Category Archives: Polemics

After causing the first recession, Democrats plant seeds of the next recession

From the Competitive Enterprise Institute. (links removed, please see original article for links)

Excerpt:

The Wall Street Journal today writes about how the Obama administration is repeating the “mistakes of the past by intimidating banks into lending to minority borrowers at below-market rates in the name of combating discrimination.” Assistant Attorney General for Civil Rights Thomas Perez has argued that bankers who don’t make as many loans to blacks as whites (because they make lending decisions based on traditional lending criteria like credit scores, which tend to be higher among white applicants than black applicants) are engaged in a “form of discrimination and bigotry” as serious as “cross-burning.” Perez has compared bankers to “Klansmen,” and extracted settlements from banks “setting aside prime-rate mortgages for low-income blacks and Hispanics with blemished credit,” treating welfare “as valid income in mortgage applications” and providing “favorable interest rates and down-payment assistance for minority borrowers with weak credit,” notes Investors Business Daily.

Under Perez’s “disparate impact” theory, banks are guilty of racial discrimination even if they harbor no discriminatory intent, and use facially-neutral lending criteria, as long as these criteria weed out more black than white applicants. The Supreme Court has blessed a more limited version of this theory in the workplace, but has rejected this “disparate impact” theory in most other contexts, such as discrimination claims brought under the Constitution’s equal protection clause; discrimination claims alleging racial discrimination in the making of contracts; and discrimination claims brought under Title VI, the civil-rights statute governing racial discrimination in education and federally-funded programs. Despite court rulings casting doubt on this “disparate impact” theory outside the workplace, the Obama administration has paid liberal trial lawyers countless millions of dollars to settle baseless “disparate impact” lawsuits brought against government agencies by minority plaintiffs, even after federal judges have expressed skepticism about those very lawsuits, suggesting that they were meritless.

Fearing bad publicity from being accused of “racism”, banks have paid out millions in settlements after being sued by the Justice Department, even though they would probably prevail before most judges if they aggressively fought such charges (although doing so would probably cost them millions in legal fees).  A Michigan judge called one proposed settlement “extortion.” These settlements provide cash for “politically favored ‘community groups ” allied with the Obama Administration, and the Journal’s Mary Kissel predicts that “many” of the loans mandated by these settlements “will eventually go bad.”

This is exactly what caused the first recession.

Who caused the first recession?

Here’s a summary of how we got into the first recession – it was caused by the Democrats, and the Republicans tried to stop them.

First, watch this video of Barney Frank obstructing regulators and defending Fannie Mae and Freddie Mac. (H/T Verum Serum)

Now look at this Boston Globe article.

Excerpt:

When US Representative Barney Frank spoke in a packed hearing room on Capitol Hill seven years ago, he did not imagine that his words would eventually haunt a reelection bid.

The issue that day in 2003 was whether mortgage backers Fannie Mae and Freddie Mac were fiscally strong. Frank declared with his trademark confidence that they were, accusing critics and regulators of exaggerating threats to Fannie’s and Freddie’s financial integrity. And, the Massachusetts Democrat maintained, “even if there were problems, the federal government doesn’t bail them out.’’

Now, it’s clear he was wrong on both points — and that his words have become a political liability as he fights a determined challenger to win a 16th term representing the Fourth Congressional District. Fannie and Freddie collapsed in 2008, forcing the federal government to buy $150 billion worth of stock in the enterprises and $1.36 trillion worth of mortgage-backed securities.

Frank, in his most detailed explanation to date about his actions, said in an interview he missed the warning signs because he was wearing ideological blinders. He said he had worried that Republican lawmakers and the Bush administration were going after Fannie and Freddie for their own ideological reasons and would curtail the lenders’ mission of providing affordable housing.

“I was late in seeing it, no question,’’ Frank said about the lenders’ descent into insolvency.

This is not in doubt – this is a known fact. Democrats caused the recession by meddling in the free market.

Democrats caused the recession and Republicans tried to stop them

Here is Barney Frank in 2005 claiming that fears of a housing bubble are unfounded.

Here’s the timeline showing who wanted to regulate Fannie and Freddie, and who blocked their attempts.

Here’s video from a hearing showing Democrats opposing regulations:

That’s right – Republicans wanted to regulate Fannie Mae and Freddie Mac, and Democrats said Fannie Mae and Freddie Mac are “doing a tremendous job”.

Fannie Mae and Freddie Mac had paid the Democrats off handsomely during multiple election cycles, but I’m sure that the Democrats’ opposition to regulations had nothing to do with those political contributions.

The only ones to try and stop the Democrats were George W. Bush in 2003 and John McCain in 2005. Both attempts were blocked by Democrats.

