Tad Hopp accumulates six figures of college debt, wants taxpayer bailout

Brain vs Heart, from: theawkwardyeti.com
Brain vs Heart, from: theawkwardyeti.com

Here’s an interesting editorial from a “Christian” left blog. (H/T Acton Institute via Lindsay)

The author, Tad Hopp is graduating a PCUSA seminary – an extremely liberal, left-wing denomination.

He writes:

I graduated college in 2007.

[…] I majored in English, not exactly what most people consider a ‘marketable’ or ‘practical’ degree…

[…]I went to a somewhat expensive private school…

[…]I did what many students in their last year of high school do: I went to the school where I felt I was being called…

[…]I do not regret my four years at my undergraduate institution one bit.

[….]When I graduated college, I owed nearly $50,000 in student loan debt and was unemployed for almost six months before I finally found a low-paying office job.

[…]“Can’t find a job? Well, you should have majored in something more ‘practical’, like economics or business or medicine.” Yeah, that would be great…if those were the subjects where my skills and passions lie. They’re not.

[…]I felt called to go to seminary.

[…]I will graduate seminary with close to six figures worth of student loan debt.

Let’s take stock of what he’s said so far:

  • he studied English, a language that he already spoke, which has one of the lowest employment rates
  • he was warned by people who knew something about earning and saving money not to study English
  • he went to a school he couldn’t afford to go to, and he graduated with $50,000 in debt
  • he went to seminary, another subject that doesn’t pay, and added another $50,000 or so of debt
  • he says that he doesn’t have to study subjects that lead to a career because he isn’t “passionate” about them
  • he “followed his heart” by going to the school that he had mystical, emotional, intuitions about = “calling”

My advice to Tad at this point would be for him to take the Bible seriously when it says this:

2 Thessalonians 3:10:

10 For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either.

And 1 Timothy 5:8:

8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

Now, for a Bible-believing Christian, these are inerrant and cannot be denied. But we have to go outside the Bible and learn how the world really works in order to figure out how to achieve those stated goals. Why should anyone hire us? What is working really about?

But even before looking at economics, Tad needs to push away all his friends who tell him to “follow his heart” and stick close by his friends who understand economics, who have jobs already, who have savings already, and so on. Don’t look for advice from dreamers, you look to advice from doers – people who can read the times, run the numbers and who have demonstrated the ability to create plans that work to achieve results that please God. When it comes to planning about the future, look at the past accomplishments. Weaving a happy narrative sounds nice, but judge future predictions based on past performance.

I would recommend that Tad read an economist like Thomas Sowell, especially on work, prices, etc., and realize that work means providing value to others. It then follows that he is obligated by the Bible to NOT “follow his heart”, but to instead do something that offers value to his fellow man. Prices are a way of determining what is most valued by your fellow man. And we know what careers have the highest starting salaries and mid-career salaries:

Starting and Mid-Career salaries by profession (click for larger image)
Starting and Mid-Career salaries by profession (click for larger image)

(Source)

Keep in mind that you also have to check to see what the unemployment rate for these fields is, but I think they are all very much in demand, hence the salaries.

I don’t mind if a woman studies English and seminary, but Tad is a man – he has the Biblical obligation to be the primary provider, as we saw in the verses above.

More Tad:

Is the PCUSA doing anything to address this crisis?

[…]What has our government done to address this issue?

[…]I, like so many in my generation, voted for Obama…

[…]It seems to me that we’ve bought into the lie that student loan debt is brought on by the individual person…

[…]You know what I think might stimulate the economy? Automatically cancelling every single outstanding student loan!

[…]If we can spend $640 billion dollars on defense spending, why can’t we find the money to better support public education?

It’s important to understand that an English degree and a seminary degree do not prepare a person to make statements on economics and government. Tad has never studied these things, has no experience in them. He cannot state what the impact of his suggestions would be to all groups, i.e. – he cannot answer “and then what happens?” for every impacted group. Thinking economically is a valuable skill, but as Tad’s personal life shows, it’s not an area he is really knowledgeable about. But he wants to shift money from defense spending (which he knows nothing about) so that he can have a personal bailout. I personally doubt that taxpayers would be better served by paying for his English degree and liberal seminary degree than they would be if a peace-loving democracy could project power abroad to deter aggression from countries like North Korea, Iran, Russia, China and Syria.

Here is the solution to Tad’s problems:

  • we need to put Tad to work in a minimum wage job and confiscate his entire salary, until his loans are paid off.
  • we need to put Tad on a watch list such that he is never allowed to borrow money from anyone ever again.
  • once Tad’s loans are paid off, he should be taxed on his future earnings at the top tax rate for the rest of his life. The money we tax from him can fund education – that’s what he said he wanted.
  • Tad and his household should all be barred from collecting any money for unemployment, welfare or other social programs.

