Wayne Grudem explains what the Bible says about spending, saving and charity

Bible study that hits the spot
Bible study that hits the spot

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

I like the way that Wayne Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment. He’s very practical.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to get a double chicken burrito bowl after my weight lifting. It is very easy to say grace when you are hovering over a double chicken burrito bowl. It is good to have nice things especially when it makes you thankful for what you have.

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Charity should hurt

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

Don’t follow your heart

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires when it comes to choosing what to study and what work to do, and put Philippians into practice. Your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities, expectations and obligations.

Sean McDowell explains how to make Christian apologetics into a career

Two Air Force JTACs discuss mission parameters prior to calling in CAS
Two Air Force JTACs discuss mission parameters prior to calling in CAS

Sean McDowell has managed to integrate apologetics pretty tightly with his career, and in this recent blog post, he offers some options to others who might want to follow suit.

He writes:

We live in a golden age of apologetics. There are more books, curricula, blogs, conferences, academic programs, and people interested in apologetics than ever before. As my friend (and boss) Craig Hazen says, “Apologetics is a growth industry.”

Part of the vision of our Biola M.A. Christian Apologetics program is to train apologists to be a resource for the local church. In fact, our dream is that churches would consider the need for a “Pastor or Apologetics” as important as a men’s ministry leader or a youth pastor. Until this dream becomes a reality, here’s a few ways to make a career in apologetics (If you think I have missed any, please let me know):

He has several options listed in the post:

  • Professor of Apologetics
  • Ratio Christi
  • Author
  • Blogger
  • Speaker
  • Christian School Teacher

At least one personal friend of mine does each of these six options! They are all doable, but you really have to be the best at what you do if you want to pursue them, simply because of the lower demand. People don’t value truth these days as much as they value fun and entertainment.

Let’s look at number 6 in particular, because this one seems to me to offer the most linear, low-risk, option:

6.Christian School Teacher. Before accepting a teaching position at Biola University, I taught theology and apologetics full-time at a private Christian school in southern California. Since teaching high school involves grading and disciplining students, it is very different than writing or speaking. But it is a valuable way to help Christian students think deeply about their faith, and also to critically engage non-Christian students (I had many atheist, Buddhist, and Muslim students in my classes). If you want to teach at a Christian school, you will need both apologetics/theology knowledge (an undergraduate degree or M.A. is probably sufficient) as well as training as a classroom teacher.

Of course, there is a rival view to the view of doing apologetics full time, and that view is that you should do your regular job full time, and try to have an apologetics ministry on the side. J. Warner Wallace calls such people “tent-making apologists” because, like the apostle Paul, they fund their ministry by working a normal job (Paul made tents to drive his ministry).

Air Force TACPs confirm target locations with their map
Air Force TACPs confirm target locations with their map

Wallace lists 10 reasons why tent-making apologists are effective, and this is one I have personal experience with:

Tent-Making Christian Case Makers Reach a Skeptical Audience
As an atheist, I was very skeptical of Christians when I thought they were trying to sell me something. In fact, this was a major stumbling block for me. As a high school student, I used to watch local televangelists with scorn if they repeatedly asked their viewers to send them money. Don’t underestimate this disdain on the part of skeptics. As a tent-maker, I’ve had many conversations with skeptics who have given me a hearing simply because they respected my position as a volunteer Case Maker. One told me, “At least I know you’re not in this for the money.” Tent-making Case Makers are uniquely positioned to reach a skeptical world.

This blog has no ads, because I pay wordpress to have them removed. I do post Amazon links in the What I am Reading section, but that’s only to recommend to people what I am actually reading, not to make money.

And these two are near and dear to me:

Tent-Making Christian Case Makers Thrive in Any Economy
I started thinking again about the power of tent-making Case Makers after reading Lydia McGrew’s fantastic post, “An Army of Tent Makers.” Lydia is a brilliant Case Maker who continues to have a powerful impact even though she’s not a vocational apologist. In her post, Lydia discusses the current financial climate and the limited opportunities for people seeking full-time employment as apologists. While it’s often difficult to find full-time employment in the field of Christian apologetics or start a donor-funded apologetics ministry in a challenging economy, tent-making Case Makers aren’t limited by bad economic climates. In addition, as Lydia points out, “In the end, if we can have this army of tentmakers, there will be (Lord willing) money to allow some people to work in full-time ministry. But it’s going to be quite a small proportion of those who are interested or would ideally like to do so.”

Tent Making Christian Case Makers Survive in Any Political Climate
Times are changing and our politicians and judges are less and less friendly to non-profit organizations. A federal judge recently struck down a law giving clergy tax-free housing allowances, and atheist groups continue to challenge the tax exempt status of religious non-profits.  If the non-profit status of apologetics ministries is someday successfully abolished, vocational Christian Case Makers will have to rethink their strategy. Tent-making Case Makers will already be standing in the gap. Tent-makers are flexible enough to survive, even in difficult political environments.

My regular readers know that I follow current events and what I see worries me. Earning and saving is my way of weakening the fear of the future, so that I can make a small difference today without being paralyzed by worry about tomorrow. It really is important for Christians to earn and save so that they can do ministry today without crashing and burning tomorrow when things get difficult. Although some silly people think that the height of Christian ability is to disregard the future and do wild, adventurous things today, those people are wrong.  A Christian ought to be wise about balancing ministry and finances, so that they aren’t an embarrassment to the Kingdom, or a financial burden to others. Any of the young Christians who I mentor regarding college and careers and finances will tell you that I am an absolute bully when it comes to making young people study useful subjects, get early work experience, and curtail spending on fun and thrills in favor of saving and investing.

Wallace wrote another post where he listed the occupations of a bunch of tent-making apologists, including me. I think the important thing is that you have to earn money and you have to do apologetics. Finding the right balance is your decision, but whatever you decide, make sure you are effective and make sure that you don’t starve now, or in the future when you are older. We all have to retire some day, you probably don’t want to be working full time in your 70s at a job you don’t love, just to put food on the table.

Physicist Michael Strauss discusses Christianity and science at Stanford University

Christianity and the progress of science
Christianity and the progress of science

This is one of my favorite lectures.

The lecture:

Dr. Strauss delivered this lecture at Stanford University in 1999. It is fairly easy to understand, and it even includes useful dating tips.

Here is a clip:

The full video can be watched on Vimeo:

I pulled the MP3 audio from the lecture in case anyone wants just the audio.

Summary:

What does science tell us about God?
– the discoveries of Copernicus made humans less significant in the universe
– the discoveries of Darwin should that humans are an accident
– but this all pre-modern science
– what do the latest findings of science say about God?

Evidence #1: the origin of the universe
– the steady state model supports atheism, but was disproved by the latest discoveries
– the oscillating model supports atheism, but was disproved by the latest discoveries
– the big bang model supports theism, and it is supported by multiple recent discoveries
– the quantum gravity model supports atheism, but it pure theory and has never been tested or confirmed by experiment and observation

Evidence #2: the fine-tuning of physical constants for life
– there are over 100 examples of constants that must be selected within a narrow range in order for the universe to support the minimal requirements for life
– example: mass density
– example: strong nuclear force (what he studies)
– example: carbon formation

Evidence #3: the fine-tuning of our planet for habitability
– the type of galaxy and our location in it
– our solar system and our star
– our planet
– our moon

It’s a good lecture explaining basic arguments for a cosmic Creator and Designer. If you add the origin of life and the Cambrian explosion (Stephen C. Meyer’s arguments), then you will be solid on science apologetics. That’s everything a rank-and-file Christian needs.

Positive arguments for Christian theism