Why do some Christians think that government should provide free meals to children?

First, read this story from the Korea Herald.

Excerpt:

After months of political dispute, Seoul citizens will decide on free school meals in a vote on Wednesday. The referendum will ask voters to choose between providing free meals to all school students regardless of income straight away, as favored by Seoul City Council, or gradually covering students from the poorest 50 percent of households, as backed by Seoul Mayor Oh Se-hoon. At least one third of the electorate must vote for the result to be valid.

The road to this point has been fraught with controversy and division. In protest of Seoul City Council’s decision to implement a universal meals program, Oh earlier this year boycotted council meetings for six months, prompting the council to accuse Oh of a “dereliction of duty.” On Tuesday, Oh put his political career on the line, promising to step down as mayor should his proposal fail. For Oh and many conservatives, the vote is a last bid to safeguard the city’s finances from welfare populism. To many liberals, the referendum demonstrates more about Oh’s political ambitions than his principles. Where their conservative peers see waste in a universal program, they see inclusiveness that avoids stigmatizing poorer children. But in the end, the voters’ voice will be the one that matters.

The article features two opinions, pro and con.

Here is the pro excerpt:

We cannot stand by and watch classmates be divided between the well-off and the less well-off, nor can we stand idly by as some children feel ever more left out, branded “poor” by their own peers, and all because of school meals. The constitution of Korea is very clear in its declaration that compulsory education ought to be free as well.

And here is the con excerpt:

Kwak begins: “If we harbor the idea of universal welfare …”

This justifies suspicions that the goal is to establish a universal welfare program, not just to help poor kids. “Welfare populism” has defined the current election cycle, with Korean politicians pushing and shoving each other out of the way to announce the latest “free” or “half-free” proposal: “Free” school lunches, “free” medical services, “half-tuition,” “free” childcare.

I obviously agree with the second opinion. These hard-cases are regularly used as a way to push through full-blown socialism. Even many Christians fall for this, and have been tricked into voting for left-wing activists who went on to enact many objectionable things like taxpayer-funded abortion, taxpayer-funded sex changes, taxpayer-funded day care, taxpayer-funded IVF, etc.

Why would Christians support government-provided meals?

Recently I was listening to an interview with an apostate on the Unbelievable radio show. She is a pastor’s kid, listened to Christian music, went on short-term mission trips to Haiti to help the poor, (but no apologetics conferences – eww, yucky!), and did all kinds of Christian activities that would not help her to pass my screening questions at all . I don’t think she was ever a Christian, because I don’t think this happy-clappy pastor’s-kid sing-in-church stuff is any indication of having a Christian worldview.

Anyway, her stated reasons for her apostasy were as follows:

  • I don’t like that people aren’t equal financially (she said she annoyed her father by wearing a pin that said “Jesus was a socialist”, which, of course, he isn’t – unless you decide these questions based on feelings not facts)
  • I don’t like that people are not happy (she talked about the problem of suffering, and was annoyed that God was failing to give people happiness, which she assumed was his job because of her impressions of God from her happy-clappy worship music view of Christianity)
  • I don’t like the idea of a God who could punish people in Hell for disrespecting his existence and character (because knowing God as a real person and caring about his character when you make decisions is such a drag on her autonomy and her need for peer approval)
  • I don’t like some things that Jesus says that are mean (her examples were all misinterpretations of the text that a preschooler could solve)
  • I don’t like where the Bible says that men and women have different roles (she claimed to be a feminist in the interview, which provides a clue about what really happened)

This reminds me of when Lewis Wolpert said in his debate with William Lane Craig that God didn’t help him find his cricket bat so he became an atheist. What sort of investigation of the truth of Christian theism is possible for people who became atheists in their teens? None. They do it because they don’t like rules, and don’t like how the real world doesn’t fit with their emotions and intuitions about what God should be like. They don’t want answers, they want emotions and intuitions.

Often, when people say “God doesn’t prevent suffering”, what they really mean is that God didn’t meet their personal expectations for making them happy. And when they say , “God doesn’t prevent poverty”, what they really mean is that God didn’t give me lots of money for acting irresponsibly. They believed that they could act recklessly and that God would make their  emotional flights of fancy work out somehow. Just read my post on Dan Barker: this is not at all out of the ordinary.The air of intellectualism and critical thinking that atheists put on come much later after the wounded narcissism.

Atheism starts with wanting to be popular or a missing cricket bat. Dan Barker sang songs for most of his life – he was an uneducated man. He was in no position to become an atheist for intellectual reasons. As a young man, he invented a God in keeping with his fundamentalist praise and worship songs, and then he expected his golem-God to make him happy – which it didn’t. He rejected his caricature of God because it didn’t produce the expected benefits. If God can’t be what they want – happiness provider, money provider – then they quit. They are not in it to serve – but to be served.

