I like to make plans in advance and calculate everything out before I try to do anything. This is the curse of being a software engineer. We’re taught to take a test-first approach to design. So, when I think about marriage, I naturally think about what tests marriage is supposed to pass, and work backwards from there to requirements for each of the spouses.
Here’s some research from CNBC that might help young people to avoid a divorce, if they respect the research in their choices.
Excerpt:
When it comes to student loan debt, “for richer, for poorer” doesn’t quite cut it.
In general, finances are the leading cause of stress in a relationship, according to a study by SunTrust Bank, but student debt takes a particularly hard toll on a marriage.
More than a third of borrowers said college loans and other money factors contributed to their divorce, according to a recent report from Student Loan Hero, a website for managing education debt.
In fact, 13 percent of divorcees blame student loans specifically for ending their relationship, the report found. Student Loan Hero surveyed more than 800 divorced adults in June.
Here is a link to the full study from Student Loan Hero.
I think in general, you can’t just do whatever you want before marrying and jump into it unprepared. Marriage involves specific requirements in order to work, such as being faithful to your spouse, and buying things that you need for the marriage enterprise, like a home, and baby stuff. It doesn’t make any sense to say “I want to get married” and then not prepare for marriage by being careful about preparing for the behaviors marriage that requires of you. Being debt-free is one of those behaviors that marriage requires of you.
So how can we be debt-free, so that the marriage will be stable? Well, one way to be debt-free is to find a way to learn skills that will allow you to get a job without going to college, like being a self-taught software engineer. One of my friends actually did that, and now he’s with a very good software company as a remote worker. But if you’re going to go to college, you can avoid debt by studying something that will get you a high-paying job when you graduate.
Examining 46,934 resumes shared on Glassdoor by people who graduated between 2010 and 2017, the researchers looked at each person’s college major and their post-college jobs in the five years after graduation. They then estimated the median pay for each of those jobs (also using Glassdoor data) for employees with five years of experience or less. Their key finding: “Many college majors that lead to high-paying roles in tech and engineering are male dominated, while majors that lead to lower-paying roles in social sciences and liberal arts tend to be female dominated, placing men in higher-paying career pathways, on average.”
Here’s the plot, and you can click it to expand it:
Median salaries by major, broken out by gender – don’t study things at the bottom!
As you can see from the graph, it’s especially important to share the message about choosing a major, salaries and student loan debt with WOMEN, because as the graph shows, they tend to choose the wrong majors, if the goal is to pay off student loans and avoid divorce. Everyone who wants marriage to go smoothly needs to choose majors that are near the top of the graph, like nursing, chemical engineering, computer science, or mechanical engineering. It doesn’t make sense to go to college if you aren’t going to graduate in one of these high-paying fields.
As you might expect from the graph, women hold the majority of student loan debt, according to the Boston Globe, and that’s because women tend to choose majors that don’t result in good-paying jobs. And we already saw how this becomes a risk factor for divorce.
Student loans delay marriage and children
Another interesting piece of data, reported by The Consumerist, is that people with student loans tend to delay marriage, which means the couple has fewer children:
As consumers navigate life’s financial journey, they are faced with major financial milestones, like buying a home. But student loans are also delaying consumers from reaching these goals.
Survey respondents report delaying homeownership (23 percent), buying or leasing a car (23 percent), having children (10 percent) and getting married (9 percent) because of their student loan burdens.
So, it’s not just that there is an increased risk of divorce from student loans, but there’s also fewer children, which means a diminished legacy. I can’t speak for how others would see this, but for myself, I want to pass on my beliefs to as many effective, influential Christian children as I can.
Anyway, I feel obligated to post a relevant Dave Ramsey video, just to remind everyone that stewardship of money is a Christian virtue, and that being forgiven by Jesus for your sins doesn’t automatically make you good with money. It takes planning and stewardship.
This one from 2014: (H/T Robb)
When I was in high school, I was far more interested in becoming an English teacher than I was in becoming a software engineer. It was my Dad who overruled my choice of college major when I was still in high school. He had me take a first-year English course at a local university. When I saw how politicized and useless it was (they were studying all sorts of politically correct postmodern relativist stuff, instead of the Great Works, and they weren’t trying to learn any wisdom from any of it), I chose computer science. I did what was likely to avoid divorce, and likely to support having many children.
The galactic habitable zone (GHZ) is shown in green superimposed on a spiral galaxy
This is going to be old news to readers of this blog who are familiar with the Michael Strauss, Walter Bradley and Guillermo Gonzalez lectures on habitability and fine-tuning. But, it’s nice to see these ideas show up in one of the most prestigious peer-reviewed science journals in the world (if not the most prestigious).
