Tag Archives: Marriage

News

Study: 1 in 8 divorces is caused by student loan debt

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I like to make plans in advance and calculate everything out before I try to do anything. This is the curse of being a software engineer. We’re taught to take a test-first approach to design. So, when I think about marriage, I naturally think about what tests marriage is supposed to pass, and work backwards from there to requirements for each of the spouses.

Here’s some research from CNBC that might help young people to avoid a divorce, if they respect the research in their choices.

Excerpt:

When it comes to student loan debt, “for richer, for poorer” doesn’t quite cut it.

In general, finances are the leading cause of stress in a relationship, according to a study by SunTrust Bank, but student debt takes a particularly hard toll on a marriage.

More than a third of borrowers said college loans and other money factors contributed to their divorce, according to a recent report from Student Loan Hero, a website for managing education debt.

In fact, 13 percent of divorcees blame student loans specifically for ending their relationship, the report found. Student Loan Hero surveyed more than 800 divorced adults in June.

Here is a link to the full study from Student Loan Hero.

I think in general, you can’t just do whatever you want before marrying and jump into it unprepared. Marriage involves specific requirements in order to work, such as being faithful to your spouse, and buying things that you need for the marriage enterprise, like a home, and baby stuff. It doesn’t make any sense to say “I want to get married” and then not prepare for marriage by being careful about preparing for the behaviors marriage that requires of you. Being debt-free is one of those behaviors that marriage requires of you.

So how can we be debt-free, so that the marriage will be stable? Well, one way to be debt-free is to find a way to learn skills that will allow you to get a job without going to college, like being a self-taught software engineer. One of my friends actually did that, and now he’s with a very good software company as a remote worker. But if you’re going to go to college, you can avoid debt by studying something that will get you a high-paying job when you graduate.

This 2017 article from Harvard Business Review is interesting.

It says:

Examining 46,934 resumes shared on Glassdoor by people who graduated between 2010 and 2017, the researchers looked at each person’s college major and their post-college jobs in the five years after graduation. They then estimated the median pay for each of those jobs (also using Glassdoor data) for employees with five years of experience or less. Their key finding: “Many college majors that lead to high-paying roles in tech and engineering are male dominated, while majors that lead to lower-paying roles in social sciences and liberal arts tend to be female dominated, placing men in higher-paying career pathways, on average.”

Here’s the plot, and you can click it to expand it:

Starting salaries by major, broken out by gender
Median salaries by major, broken out by gender – don’t study things at the bottom!

As you can see from the graph, it’s especially important to share the message about choosing a major, salaries and student loan debt with WOMEN, because as the graph shows, they tend to choose the wrong majors, if the goal is to pay off student loans and avoid divorce. Everyone who wants marriage to go smoothly needs to choose majors that are near the top of the graph, like nursing, chemical engineering, computer science, or mechanical engineering. It doesn’t make sense to go to college if you aren’t going to graduate in one of these high-paying fields.

As you might expect from the graph, women hold the majority of student loan debt, according to the Boston Globe, and that’s because women tend to choose majors that don’t result in good-paying jobs. And we already saw how this becomes a risk factor for divorce.

Student loans delay marriage and children

Another interesting piece of data, reported by The Consumerist, is that people with student loans tend to delay marriage, which means the couple has fewer children:

As consumers navigate life’s financial journey, they are faced with major financial milestones, like buying a home. But student loans are also delaying consumers from reaching these goals.

Survey respondents report delaying homeownership (23 percent), buying or leasing a car (23 percent), having children (10 percent) and getting married (9 percent) because of their student loan burdens.

So, it’s not just that there is an increased risk of divorce from student loans, but there’s also fewer children, which means a diminished legacy. I can’t speak for how others would see this, but for myself, I want to pass on my beliefs to as many effective, influential Christian children as I can.

When I was in high school, I was far more interested in becoming an English teacher than I was in becoming a software engineer. It was my Dad who overruled my choice of college major when I was still in high school. He had me take a first-year English course at a local university. When I saw how politicized and useless it was (they were studying all sorts of politically correct postmodern relativist stuff, instead of the classics, and they weren’t trying to learn any wisdom from any of it), I chose computer science. I did what was likely to avoid divorce, and likely to support having many children.

News

Judge rules that man must pay $50,000 a month to ex-girlfriend for 10 years

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When I was younger, I got the impression from young women that men with strong views on theology and morality made them uncomfortable. I had my share of rejections by Christian women who didn’t like my strong Biblical views. At the time, I was worried that I might not be able to get married at all. But looking at how the family courts operate, that turned out to be a good thing.

The news story is from one of Canada’s national newspapers, the National Post:

A wealthy businessman will have to pay more than $50,000 a month in spousal support for 10 years to a woman with whom he had a long-term romantic relationship even though they kept separate homes and had no children together, Ontario’s top court has ruled.

Under Ontario law, an unmarried couple are considered common-law spouses if they have cohabited — lived together in a conjugal relationship — continuously for at least three years. But that doesn’t necessarily mean living in the same home, the court found.