That’s the only bailout Tad should get. It would actually be in his best interest that he encounter real life as quickly as possible, because the longer he waits, the harder it’s going to be for him to recover to independence. He needs to stop his crazy retreat from adult responsibilities, and start working and saving now. I would say that at this point, marriage and parenting is out of the question for him (in another post, he comes out as gay, so that also complicates things). And he can thank the politics of the secular left for marriage and family being less affordable now, thanks to laws like Obamacare, which raised the cost of health care by thousands of dollars. I found it interesting that he actually did work at some point but he mocked the job as a “dead-end job” – as if it was beneath him.

I know some of you will be thinking, “but God called him things and so of course God is going to bail him out with $100,000 for his student loans”. But the thing is, God doesn’t usually work like that. First, I don’t accept that he is a Christian at all. Second, just because you have feelings that your plan will work, that isn’t a calling. The truth is that you certainly can assess the feasibility of things that you feel “called” to do, and if the plan looks crazy, then don’t do it. If you find yourself at odds with wise, practical people when explaining your calling to them, then you’re probably doing it wrong.

Between 1993 and 2013, gun ownership soared, but gun violence declined

This story is from CNS News. I think it’s important because this is one of those things that everyone thinks they know, yet the facts are completely different from what they think.

It says:

According to data retrieved from the Centers for Disease Control, there were 7 firearm-related homicides for every 100,000 Americans in 1993 (see light blue line in chart). By 2013 (most recent year available), the gun homicide rate had fallen by nearly 50 percent to only 3.6 homicides per 100,000 population.

Here’s the chart:

Gun ownership up, gun violence down
Gun ownership up, gun violence down

More: (links removed)

Based on data from a 2012 Congressional Research Service (CRS) report… the number of privately owned firearms in U.S. increased from about 185 million in 1993 to 357 million in 2013. Adjusted for the U.S. population, the number of guns per American increased from 0.93 per person in 1993 to 1.45 in 2013, which is a 56 percent increase in the number of guns per person that occurred during the same period when gun violence decreased by 49 percent (see new chart below). Of course, that significant correlation doesn’t necessarily imply causation, but it’s logical to believe that those two trends are related. After all, armed citizens frequently prevent crimes from happening, including gun-related homicides, see hundreds of examples here of law-abiding gun owners defending themselves and their families and homes.

It turns out that criminals are rational – if they think that their victims are armed, then they won’t try anything. The only places left where they can go on a shooting spree are gun-free-zones.

Makes you wonder why the Obama administration is so interested in taking the guns of law-abiding people, doesn’t it? Well, when crime goes down, the government can’t meddle as much in our lives, with security cameras, searches, etc. They can only justify taking our freedom away when there is lots of crime. That’s one reason why we should be detering crime ourselves, and vote to keep that right of self-defense.

Learn about the issue

To find the about guns and self-defense, look in the academic literature. Here are two books I really like for that.

Both of those books make the case that permitting law-abiding citizens to own firearms for self-defense reduces rates of gun violence.

Good news: B.C. Supreme Court rules in favor of Trinity Western University

Map of Canadian provinces
Map of Canadian provinces

Wow, I didn’t expect this from the British Columbia Supreme Court.

Here’s the press release from the Justice Center for Constitutional Freedoms:

The Justice Centre for Constitutional Freedoms (JCCF) today responded to the B.C. court ruling in Trinity Western University v. Law Society of British Columbia. 

The JCCF intervened in this court action, in support of freedom of association, as protected by Section 2(d) of the Canadian Charter of Rights and Freedoms.

The B.C. Supreme Court today ruled against the Law Society of British Columbia (LSBC) refusing to recognize the law program of Trinity Western University (TWU), a private Evangelical Christian university in Langley, B.C.

The Federation of Law Societies of Canada has approved the law program of TWU as meeting academic and professional standards.  The LSUC admits there is nothing wrong with TWU’s law program, but claim that TWU’s Community Covenant discriminates against the LGBTQ+ community.  The Community Covenant prohibits numerous legal activities such as vulgar or obscene language, drunkenness, viewing pornography, gossip, and sexual activity outside of the marriage of one man and one woman.

The JCCF argued for the Charter section 2(d) right to freedom of association, including the right of every charity, ethnic and cultural association, sports club, temple, church, and political group to establish its own rules and membership requirements.

“This Court’s ruling in favour of procedural fairness and due process is a victory for the rule of law in Canada.  The Court also held that the LSBC had an obligation to properly consider and balance the Charter rights in issue, but failed to do so,” stated John Carpay, lawyer and President of JCCF.

This case is going to go to the Supreme Court, and since Stephen Harper was Prime Minister for some time, there is a chance they could win their case. Trudeau has not had a chance to pack the Supreme Court with liberal stooges yet. I’m not optimistic, but there’s a chance. Canada’s Supreme Court is notorious for blatant left-wing judicial activism.

The Rebel has a video clip about the decision, featuring John Carpay:

If this is something you care about, you can donate using the link on The Rebel’s post about the decision.