Scientists have known for several years now that stars, galaxies, and almost everything in the universe is moving away from us (and from everything else) at a faster and faster pace. Now, it turns out that the unknown forces behind the rate of this accelerating expansion—a mathematical value called the cosmological constant—may play a previously unexplored role in creating the right conditions for life.
That’s the conclusion of a group of physicists who studied the effects of massive cosmic explosions, called gamma ray bursts, on planets. They found that when it comes to growing life, it’s better to be far away from your neighbors—and the cosmological constant helps thin out the neighborhood.
“In dense environments, you have many explosions, and you’re too close to them,” says cosmologist and theoretical physicist Raul Jimenez of the University of Barcelona in Spain and an author on the new study. “It’s best to be in the outskirts, or in regions that have not been highly populated by small galaxies—and that’s exactly where the Milky Way is.”
Jimenez and his team had previously shown that gamma ray bursts could cause mass extinctions or make planets inhospitable to life by zapping them with radiation and destroying their ozone layer. The bursts channel the radiation into tight beams so powerful that one of them sweeping through a star system could wipe out planets in another galaxy. For their latest work, published this month in Physical Review Letters, they wanted to apply those findings on a broader scale and determine what type of universe would be most likely to support life.
The research is the latest investigation to touch on the so-called anthropic principle: the idea that in some sense the universe is tuned for the emergence of intelligent life. If the forces of nature were much stronger or weaker than physicists observe, proponents note, crucial building blocks of life—such fundamental particles, atoms, or the long-chain molecules needed for the chemistry of life—might not have formed, resulting in a sterile or even completely chaotic universe.
Basically, the best place for a galaxy that permits complex, embodied life to exist is one where you can pick up enough heavy elements from dying stars nearby, but not be in an area that is so crowded by stars that you will be murdered by intense gamma radiation when they die.
The cosmological constant has to be set just right so that we spread out enough to make space between spiral arms for life-permitting solar systems, but not so spread out that we cannot pick up the heavy elements we need for a metal-rich star, a moon, and the bodies of the intelligent agents themselves.
More:
As it turns out, our universe seems to get it just about right. The existing cosmological constant means the rate of expansion is large enough that it minimizes planets’ exposure to gamma ray bursts, but small enough to form lots of hydrogen-burning stars around which life can exist. (A faster expansion rate would make it hard for gas clouds to collapse into stars.)
Jimenez says the expansion of the universe played a bigger role in creating habitable worlds than he expected. “It was surprising to me that you do need the cosmological constant to clear out the region and make it more suburbanlike,” he says.
Remember, this is only one of many characteristics that must obtain in order to have a location in the universe that can support complex, embodied life of any conceivable kind.
Let’s review the big picture
Time for me to list out some of the things that are required for a galaxy, solar system, and planet to support complex embodied life. Not just life as we know it, but life of any conceivable kind given these laws of physics.
a solar system with a single massive Sun than can serve as a long-lived, stable source of energy
a terrestrial planet (non-gaseous)
the planet must be the right distance from the sun in order to preserve liquid water at the surface – if it’s too close, the water is burnt off in a runaway greenhouse effect, if it’s too far, the water is permanently frozen in a runaway glaciation
the solar system must be placed at the right place in the galaxy – not too near dangerous radiation, but close enough to other stars to be able to absorb heavy elements after neighboring stars die
a moon of sufficient mass to stabilize the tilt of the planet’s rotation
plate tectonics
an oxygen-rich atmosphere
a sweeper planet to deflect comets, etc.
planetary neighbors must have non-eccentric orbits
It’s not easy to make a planet that supports life. For those who are interested in reaching out to God, he has left us an abundance of evidence for his existence – and his attention to detail.
And remember, these requirements for a habitable planet are downstream from the cosmic fine-tuning of constants and quantities that occurs at the Big Bang. No point in talking about the need for plate tectonics if you only have hydrogen in your universe. The habitability requirements are a further problem that comes after the fine-tuning problem.
Resources
The best book to read on this topic is “The Privileged Planet“, by Guillermo Gonzalez and Jay W. Richards. The latter is one of my absolute favorite Christian scholars, a real renaissance man. If the book is too much, there is a DVD by the same name that covers everything you need to know at a high level. Just FYI, Gonzalez made the cover of Scientific American in 2001, for his research on habitable zones. This is real evidence you can discuss with anyone, anywhere.
You can also watch the DVD for FREE on YouTube. Not sure how long that will be there. If you like it, buy the DVD, so you can show your friends.
The video of the debate was posted by ReasonableFaith.org – Dr. Craig’s organization. This debate occurred in March 2017 at the University of Dublin, in Ireland.
The video: (91 minutes)
My non-snarky summary is below.
