All posts by Wintery Knight

https://winteryknight.com/

Tad Hopp accumulated $100,000 of college debt, now he wants a taxpayer bailout

Brain vs Heart, from: theawkwardyeti.com
Brain vs Heart, from: theawkwardyeti.com

Here’s an interesting editorial from a “Christian” left blog. (H/T Acton Institute)

The author, Tad Hopp is graduating a PCUSA seminary – an extremely liberal, left-wing denomination.

He writes:

I graduated college in 2007.

[…] I majored in English, not exactly what most people consider a ‘marketable’ or ‘practical’ degree…

[…]I went to a somewhat expensive private school…

[…]I did what many students in their last year of high school do: I went to the school where I felt I was being called…

[…]I do not regret my four years at my undergraduate institution one bit.

[….]When I graduated college, I owed nearly $50,000 in student loan debt and was unemployed for almost six months before I finally found a low-paying office job.

[…]“Can’t find a job? Well, you should have majored in something more ‘practical’, like economics or business or medicine.” Yeah, that would be great…if those were the subjects where my skills and passions lie. They’re not.

[…]I felt called to go to seminary.

[…]I will graduate seminary with close to six figures worth of student loan debt.

Let’s take stock of what he’s said so far:

  • he studied English, a language that he already spoke, which has one of the lowest employment rates
  • he was warned by people who knew something about earning and saving money not to study English
  • he went to a school he couldn’t afford to go to, and he graduated with $50,000 in debt
  • he went to seminary, another subject that doesn’t pay, and added another $50,000 or so of debt
  • he says that he doesn’t have to study subjects that lead to a career because he isn’t “passionate” about them
  • he “followed his heart” by going to the school that he had mystical, emotional, intuitions about = “calling”

My advice to Tad at this point would be for him to take the Bible seriously when it says this:

2 Thessalonians 3:10:

10 For even when we were with you, we used to give you this order: if anyone is not willing to work, then he is not to eat, either.

And 1 Timothy 5:8:

8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

The Bible is giving us the goal of working. So what should we do to be able to reach that goal? Why should anyone hire us? What is working really about? It’s those kinds of questions that should guide what we study in school, and what jobs we pursue.

We know what careers have the highest starting salaries and mid-career salaries:

Starting and Mid-Career salaries by profession (click for larger image)
Starting and Mid-Career salaries by profession (click for larger image)

(Source)

Why do some people get paid more than others? The answer is supply and demand. Prices are a way of determining what is most valued by your fellow man. Business owners pay more to people who offer their customers more value. If you really want to serve your neighbor, you have to learn something they really want, but can’t easily obtain. And then you will be paid more. You can’t do what makes you happy. You have to do what makes customers happy. That’s how the free market works – you make money when you provide something of value to others. You make money when you serve others. This is something that is very hard for self-centered, feelings-driven young progressives to grasp. But it’s something older Americans all know.

More Tad:

Is the PCUSA doing anything to address this crisis?

[…]What has our government done to address this issue?

[…]I, like so many in my generation, voted for Obama…

[…]It seems to me that we’ve bought into the lie that student loan debt is brought on by the individual person…

[…]You know what I think might stimulate the economy? Automatically cancelling every single outstanding student loan!

He insists that the results of his own choices aren’t his fault. But didn’t he make the choices about what to study? Didn’t he make the choice to follow his heart? Didn’t he disregard the advice of people who urged him to be practical? Who is to blame, if not he, himself?

Tad needs to push away all his friends who told him to “follow his heart” and stick close by his friends who told him to focus on providing value to others. Don’t look for advice from dreamers, look for advice from doers. Dreamers talk. But doers have demonstrated the ability to create plans that work to achieve results.

By the way, some of you might be wondering how serious this person was about his Christianity. Well, in another post, he comes out as gay. So clearly the Bible is being interpreted in a way where feelings are overturning the plain meanings of words. People who read the Bible closely never come away with the message that they should follow their hearts.

CNN’s new election poll shows Trump leading Rapey Joe Biden in 15 battleground states

Trump leads accused rapist Joe Biden in 15 battleground states
Trump leads accused rapist Joe Biden in 15 battleground states

Well, well, well, look at the election polls in battleground states. It turns out that YOUNG PEOPLE of all people are starting to realize that what the Democrats are planning for them – permanent lockdown and economic decline – isn’t very good for them. And the funny part is, the bad news is being reported by radically leftist CNN. It’s their own poll that’s showing Trump’s rise in popularity.

Daily Wire reports:

Much to CNN’s chagrin, their own new poll shows President Trump leading former Vice President Joe Biden in 15 battleground states, 52%-45%. Those states include Arizona, Colorado, Florida, Georgia, Maine, Michigan, Minnesota, Nevada, New Hampshire, New Mexico, North Carolina, Ohio, Pennsylvania, Virginia and Wisconsin. Seven of those states voted for Trump in 2016: Arizona, Florida, Georgia, Michigan, Ohio, Pennsylvania and Wisconsin. Eight voted for Clinton: Colorado, Maine, Minnesota, Nevada, New Hampshire, New Mexico, North Carolina, and Virginia.

