medical premiums will continue to rise as Obamacare is implemented

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The Wall Street Journal explains what will happen to medical insurance premiums as more of Obamacare is implemented in 2014.

Excerpt:

Central to ObamaCare are requirements that health insurers (1) accept everyone who applies (guaranteed issue), (2) cannot charge more based on serious medical conditions (modified community rating), and (3) include numerous coverage mandates that force insurance to pay for many often uncovered medical conditions.

[…]We compared the average premiums in states that already have ObamaCare-like provisions in their laws and found that consumers in New Jersey, New York and Vermont already pay well over twice what citizens in many other states pay. Consumers in Maine and Massachusetts aren’t far behind. Those states will likely see a small increase.

By contrast, Arizona, Arkansas, Georgia, Idaho, Iowa, Kentucky, Missouri, Ohio, Oklahoma, Tennessee, Utah, Wyoming and Virginia will likely see the largest increases—somewhere between 65% and 100%. Another 18 states, including Texas and Michigan, could see their rates rise between 35% and 65%.

While ObamaCare won’t take full effect until 2014, health-insurance premiums in the individual market are already rising, and not just because of routine increases in medical costs. Insurers are adjusting premiums now in anticipation of the guaranteed-issue and community-rating mandates starting next year. There are newly imposed mandates, such as the coverage for children up to age 26, and what qualifies as coverage is much more comprehensive and expensive. Consolidation in the hospital system has been accelerated by ObamaCare and its push for Accountable Care Organizations. This means insurers must negotiate in a less competitive hospital market.

Although President Obama repeatedly claimed that health-insurance premiums for a family would be $2,500 lower by the end of his first term, they are actually about $3,000 higher—a spread of about $5,500 per family.

The big concern I have about all of these socialist schemes is that the public will not connect rising prices to Obama’s policies. We have been printing money (inflation), running huge deficits, imposing taxes and regulations on businesses, and so on. All of this will causes the prices that consumers pay for goods and services to go higher.

When the prices of goods and services go higher, the people who voted for Obama won’t make the connection between his policies and the rising prices. We have reached a point where a majority of the American public is as ignorant of basic economics as the peasant populations that elect communist governments. We are ready for government-controlled economy and central planning, because we can’t make the connection between cause and effect.

Videos

Jay Richards: what should Christians think about global warming?

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Here’s a lecture Jay Richards did for the Acton Institue.

And here is a related article from Boundless.

Excerpt:

The big environmental issue nowadays is global warming. Anyone who watches or reads the news even occasionally has been told that humans are causing global warming through all the fossil fuels we’re burning. They’ve also been told that this warming process eventually will prove catastrophic if we don’t reverse course as soon as possible.

As thinking Christians and good stewards, how should we respond?

The short answer is, we should respond thoughtfully. Thoughtless stewards are rarely good stewards.

Notice that my brief summary of the global warming controversy bundled together several distinct claims. To think clearly about this issue, we have to tease apart this bundle of claims and consider each one. For each claim, there is a corresponding question we need to answer. And it’s only after answering these questions that we can be in a position to determine what, if anything, we ought to do about global warming.

Here are the four central questions:

  1. Is the earth warming?
  2. If the earth is warming, is human activity (like carbon dioxide emissions) causing it?
  3. If the earth is warming, and we’re causing it, is that bad overall?
  4. If the earth is warming, we’re causing it, and that’s bad, would any of the proposed “solutions” (e.g., the Kyoto Protocol, legislative restrictions on carbon dioxide emissions) make any difference?

It’s important for us to think carefully about how best to achieve the goals set out by the Bible. And that means undertaking a close study of how the world works and how best to affect change for the good.

News

Hundreds of thousands of citizens protest against same-sex marriage in France

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From the Washington Times.

Excerpt:

Holding aloft ancient flags and young children, hundreds of thousands of people converged Sunday on the Eiffel Tower to protest the French president’s plan to legalize gay marriage and thus allow same-sex couples to adopt and conceive children.

The opposition to President Francois Hollande’s plan has underscored divisions among the secular-but-Catholic French, especially more traditional rural areas versus urban enclaves. But while polls show the majority of French still support legalizing gay marriage, that backing gets more lukewarm when children come into play.

The protest march started at three points across Paris, filling boulevards throughout the city as demonstrators walked three miles to the grounds of France’s most recognizable monument. Paris police estimated the crowd at 340,000, making it one of the largest demonstrations in Paris since an education protest in 1984.

“This law is going to lead to a change of civilization that we don’t want,” said Philippe Javaloyes, a literature teacher who was bused in with 300 people from Franche Comte in the far east. “We have nothing against different ways of living, but we think that a child must grow up with a mother and a father.”

Public opposition spearheaded by religious leaders has chipped away at the popularity of Mr. Hollande’s plan in recent months. About 52 percent of French favor legalizing gay marriage, according to a survey released Sunday, down from as high as 65 percent in August.

[…]Harlem Desir, the leader of Mr. Hollande’s Socialist Party, said the protest would not affect the proposal’s progress. The Socialists control parliament, and a vote is expected by the end of January.

“The right to protest is protected in our country, but the Socialists are determined to give the legal right to marry and adopt to all those who love each other,” he said. “This is the first time in decades in our country that the right and the extreme right are coming into the streets together to deny new rights to the French.”

Isn’t interesting that the same political party that loves high tax rates also wants to redefine traditional marriage? Why is that?