Dr. Craig’s opening speech
Two claims:
1. There are good reasons to think that theism is true.
2. There are not comparably good reasons to think that atheism is true.
Five reasons for God’s existence:
1. The beginning of the universe
– actual infinite past is mathematically impossible
– BGV theorem: any universe that is on balance expanding in its history (like ours) cannot be past eternal
2. Fine-tuning of cosmic quantities and constants
– slight changes to quantities and constants prevent a universe from supporting complex embodied life
– the multiverse response of atheists conflicts with observations, e.g. the Boltzmann Brains problem
3. Objective moral values
– God’s existence is required to ground objective moral values and duties
4. Minimal facts case for the resurrection of Jesus
– there are good reasons to accept the most widely accepted facts about the historical Jesus (empty tomb, appearances, early widespread belief in the resurrection)
– the best explanation of these minimal facts is that God raised Jesus from the dead
5. Experience God directly
– in the absence of any defeaters to belief in God, a person can experience God directly
Dr. Daniel Came’s opening speech
1. The hiddenness of God
– if God wants a personal relationship with us, and a relationship with God would be the greatest good for us
– God ought to reveal himself to us, but he does not reveal himself to many people, the “non-resistant non-believers”
2. The inductive problem of evil
– many evil events occur that are pointless – there is no morally sufficient reason why God would allow them to occur
– examples: animal suffering, children born with disease, tsunamis
– the theistic response to this is that humans are not in a position to know whether there are morally sufficient reasons, due to our limitations of knowing the consequences
– but this ripple effect defense has 4 possible outcomes, 3 of which don’t do the job of justifying
Dr. Craig’s first rebuttal
1. The hiddenness of God
– God’s goal is not to make his existence known, but to draw them into a love relationship
– it’s speculative that overt displays of God’s existence would draw people to him in a love relationship, they might resent his bullying
– atheist would have to prove that God could draw more people into a love relationship with him by revealing himself more overtly
2. The inductive problem of evil
– as humans, we are not in a position to know for certain that any apparently pointless evil really is pointless
– William Alston article: 6 limitations of human knowing make it impossible to judge that an evil is actually “pointless”
– Dr. Came says that there are 4 possibilities for the ripple effects, and since 3 are bad, it’s likely that there are not morally sufficient reasons for a apparently pointless evil
– it is logically fallacious to assert probability conclusions without knowing the probabilities of those 4 options
– there is actually an argument from evil: since the problem of evil requires an objective standard of good and evil by which to measure, and God is the only possible ground of objective morality, then pressing the problem of evil actually requires the atheist to assume God, in order to ground this objective moral standard
Dr. Came’s first rebuttal
3. Objective moral values
– there are naturalistic theories of moral realism where objective moral duties and objective moral values exist in a naturalistic universe
– I’m not saying that any of them are correct, but there are many theories about object morality in a naturalistic universe
There are naturalistic theories for all of the 5 arguments that Dr. Craig presented. It is Dr. Craig’s responsibility to present those naturalistic theories and prove that they are not as good as his explanations. I’m not going to defend (or even name!) a single naturalistic theory for any of these 5 arguments by Dr. Craig.
Dr. Craig’s explanations for the 5 evidences he gave can’t be admitted, because we have to know how God did something in naturalistic terms before we can know that God did it supernaturally. Explanations are only valid if they are naturalistic.
1. The beginning of the universe
– naturalism explains how the universe expands after it came into being, so that explains how it came into being
– the God explanation, that God created the universe out of nothing, is not admissible, because it is not naturalistic
– how does God, as an unembodied mind interact with the physical world?
– the only agency that we know about is human agents, and we have bodies, so how could God perform actions without having a body?
The theistic hypothesis does not make any predictions, but naturalism makes lots of testable predictions. God could do anything, so he is not constrained and is therefore untestable. We can’t infer God as an explanation in principle because we can’t predict what is more probable if God exists than if he does not.
2. Fine-tuning of cosmic quantities and constants
– the university was not set up to make embodied intelligence plausible, because the vast majority of the universe is hostile to life
– there are models of the multiverse that escape the Boltzmann Brains problem that Dr. Craig raised
Dr. Craig’s second rebuttal
Some of Dr. Craig’s arguments are deductive (e.g. – the beginning of the universe, objective moral values), so that the conclusion follows from the premises if the premises are true. The resurrection passes the standard tests for historical explanations.