CNN noted an important recent shift: “The results suggest that younger voters in the battleground states are tilted in favor of Trump, a stark change from the last CNN poll in which battleground voters were analyzed in March, even as other demographic groups shifted to a smaller degree.”

[…]The poll found 95% of Republicans backed Trump while 95% of Democrats backed Biden. One salient and significant difference between the candidates; 50% of Independents favored Trump while 46% backed Biden. Reuters reported last August, “Voters declaring themselves as independent of a major political party rose nationally by 6 percentage points to 28 percent of the U.S. electorate between 2000 and last year’s congressional midterm contest in states with party registration, analyst Rhodes Cook wrote in Sabato’s Crystal Ball political newsletter at the University of Virginia Center for Politics … Republicans won the independent vote by 7 percentage points in 2016.”

Biden’s 51%-46% edge nationwide in the CNN poll came from the fact that there are simply more voters identifying as Democrats.

Two points I want to make about this news.

First of all, my wise Scottish advisor Dina says that all the news about Trump that she sees in the UK is all negative. She is always asking me what the real situation is with Trump. It’s true that MOST people in the United States support Biden. But that’s not how we decide elections. The election is actually decided by who wins the electoral college votes of individual states. So it’s the polls in toss-up states are the ones that really predict who will win.

Democrats tend to pack themselves into deep blue states, because they can’t stand to have their own ideas subjected to critical scrutiny. They don’t want to confront disagreement, because their emotion-based worldviews are fragile. They want safe spaces. So, a lot of Democrat votes are wasted in these deep blue states. Democrats don’t get any more electoral votes from winning a blue state by 30% versus winning it by 2%. They just waste Democrat votes. Trump just has to win the majority of the battleground states in order to win the election.

Second, you should be thinking now about what you’re going to do to influence the election in November. Whether you put out a yard sign, or register to go door-to-door, or work the phones to get out the vote, we should all be planning to do something now. I’m planning to do the yard sign. If you have money, political donations to conservative candidates in tight races help a lot. And if you don’t have money, but still want to do something, then by all means, SHARE NEWS ARTICLES on your social media pages. It’s time to start persuading people now. Don’t want till election day to start making a difference.

IF IT’S NOT CLOSE, THEY CAN’T CHEAT. We need to take action in order to make sure that it’s not close. Talking doesn’t do anything, we all need to have a plan to do something effective, that gets us to the result we want in November.

Woman explains what she was told about having children when she was young

A family praying and reading the Bible
A family praying and reading the Bible

This article is by Ellie Bufkin, writing for the The Federalist. I always had a suspicion that women were being told not to marry too early, and not to have kids too early, but to instead enjoy their freedom. (With all that that entails) In some cases, it was their own mothers telling them this. Here is the story of one woman who was told to follow her dreams – as long as they didn’t involve marriage and children.

Excerpt:

Since I was young, I’ve heard a non-stop stream of encouragement for me, as a “modern woman,” to take charge of my own life, live independently, and chase my dreams. This seems like the obvious advice we should give children, except that many people spent so much time chasing their dreams and creating their bespoke lives that they forgot to have children.

While growing up in the suburbs, my post-scholastic dream did not consist of finding a partner and having babies. I wanted to see the world, experience many cultures, and live without having to worry about caring for anyone else. I ended up in a fast-paced career with a propensity for hard partying, late hours, and a taste for travel and luxury.

As years ticked by, I assumed my perfect life would simply fall into place when I was ready, my career would steadily improve, and I would be swept off my feet by a perfect man. I had many friends with the exact same expectations for their lives, and today, we are pretty much all still single and childless.

We set our expectations so high that we never achieved them. We dated people with the same hope for impossibly perfect lives and moved from city to city, hoping we could achieve a greatness that was not to be.

[…]Liberal feminists widely consider it to be morally wrong to have children in your twenties, or to have more than two children, or to continue any unplanned pregnancy. As a species, shouldn’t we want to reproduce? If we continue to reinforce the idea that having kids is a taboo choice, how long will it be before there are no children?

Many of the women I went to primary and high school with never left our little hometown, and now have their own children in the exact suburb I couldn’t wait to get away from. In my twenties, I pitied them. How could they be so uncurious as to never leave home? Weren’t we all raised to believe that women had choices now?

The next thing I want to do is to give you some facts about infertility, and whether women have accurate beliefs about infertility.

Dina sent me this UK Daily Mail article a while back, but I held onto it until I could find something to pair it with.

It says:

One of Britain’s top NHS fertility specialists last night issued a stark warning to women: Start trying for a baby before you’re 30 – or risk never having children.

In a strongly worded letter to Education Secretary Nicky Morgan, consultant gynaecologist Professor Geeta Nargund has also demanded that teenagers are taught about the dangers of delaying parenthood, because of the spiralling cost to the taxpayer of IVF for women in their late 30s and 40s.

[…]Prof Nargund said last night: ‘Ideally, if a woman is ready for a child, she should start trying by the time she is 30. She should consider having a child early because as a woman gets older, her fertility declines sharply.’