I see this a lot where people choose to have romantic relationships with non-Christians, and it doesn’t work out. Instead of taking responsibility for breaking the rules while trying to get happiness, and realizing that Christianity isn’t there to make them happy, they blame their Santa Claus caricature of God for not giving them what they want.

And that’s why Christians support government-funded meals. They have this idea that God ought to be in the business of providing for our needs. Many of them fall away from the faith and become socialists when those expectations about God fail to prove out. So they look to government to change the world into something it isn’t. They have an intuition that the world should conform to their happy expectations. When God fails to deliver, they become atheists and turn to government as the solution to their problem. But is happiness really the goal of life?

Do Christian socialists really understand what Christianity is about?

But back to the government-provided school meals. Undoubtedly, this apostate socialist feminist from the radio show would favor the government taking over the duties of parents to feed their children.

But she isn’t alone. I would think that many Christian women also express delight at the idea of the government using family money to “help the poor”. I’ve heard opinions like this from a number of Christian women. They just think that Christianity is consistent with a secular government confiscating wealth and redistributing for secular purposes. Because Christianity isn’t about things like evangelism and private charity – it’s about people of all religions feeling good regardless of what they think about God. It’s also about people who make reckless and/or immoral decisions getting money from the government to make the consequences go away.

Christian socialists think that it’s better for a Christian family to give up their money and lose their ability to share the gospel as they meet the needs of others. Let government do it instead, and let government get the credit for helping the poor. The main point of Christianity, they think, is making people feel good regardless of what they believe and how they act – by means of wealth redistribution by a secular state.

Christianity is not about the equalization of wealth by government, or the elimination of suffering, or allowing people to be reckless and immoral and then feeling happy about what they’ve done. Christianity finds meaning in suffering – look at the example of Jesus – and Christianity is concerned with knowing God and making him known to others, and respected by others. Many Christians reject the real goals of Christianity and substitute alternative goals – and that’s why they are so open to socialism.

Christianity is about loving God and loving your neighbor. To love God you have to know him, integrate his values with your decision making and priorities. Loving your neighbor doesn’t mean shoveling money at them regardless of what they know about God or how bad their decisions are. Giving to your neighbor in the Bible is a private matter – not a government-run redistribution operation. You give SO THAT the recipient gets the better of your input and judgment.

The government in Canada hands out drug needles, and pays for abortions. Is that what Christianity is about? If it isn’t, then stop being suckered by extreme case sob stories and voting to hand more and more money to the government. They will never spend it as well as you will – so long as you think that how you spend money is ALSO under the authority of God. Many Christians don’t.

Are Christian socialist women ready for marriage and family?

To me, I take socialist convictions as if the woman is saying that she doesn’t want her husband to be the leader in the home, she wants to diminish his purchasing power, increase the uncertainty of his job, add to the national debt her children will pay, and to empower the government to get into the business of making more and more citizens dependent on the government instead of being dependent on parents or independent as adults. Many of these women also favor welfare for single mothers, and a whole host of other social programs.

Money that husbands earn is family money, not government money

One of my friends on Facebook who is a pro-life capitalist feminist (not a Christian) wrote this to me as a summary of how to understand what a woman means when she expresses support for government to provide meals to children so that they will be equal:

How about, “I want my husband to give his money to women who didn’t marry the fathers of their babies, rather than keeping it in our family.”

I, for one, am tired of children being used as bludgeons and shields by the Left to argue against any actual repercussions for their actions. While I don’t think that children should go hungry, and I can’t work up much anger at a state-funded (not federal-funded) school lunch for poor kids, but… reality is that parents work their butts off to give their kids advantages. My father didn’t work 80 hour weeks for someone else’s kid (well, he gives away a lot of time and money, but that’s his choice); he did it so that his four kids could have a stable life, food on the table, and college educations. Not so that some other brat he’s never met could have all of that.

Isn’t it amazing that non-Christian women actually acknowledge the importance of the male roles of father and husband more than the many Christian women? I find that amazing. Women who oppose socialism think that the results of my hard work are not better spent by Harriet Harman than by families. If families want to help the poor and to give God honor by being known to be Christians by those they help, good. If families want to share the gospel and answer questions with those they help, good. If families want to choose who to help based on their Christian worldview, good. But government does none of that, so they should not get family money.

And this is why I warn you Christian young men. Money is the fuel that you use to run your lives. It is the flour that you use to bake the bread that you will offer to God as a gift. A woman who thinks that the Christian life is about giving money to a secular government is not ready to marry. A Christian family can always spend their money better for Christ than a secular government.

