Category Archives: News

Tad Hopp accumulated $100,000 of college debt, now he wants a taxpayer bailout

Here’s an interesting editorial from a “Christian” left blog. (H/T Acton Institute)

The author, Tad Hopp is graduating a PCUSA seminary – an extremely liberal, left-wing denomination.

He writes:

I graduated college in 2007.

[…] I majored in English, not exactly what most people consider a ‘marketable’ or ‘practical’ degree…

[…]I went to a somewhat expensive private school…

[…]I did what many students in their last year of high school do: I went to the school where I felt I was being called…

[…]I do not regret my four years at my undergraduate institution one bit.

[….]When I graduated college, I owed nearly $50,000 in student loan debt and was unemployed for almost six months before I finally found a low-paying office job.

[…]“Can’t find a job? Well, you should have majored in something more ‘practical’, like economics or business or medicine.” Yeah, that would be great…if those were the subjects where my skills and passions lie. They’re not.

[…]I felt called to go to seminary.

[…]I will graduate seminary with close to six figures worth of student loan debt.

Let’s take stock of what he’s said so far:

  • he studied English, a language that he already spoke, which has one of the lowest employment rates
  • he was warned by people who knew something about earning and saving money not to study English
  • he went to a school he couldn’t afford to go to, and he graduated with $50,000 in debt
  • he went to seminary, another subject that doesn’t pay, and added another $50,000 or so of debt
  • he says that he doesn’t have to study subjects that lead to a career because he isn’t “passionate” about them
  • he “followed his heart” by going to the school that he had mystical, emotional, intuitions about = “calling”

My advice to Tad at this point would be for him to take the Bible seriously when it says this:

2 Thessalonians 3:10:

10 For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either.

And 1 Timothy 5:8:

8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

The Bible is giving us the goal of working. So what should we do to be able to reach that goal? Why should anyone hire us? What is working really about? It’s those kinds of questions that should guide what we study in school, and what jobs we pursue.

We know what careers have the highest starting salaries and mid-career salaries:

1. Computer Science

2. Electrical Engineering

3. Mechanical Engineering

4. Chemical Engineering

5. Industrial Engineering

6. Information Technology

7. Civil Engineering

8. Statistics

9. Nursing

10. Management Information Systems

11. Finance

12. Mathematics

13. Biomedical Engineering

14. Accounting

15. Economics

16. Physics

17. Biotechnology

(Source)

Why do some people get paid more than others? The answer is supply and demand. Prices are a way of determining what is most valued by your fellow man. Business owners pay more to people who offer their customers more value. If you really want to serve your neighbor, you have to learn something they really want, but can’t easily obtain. And then you will be paid more. You can’t do what makes you happy. You have to do what makes customers happy. That’s how the free market works – you make money when you provide something of value to others. You make money when you serve others. This is something that is very hard for self-centered, feelings-driven young progressives to grasp. But it’s something older Americans all know.

More Tad:

Is the PCUSA doing anything to address this crisis?

[…]What has our government done to address this issue?

[…]I, like so many in my generation, voted for Obama…

[…]It seems to me that we’ve bought into the lie that student loan debt is brought on by the individual person…

[…]You know what I think might stimulate the economy? Automatically cancelling every single outstanding student loan!

He insists that the results of his own choices aren’t his fault. But didn’t he make the choices about what to study? Didn’t he make the choice to follow his heart? Didn’t he disregard the advice of people who urged him to be practical? Who is to blame, if not he, himself?

Tad needs to push away all his friends who told him to “follow his heart” and stick close by his friends who told him to focus on providing value to others. Don’t look for advice from dreamers, look for advice from doers. Dreamers talk. But doers have demonstrated the ability to create plans that work to achieve results.

By the way, some of you might be wondering how serious this person was about his Christianity. Well, in another post, he comes out as gay. So clearly the Bible is being interpreted in a way where feelings are overturning the plain meanings of words. People who read the Bible closely never come away with the message that they should follow their hearts.

How many Nobel-prize winning scientists support intelligent design?

I think a lot of young people give up on design in the universe because they 1) don’t know the evidence for design and 2) don’t want to be considered to be stupid when confronted with intelligent atheists. For those people, it can be useful to point them to smart people who have worked through the evidence for design, and concluded that the universe (and life) is the product of design.

Here’s the story from Evolution News:

Earlier this week, John West reported on a major new exhibition on faith and science in Washington, DC, tackling the question of whether the Bible impeded or inspired the rise of modern science. (Judging from the historical record, “inspired” is clearly the correct answer.) In the article, he mentioned another Nobel Prize-winning scientist who endorsed the idea of an intelligent design behind the universe, using that phrase explicitly. This was news to me. He is physicist Arthur Holly Compton — see the slide above, which Dr. West shared from the exhibition.

Compton’s remark was, “The chance of a world such as ours occurring without intelligent design becomes more and more remote as we learn of its wonders.” Interesting. He said that in 1940.

[…]Compton joins fellow Nobel Prize-winning physicists Charles Townes (UC Berkeley) and Brian Josephson (Cambridge University) who have likewise come out for ID as a legitimate interpretation of the scientific evidence. (Townes passed away in 2015.) To those names you could add two more, Sir John B. Gurdon (Nobel Prize in Physiology or Medicine) and Gerhard Ertl (Nobel Prize in Chemistry) who, along with Dr. Josephson, endorsed the Discovery Institute Press book by chemist and ID proponent Marcos Eberlin, Foresight: How the Chemistry of Life Reveals Planning and Purpose (2019).