If a woman started trying early enough, doctors would still have time to diagnose problems and take action before it was too late, she said.

Her comments were endorsed by Professor Allan Pacey, outgoing chair of the British Fertility Society.

‘You need to be trying by 30 because if there is a problem and you need surgery, hormones or IVF, then you’ve got five years to sort it out,’ he said. ‘If a woman starts trying at 35, doctors have got to sort it out when she is already on a slippery fertility slope’.

My friend Drew found a study reported on by ABC News, that explained why the age of 30 is so important.

Excerpt:

By the time a woman hits 30, nearly all of her ovarian eggs are gone for good, according a new study that says women who put off childbearing for too long could have difficulty ever conceiving.

The study published by the University of St. Andrews and Edinburgh University in Scotland found that women have lost 90 percent of their eggs by the time they are 30 years old, and only have about 3 percent remaining by the time they are 40.

Now, do most women know what the experts say about infertility?

Consider this article from Aeon magazine.

It says:

Many studies show that women are not only woefully ignorant when it comes to fertility, conception and the efficacy of assisted reproductive technologies (ART) – but they overestimate their knowledge about the subject. For instance, a 2011 study in Fertility and Sterility surveyed 3,345 childless women in Canada between the ages of 20 and 50; despite the fact that the women initially assessed their own fertility knowledge as high, the researchers found only half of them answered six of the 16 questions correctly. 72.9 per cent of women thought that: ‘For women over 30, overall health and fitness level is a better indicator of fertility than age.’ (False.) And 90.9 per cent felt that: ‘Prior to menopause, assisted reproductive technologies (such as IVF) can help most women to have a baby using their own eggs.’ (Also false.) Many falsely believed that by not smoking and not being obese they could improve their fertility, rather than the fact that those factors simply negatively affect fertility.

[…]According to a 2011 study in Human Reproduction, which surveyed 410 undergraduate students, most overestimated a women’s chances of spontaneous pregnancy in all age groups, but particularly after receiving IVF beyond age 40. Only 11 per cent of the students knew that genetic motherhood is unlikely to be achieved from the mid-40s onward, unless using oocytes or egg cells frozen in advance. ‘This can be explained by technological “hype” and favourable media coverage of very late pregnancies,’ the authors concluded.

So, I guess now I’ll issue my advice to women in their 20s on how to avoid being single and childless at 35.

Money gives men confidence to pull the trigger on marriage, so you should focus your efforts on men with a solid balance sheet and a gap-less resume. Beware of men who paint a rosy picture of their finances in the future that makes you feel good, but who have not demonstrated their ability to earn or save. It’s much better to focus your time on a man who can marry you right now. The best way to tell if a man is capable of marriage is not by listening to confident words, it’s by looking to see how he has prepared to perform his roles, one of which is provider.

Be debt free. Study STEM in school, update your resume, and get a job that pays well. Jobs are not meant to be fun or fulfilling. You need to be preparing financially for marriage, and that means a normal 8-4:30 job in an office with 3% annual raises and 401K matching. The more you save to help your man with the down payment on your house, the better. Pursuing fun and spending money on frivolous things like travel makes you addicted to fun, which is unsuitable for the hard work and responsibilities in marriage. Working a hard job is a good way to break down your selfishness, and prepare you to take your obligations to others seriously. Don’t live in the moment, do sacrifice for the future. Believe me: a woman’s debt is a serious damper on a man’s willingness to marry her.

If you went to college, chances are that you absorbed a lot of feminism. Feminism emphasizes being free of constraints, feeling happy, having fun, career over family, and independence from the needs of men and children. And most of all, it teaches mistrust and disrespect of male leadership. Not every man can be trusted and respected as a leader, and that’s why it’s on you to choose a man who can be trusted and respected as a leader. Most married women will tell you that leadership in moral and spiritual areas is the most difficult and valuable quality to get in a man. Get yourself a marriage mentor, ask for book recommendations that will educate you about the challenges and rewards of marriage. A good marriage mentor will explain to you why marriage is a better plan than the feminist plan, and will emphasize self-denial, self-sacrifice, self-control and serving others. It’s only by getting specific about marriage and parenting that your heart will change to want to work on marriage rather than work on the things that the feminist culture prefers. I recommend Dr. Laura’s book on husbands, and lectures by Dr. Jennifer Roback Morse.

This talk of infertility made me think of a woman I know who just turned 30. She spent most of her 20s in relationships with huge, tall burly men. Race car drivers, etc. She liked to travel, especially to the beach. She liked ride around with in boats with buff guys. Now, at 30, she is very jaded about men and struggling to even get a date. In my experience, men are most open to marrying a woman who is young, athletic, and doesn’t have baggage from fun-seeking with hot bad boys. Sexual baggage usually builds impatience, mistrust, disrespect and controlling behavior in a woman. Men prefer to marry virgins who are calm, stable and not addicted to alcohol or drugs. The time to focus on serious marriage-minded providers and leaders is when you have what men need from a woman for a marriage.