Men: Do not assume that just because a woman likes baby pictures and weddings that she is qualified for marriage. Marriage is a very particular thing. Wanting it is not the same as being ready for it. Men are not sperm-donors, and they are not bank accounts. They do not exist to cater to the whims of women who want to feel good about themselves and the world. Men are there to execute their own plans to serve God, with help from women. My role is not to make a woman feel better by creating utopia here and now. I am a Christian man. I have Christian goals. Giving money that I earned to a secular government does not help me to achieve those goals. And a woman who thinks that the secular government should spend my money does not help me to achieve those goals.

Christian women especially ought to know this, but many don’t. They have completely given up on the Christian message of sin and forgiveness and reduced it to 1) being liked, 2) feeling good. Abandoning Christian particularism makes them feel liked by people in other religions, and redistributing the money of hard workers, including their own husbands, makes them feel good because government is helping the poor… to a taxpayer-funded abortion at Planned Parenthood. But that’s not Christianity.

Many, many women want this feeling of putting the world right. And since they don’t read about things like education vouchers and consumer-driven health care, they settle on the obvious, but incorrect, solution – reduce “inequality” by redistributing wealth through a secular government. They know nothing at all about the free market, and less still about how the free market works to solve social problems. They don’t read – they just feel. And then they are shocked when a bloated government starts to encroach on religious liberty, right to life, homeschooling, etc.

Christian men, listen. Just because a woman can sing hymns, prayer, dance, read the Bible, and attend church, it doesn’t mean that she has a Christian worldview. She can just be like that apostate on the Unbelievable show, having the form of Christianity, but without any real faith in God or knowledge of his character. She may not support God’s purposes of being known by all and honored by all. She may not support private charity instead of public social programs.

Should Christians be prudent and responsible when planning their lives?

Here’s a great article from Relevant Magazine that talks about the realities of the Christian life.

Excerpt:

“What are you doing this summer after classes?” a college student asks his friend late in the spring semester.

“Well, I’m working with an electrician.”

“Oh, OK.”

“What about you?  What are your summer plans?”

“I’m actually gonna be living in an orphanage in Africa, loving on those kids and doing some community development stuff.”

“Oh …”

In conversations like this, it is likely that the 20-year-old working with the electrician will feel spiritually inferior to the 20-year-old who has plane tickets in hand for Kenya. There is also the tendency for the guy with the ticket to feel as though he is a bit more sincere in his devotion to Jesus.

Believe me, I do not wish to discourage young people from boarding flights to Africa. But I also do not wish to disparage electrical work as spiritually insignificant.

Scripture calls us into radical service—but that does not allow others to eviscerate tedious, less “spiritually” glamorous tasks of their meaning in God’s Kingdom. Scripture also calls us to embrace the mundane and ordinary as holy and beautiful: “… aspire to live quietly, and to mind your own affairs, and to work with your hands” (1 Thessalonians 4:11).

Many of us want to do something awesome, something epic. We tend to think that the more normal, the less “spiritual.” So it is quite possible that our aspirations to be radical stem from dangerous ambitions to perform biography-worthy feats of global glory.  

But radical discipleship is not adventure tourism.  

Following Jesus is not to be romanticized through impressive Facebook status updates or photos of exotic places on our blog. Discipleship is often ugly, messy and painful. Faithful service will regularly lead us into dull labors and bewildering struggles that would make unexciting press. To romanticize social justice or cross-cultural evangelism is to promote an idealism that will be inevitably vaporized on the field, inadvertently leading to burnout and cynicism.

This reminds me of a must-read post I wrote about former fundamentalist Christian Dan Barker. He also acted imprudently with financial issues, compromised all of his beliefs in order to appeal to a wider base of donors, and ended by rejecting Christianity completely because being nice paid more than being faithful to the exclusive truth claims and moral rules of orthodox Christianity. You can actually destroy your own faith by being a lousy steward of your finances. Uninformed, lazy Christians with emotion-fueled expectations of bliss don’t stay Christians for very long. The less you know about apologetics, the more you start to care about pleasing people and making them feel good, so that they like you. It’s a short jump from fideism to apostasy.

You may also be interested in this post that I wrote about the futility and narcissism of certain wasteful short-term mission trips that are undertaken in order to have emotional experiences and cheap peer approval. There are plenty of people in your workplace or neighborhood who need love and evangelism and apologetics just as much as people in warm, sunny vacation spots. (Note: some short-term mission trips are worthwhile, for Christians who are qualified and who make longer-term commitments to form relationships). It’s much better to toil anonymously and in secret, and to have God see what you are doing in secret. It’s better to help others without anyone knowing that you are the one helping.