[…]When their 14-year relationship finally broke down in May 2015, Climans asked the courts to recognize her as Latner’s spouse and order him to pay her support. He argued she had been a travel companion and girlfriend, nothing more. As such, he said, they were never legally spouses and he owed no support. An eight-day trial ensued.

In her decision in February 2019, Superior Court Justice Sharon Shore sided with Climans. She ruled they were in fact long-time spouses, finding that despite their separate home, they lived under one roof at Latner’s cottage for part of the summer, and during winter vacations in Florida. Shore ordered him to pay her $53,077 monthly indefinitely.

Superior Court Justice Sharon Shore didn’t care that the man never married this woman, or lived with her, or had children with her. He had money, and she wanted it, so the judge gave it to her.

Elsewhere in the article, we learn that he had asked her to sign a pre-nuptial agreement many times, and each time she refused. (Those are not even enforced in divorce courts) It’s like her plan all along was to demand that a judge awarded her all of this man’s money.

Some people will say “well, these are Ontario family courts, this is normal. Haven’t you heard about what happened to Dave Foley?” I think every man knows the story of what the Ontario divorce courts did to Dave Foley.

Here is a story about it from the far-left Toronto Star, otherwise known as the Toronto Red Star.

It says:

Dave Foley of beloved Toronto sketch troupe the Kids in the Hall is starting a new career in standup comedy, but not in Toronto — he suspects he’ll be arrested if he returns to Canada.

The 48-year-old faces a back child-support bill in Ontario of more than half a million dollars: the accumulation of a debt that accrues steadily at more than $17,000 per month. On the set of Servitude, a film shot in Toronto last year, “I told the production guys, I have a court appearance on Monday and there’s a good chance I’ll be in jail on Monday afternoon,’” Foley said in an interview with the Star.

During an appearance on comic Marc Maron’s WTF podcast last month, Foley explained that his marriage to Toronto writer Tabatha Southey ended during his run on NBC’s five-year hit comedy NewsRadio, and he has failed in his efforts to adjust his child support downward to reflect his new life after sitcom stardom.

“My income has dropped in the last 10 years, as anyone can tell from the number of s—ty movies I’ve been in,” says Foley. “I’m not exactly picking and choosing my projects.” However, four years ago, Superior Justice Nancy Backhouse denied his motion to vary his support payments.

[…]Foley says that Ontario’s Family Responsibility Office now has an enforcement order and last year sought a six-month jail sentence for him, which was to extend indefinitely, until the overdue support was paid.

Ontario family courts are notoriously anti-male, and men know this. Unfortunately, the female judges who make these rulings don’t seem to understand that men know what they are doing, and then opt out of marriage. It must be so wonderful for these judges to punish the men who appear before them. But they can’t punish the men who respond to what they are doing by declining to marry women, and then declining to date women, and then declining to even speak to women.

I looked up Superior Justice Nancy Backhouse, and found another article about her decisions, entitled “Judge rejects pre-nup, awards ex-wife $5.3-million”. So, pre-nuptial agreements are also thrown out in Ontario divorce courts.

But it’s not just Ontario. I have two Christian friends here in America who married their Christian wives as virgins, and then their wives divorced them. I heard what happened to them in divorce court. They lost custody of their kids, and they are forced to pay alimony and child support even though their ex-wives poison the children against them, and deny them communication rights and visitation rights. And men know that this is happening to other men. How can women expect men to marry when the financial risks are so high?

Forbes magazine explains:

Of the 400,000 people in the United States receiving post-divorce spousal maintenance, just 3 percent were men, according to Census figures. Yet 40 percent of households are headed by female breadwinners — suggesting that hundreds of thousands of men are eligible for alimony, yet don’t receive it.

The divorced courts are biased against men, and men are getting the message. They look at these cases, and they understand that marriage is not worth the financial risks. They don’t want to have their possessions stolen by radical feminist judges.

Further reading

An excellent book to read about this issue is Dr. Stephen Baskerville’s book “Taken Into Custody: The War Against Fathers, Marriage, and the Family“. You can read what the book is about here. Dr. Baskerville is a Christian and a conservative. He has a PhD from London School of Economics and does a good job of explaining the negative view that society has about men, and male leadership. And sadly, these negative man-blaming views are often shared by Christians, too.

News

New study: the majority (69%) of divorces are initiated by women

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This new report from Live Science gives us some numbers about who initiates divorces most frequently.

It says:

Women are more likely than men to initiate divorce in the United States, but they are no more likely than men to initiate breakups in a dating relationship, a new study finds.

“The breakups of nonmarital heterosexual relationships in the U.S. are quite gender-neutral and fairly egalitarian,” study author Michael Rosenfeld, an associate professor of sociology at Stanford University, said in a statement. “This was a surprise because the only prior research that had been done on who wanted the breakup was research on marital divorces.”

Previous research had found that women are more likely to initiate divorce, at least in the United States, Europe and Australia. In the new study, Rosenfeld compared divorces to nonmarital breakups, in an effort to understand the driving forces behind each type of breakup.