In case you’re wondering what intelligent design is, this simple article is pretty good:

Intelligent design — often called “ID” — is a scientific theory which holds that some features of the universe and living things are best explained by an intelligent cause rather than an undirected process such as natural selection. ID theorists argue that intelligent design can be inferred by finding in nature the type of information and complexity which in our experience arises from an intelligent cause.

Proponents of neo-Darwinian evolution contend that the information in life arose via blind, mechanistic processes that show no scientific evidence of guidance by intelligent design. ID proponents contend that the information in life does not appear to have an unguided origin, but arose via purposeful, intelligently guided processes. Both claims are scientifically testable using the standard methods of science. But ID theorists say that when we use the scientific method to explore nature, the evidence points away from blind material causes, and reveals intelligent design.

The cell confirms our expectations from design. Our DNA contains incredible amounts of encoded information. Living cells transform this encoded chemical message into machines which are engineered to perform necessary biochemical functions. The conversion of DNA into protein relies upon a software-like system of commands and biochemical codes.  This is an information processing system which Bill Gates has described as “like a computer program, but far, far more advanced than any software we’ve ever created.”

This short video is a good introduction for those who prefer to watch rather than read:

By the way, about that conversation with Josephson. I was walking in the hall with him, and discussing intelligent design. He said “it’s easy to explain complexes sequences that conform to a pattern. I could write a program that would generate the first 100 prime numbers in 3 lines of code.” I told him that I was a software engineer, and that I was familiar with what it takes to “write a simple program”. I said that he would need computer hardware, firmware, an operating system, a compiler, and something to run the program. “And that’s where you’re smuggling in your specified complexity”, I said. I don’t remember what he said, but I’m delighted that he came around eventually.

William Lane Craig explains the doctrine of penal substitutionary atonement

Probably one of the most common questions that you hear from people who don’t fully understand Christianity is this question: “why did Jesus have to die?”. The answer that most Christians seem to hold to is that 1) humans are rebelling against God, 2) Humans deserve punishment for their rebellion, 3) Humans cannot escape the punishment for their rebellion on their own, 4) Jesus was punished in the place of the rebellious humans, 5) Those who accept this sacrifice are forgiven for their rebelling.

Are humans rebellious?

Some people think that humans are not really rebellious at all, but it’s actually easy to see. You can see it just by looking at how people spend their time. Some of us have no time for God at all, and instead try to fill our lives with material possessions and experiences in order to have happy feelings. Some of us embrace just the parts of God that make us feel happy, like church and singing and feelings of comfort, while avoiding the hard parts of that vertical relationship; reading, thinking and disagreeing with people who don’t believe the truth about God. And so on.

This condition of being in rebellion is universal, and all of us are guilty of breaking the law at some point. All of us deserve to be separated from God’s goodness and love. Even if we wanted to stop rebelling, we would not be able to make up for the times where we do rebel by being good at other times, any more than we could get out of a speeding ticket by appealing to the times when we drove at the speed limit, (something that I never do, in any case).

This is not to say that all sinners are punished equally – the degree of punishment is proportional to the sins a person commits. However, the standard is perfection. And worse than that, the most important moral obligation is a vertical moral obligation. You can’t satisfy the demands of the moral law just by making your neighbor happy, while treating God like a pariah. The first commandment is to love God, the second is to love your neighbor. Even loving your neighbor requires you to tell your neighbor the truth – not just to make them feel good. The vertical relationship is more important than the horizontal one, and we’ve all screwed up the vertical relationship. We all don’t want God to be there, telling us what’s best for us, interfering with our fun. We don’t want to relate to a loving God if it means having to care what he thinks about anything that we are doing.

Who is going to pay for our rebellion?

The Christian answer to the problem of our rebellion is that Jesus takes the punishment we deserve in our place.

However, I’ve noticed that on some atheist blogs, they don’t like the idea that someone else can take our punishment for us to exonerate us for crimes that we’ve committed. So I’ll quote from this post by the great William Lane Craig, to respond to that objection.

Excerpt:

The central problem of the Penal Theory is, as you point out, understanding how punishing a person other than the perpetrator of the wrong can meet the demands of justice. Indeed, we might even say that it would be wrong to punish some innocent person for the crimes I commit!

It seems to me, however, that in other aspects of human life we do recognize this practice. I remember once sharing the Gospel with a businessman. When I explained that Christ had died to pay the penalty for our sins, he responded, “Oh, yes, that’s imputation.” I was stunned, as I never expected this theological concept to be familiar to this non-Christian businessman. When I asked him how he came to be familiar with this idea, he replied, “Oh, we use imputation all the time in the insurance business.” He explained to me that certain sorts of insurance policy are written so that, for example, if someone else drives my car and gets in an accident, the responsibility is imputed to me rather than to the driver. Even though the driver behaved recklessly, I am the one held liable; it is just as if I had done it.

Now this is parallel to substitutionary atonement. Normally I would be liable for the misdeeds I have done. But through my faith in Christ, I am, as it were, covered by his divine insurance policy, whereby he assumes the liability for my actions. My sin is imputed to him, and he pays its penalty. The demands of justice are fulfilled, just as they are in mundane affairs in which someone pays the penalty for something imputed to him. This is as literal a transaction as those that transpire regularly in the insurance industry.

So, it turns out that the doctrine of substitutionary atonement is not as mysterious or as objectionable as everyone seems to think it is.