1. The beginning of the universe
– the whole point of the argument is that there is no naturalistic explanation for an ultimate beginning of the universe
2. Fine-tuning of cosmic quantities and constants
– the whole point of the argument is that there is no naturalistic explanation for a design of the universe to support life
– he has to prove that intelligences has to be attached to bodies
– human beings are non-physical minds united to physical bodies
– naturalistic attempts to explain mental operations fail
– the arguments prove that unembodied minds exist
– the vast expanse of the universe is required in order to form the galaxies, stars and heavy elements needed for complex life
– why expect that the entire universe should be small, or that life would be everywhere?
– a non-fine-tuned world is more likely in the multiverse, and in a multiverse, we are more likely to have a Boltzmann brain world than a world with complex, embodied life
– Dr. Came has not advanced any naturalistic explanation for the fine-tuning
3. Objective moral values
– non-theistic ethical theories cannot account for the ontological foundations of objective moral values and duties
– atheistic theories of moral realism simply assume objective moral values out of thin air
– it is especially hard to find any basis for objective moral duties in the absence of God
Dr. Came’s second rebuttal
5. Religious experience
– Dr. Craig should not bring up religious experience in a debate where arguments and evidence are central
– people who have dreams, hallucinations and psychotic delusions could appeal to religious experience
– religious experience is by no means universal, and it is possible to doubt it
3. Objective moral values
– there are lots of atheists who hold to objective moral values
– Dr. Craig has to explain how God grounds objective moral values and duties
– Dr. Craig has to explain why atheist moral realist theories don’t work to ground objective moral values and duties
1. The beginning of the universe
– Dr. Craig claims that something can’t come from nothing, that’s not an argument
– there are numerous models that don’t require an absolute beginning of the universe
– Dr. Craig cites the BGV theorem, but Guth (one of the authors) says that only the inflation has a beginning, not the whole universe
Dr. Craig’s conclusion
1. The beginning of the universe
– on theism, there is an efficient cause, but no material cause, for the origin of the universe
– on atheism, there is neither an efficient cause nor a material cause, for the origin of the universe: that’s worse!
– if he thinks that there are models of the universe that don’t require a beginning, then let him name a viable eternal model of the universe
– he never refuted the mathematical argues against an infinite past
2. Fine-tuning of cosmic quantities and constants
– nothing to refute
3. Objective moral values
– God is a better ground for morality than humans, because he is ultimate, and not contingent and arbitrary
– God is a being who is worthy of worship, and therefore command his creatures with moral duties
4. Minimal facts case for the resurrection of Jesus
– nothing to refute
5. Religious experience
– only justified because there are no defeaters to it
1. The hiddenness of God
– atheist has to show that if God’s existence were more obvious, that it would result in more people being drawn to him
2. The inductive problem of evil
– Dr. Came’s argument was logically fallacious, and makes errors in probability theory
Dr. Came’s conclusion
Sometimes, people can’t prove something, but lack of evidence is a justification for doubting it, e.g. – werewolves.
If none of Craig’s arguments work, then it follows that it is not rational to believe that God exists, and it is rational to believe that God does not exist.
Atheists shouldn’t have a burden of proof for what they know, only theists have a burden of proof for what they know.
My thoughts
One quick point. If life were common everywhere then atheists would infer that God wasn’t involved in it. Period. “Life is everywhere, so it’s common, why do we need a designer?” they’d say. I agree with Dr. Came about denouncing religious experience in a formal debate. I don’t like when Dr. Craig brings this up, but I see why he does it – he’s an evangelist, and that’s a good thing, too. I just worry about how it looks to atheists, although it’s good for sincere seekers. I’m not the one on the stage, though, Dr. Craig is.
I think the point about more overt revealing by God would annoy people and make them turn away. Think of how gay people respond to the suggestion that there is anything wrong with them, with rage, vandalism, threats, coercion, attempts to get you to lose your job and business, and using government as a weapon to fine and imprison you. It’s really obvious to me that more God does not mean more love of God. For those who don’t want God, the hiddenness is respect for their choice to put pleasure above the search for truth. (I mean the gay activists – I have great sympathy for people who struggle with same-sex unwanted attractions because they were impacted by a failed bond with their parent of the same sex as they are).
Whenever I meet people like Dr. Came, I always urge them to keep investigating and pursuing truth, because they will find it if they are sincerely seeking after God. Some atheists do sincerely seek God, but I don’t know any who haven’t found him. I’m not sure if that’s because those atheists who claim to be non-resistant and rational are in fact resistant and non-rational, or what the real reason is. If you believe the Bible, all unbelief is non-rational and resistant (see Romans 1). Regarding the werewolves, we don’t have any good arguments for werewolves, we do have good arguments for God. Dr. Came didn’t refute the arguments that Craig raised, nor did his own arguments for atheism work. And there are many, many more arguments (origin of life, Cambrian explosion, habitability-discoverability, molecular machines) that Craig did not raise, too.