To investigate, he looked at data from the 2009 to 2015 waves of How Couples Meet and Stay Together, a nationally representative survey spearheaded by Rosenfeld and his colleagues. The new study includes 2,262 adults, ages 19 to 64, who reported having opposite-sex partners in 2009. By 2015, 371 of the participants had broken up or gotten divorced.

Women initiated 69 percent of the 92 divorces, Rosenfeld found. But there was no statistically significant difference between women and men when it came to nonmarital breakups, regardless of whether they were living together, he said.

The Ruth Institute reports on a few studies:

Female unions seem to have the highest divorce rates, followed by male unions, followed by opposite sex unions.

“For Sweden, the divorce risk for partnerships of men is 50% higher than the risk for heterosexual marriages, and that the divorce risk for female partnerships is nearly double that for men.”

“For Norway, divorce risks are 77% higher in lesbian partnerships than in those of gay men.”  (The Norwegian data did not include a comparison with opposite sex couples.)

In California, the data is collected a little differently. The study looks at couples who describe themselves as partners, whether same sex or opposite sex. The study asks the question, how likely is it that these couples live in the same household five years later. Male couples were only 30% as likely, while female couples were less that 25% as likely, as heterosexual married couples, to be residing in the same household for five years.

It really seems as if there is something about women in particular that causes them to be unable to keep to commitments in their actions, despite what they might say with their words.

So I am seeing a couple of problems in young, unmarried women that might explain this.

Feminism is bad

First, there is the feminism. Feminism was the driving force behind no-fault divorce. Today, young unmarried women are being taught to view marriage as stifling to their freedom. So if they do get married, they are often resolved that marriage should not affect their freedom in any way. That is just not the way marriage works, though – both spouses need to be equally ready to have their freedom infringed upon by things that HAVE TO GET DONE. Lots of things that have to get done will not be fun, thrilling or amusing – and that’s why it’s good to be prepared to do them before you marry.

My friend Dina says that she only knows one happily married couple from among her friends. The most frequent case she sees is wife is working in order to pay for big house, two cars, etc. and wife is denying husband sex, which makes him disengage from the marriage. A working wife tends to not be as responsive to the needs of husband and kids as a non-working wife, probably in part due to work stress. There is an epidemic of sex-withholding by women, and it causes men to disengage from marriage because they feel unloved. Although women tend to rebel against the idea that the man’s bad behavior is their fault, and that there is a “contractual” nature to marriage, that is how marriage works. You cannot stay married, women, by just doing whatever you feel like, and NOT doing whatever you DON’T feel like. Men will disengage when their needs are not supplied, and that’s no fault of theirs. It’s your fault. Denying relationship obligations causes men to underperform.

Feminism is often linked closely to “independence”. There is a lot of confusion over what the word independence means among young, unmarried women. A man uses that word to mean “lack of financial dependence on parents, the state, etc. because of good decisions in education, career and finances”. But a woman means “not having to care about the needs of a man and the leadership of a man, or the needs of children while still getting what I want from men and children”. That attitude is not compatible with life-long married love.

Emotions are bad

Second, emotions. In my experience, young, unmarried women are less likely to have reasoned out their own life plan in a practical step-by-step manner. Instead, they tend to do whatever makes them feel good moment-by-moment without any realistic plan. One Christian woman was recently telling me how attracted she was to an atheist moral relativist who had been promiscuous from the age of 15. She explained that her emotions were kindled by his GQ looks, 6-pack abs, mysterious European accent, seductive manner and witty conversations. Although she is apparently a Christian, she doesn’t take Christianity seriously in her decisions about relationships and marriage.

Peer-approval and culture play a large part in determining what women think is attractive in a man, as well as their life goals, and women are driven by these cultural standards more than men who focus on honoring their commitments regardless of their emotions. In my experience, women struggle to make their day-to-day actions match their socially-acceptable goal of getting married “some day”. Marriage is for “some day” for today’s busy women, but fun and thrills is for today. “Live in the moment”, they often tell me. If you try to talk to them about roles and responsibilities in a marriage, they will withdraw and rebel. But marriage is about each spouse doing his or her job, and feeling content about what the couple is building together. You can’t make life-long married love from emotional craziness and pursuing fun and thrills with seductive promiscuous moral relativist atheists.

How to pick a woman who won’t divorce you

Young men, I advise you to choose wives who have had to do things that they did not feel like doing. That can involve things like getting a STEM degree, getting a job in STEM, moving out of her parents’ house, getting a “boring” job that helps her pay off her debts, keeping commitments when she doesn’t feel like it, and caring for other people and even animals.

Basically, the more the woman has ground down any narcissism and hedonism she may have, by having to do nasty calculus and horrid lab work, the better. The more accustomed she is to constraints, responsibilities, expectations and obligations, the less likely it is that she’ll divorce you for unhappiness. And all of this goes for men, as well. STEM degree, STEM job, save money, serve others, give to charity.

Marriage is not the time for people to be carried away by their emotions. It’s an enterprise, and it works when both people are rational, practical, hard-working and self-controlled.