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Wayne Grudem explains what the Bible says about spending, saving and charity

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Bible study that hits the spot
Bible study that hits the spot

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

I like the way that Wayne Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment. He’s very practical.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to get a double chicken burrito bowl after my weight lifting. It is very easy to say grace when you are hovering over a double chicken burrito bowl. It is good to have nice things especially when it makes you thankful for what you have.

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Charity should hurt

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

Don’t follow your heart

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires when it comes to choosing what to study and what work to do, and put Philippians into practice. Your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities, expectations and obligations.

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The Wintery Knight’s favorite Bible verses

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Bible study that hits the spot
Bible study that hits the spot

Dina asked me to post my favorite Bible verses, so here are 8 of my favorites.

Psalm 27:14:

11 Teach me Your way, O Lord,
And lead me in a level path
Because of my foes.

12 Do not deliver me over to the desire of my adversaries,
For false witnesses have risen against me,
And such as breathe out violence.

13 I would have despaired unless I had believed that I would see the goodness of the Lord
In the land of the living.

14 Wait for the Lord;
Be strong and let your heart take courage;
Yes, wait for the Lord.

1 Corinthians 4:2:

1 This is how one should regard us, as servants of Christ and stewards of the mysteries of God.

2 Moreover, it is required of stewards that they be found faithful.

3 But with me it is a very small thing that I should be judged by you or by any human court. In fact, I do not even judge myself.

4 For I am not aware of anything against myself, but I am not thereby acquitted. It is the Lord who judges me.

Matthew 5:13:

10 “Blessed are those who have been persecuted for the sake of righteousness, for theirs is the kingdom of heaven.

11 “Blessed are you when people insult you and persecute you, and falsely say all kinds of evil against you because of Me.

12 Rejoice and be glad, for your reward in heaven is great; for in the same way they persecuted the prophets who were before you.

13 “You are the salt of the earth; but if the salt has become tasteless, how can it be made salty again? It is no longer good for anything, except to be thrown out and trampled under foot by men.

14 “You are the light of the world. A city set on a hill cannot be hidden;

15 nor does anyone light a lamp and put it under a basket, but on the lampstand, and it gives light to all who are in the house.

2 Timothy 2:4:

1 You therefore, my son, be strong in the grace that is in Christ Jesus.

2 The things which you have heard from me in the presence of many witnesses,entrust these to faithful men who will be able to teach others also.

3 Suffer hardship with me, as a good soldier of Christ Jesus.

4 No soldier in active service entangles himself in the affairs of everyday life, so that he may please the one who enlisted him as a soldier.

5 Also if anyone competes as an athlete, he does not win the prize unless he competes according to the rules.

Daniel 3:18:

13 Then Nebuchadnezzar in rage and anger gave orders to bring Shadrach, Meshach and Abed-nego; then these men were brought before the king.

14 Nebuchadnezzar responded and said to them, “Is it true, Shadrach, Meshach and Abed-nego, that you do not serve my gods or worship the golden image that I have set up?

15 Now if you are ready, at the moment you hear the sound of the horn, flute, lyre, trigon, psaltery and bagpipe and all kinds of music, to fall down and worship the image that I have made, very well. But if you do not worship, you will immediately be cast into the midst of a furnace of blazing fire; and what god is there who can deliver you out of my hands?”

16 Shadrach, Meshach and Abed-nego replied to the king, “O Nebuchadnezzar, we do not need to give you an answer concerning this matter.

17 If it be so, our God whom we serve is able to deliver us from the furnace of blazing fire;and He will deliver us out of your hand, O king.

18 But even if He does not,let it be known to you, O king, that we are not going to serve your gods or worship the golden image that you have set up.”

Esther 4:14:

10 Then Esther spoke to Hathach and ordered him to reply to Mordecai:

11 “All the king’s servants and the people of the king’s provinces know that for any man or woman who comes to the king to the inner court who is not summoned, he has but one law, that he be put to death, unless the king holds out to him the golden scepter so that he may live. And I have not been summoned to come to the king for these thirty days.”

12 They related Esther’s words to Mordecai.

13 Then Mordecai told them to reply to Esther, “Do not imagine that you in the king’s palace can escape any more than all the Jews.

14 For if you remain silent at this time, relief and deliverance will arise for the Jews from another place and you and your father’s house will perish. And who knows whether you have not attained royalty for such a time as this?”

Philippians 1:9:

3 I thank my God in all my remembrance of you,

4 always offering prayer with joy in my every prayer for you all,

5 in view of your participation in the gospel from the first day until now.

6 For I am confident of this very thing, that He who began a good work in you will perfect it until the day of Christ Jesus.

7 For it is only right for me to feel this way about you all, because I have you in my heart, since both in my imprisonment and in the defense and confirmation of the gospel, you all are partakers of grace with me.

8 For God is my witness, how I long for you all with the affection of Christ Jesus.

9 And this I pray, that your love may abound still more and more in real knowledge and all discernment,

10 so that you may approve the things that are excellent, in order to be sincere and blameless until the day of Christ;

11 having been filled with the fruit of righteousness which comes through Jesus Christ, to the glory and praise of God.

Numbers 13:30:

25 When they returned from spying out the land, at the end of forty days,

26 they proceeded to come to Moses and Aaron and to all the congregation of the sons of Israel in the wilderness of Paran, at Kadesh; and they brought back word to them and to all the congregation and showed them the fruit of the land.

27 Thus they told him, and said, “We went in to the land where you sent us; and it certainly does flow with milk and honey, and this is its fruit.

28 Nevertheless, the people who live in the land are strong, and the cities are fortified and very large; and moreover, we saw the descendants of Anak there.

29 Amalek is living in the land of the Negev and the Hittites and the Jebusites and the Amorites are living in the hill country, and the Canaanites are living by the sea and by the side of the Jordan.”

30 Then Caleb quieted the people before Moses and said, “We should by all means go up and take possession of it, for we will surely overcome it.”

If you have a favorite Bible verse or two, post them in the comments.

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Walter Bradley asks: what is religion really supposed to be about?

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Dr. Walter L. Bradley
Dr. Walter L. Bradley

This lecture is based on the book “Truth in Religion” by famous philosopher Mortimer J. Adler. At the time of writing the book, he was not a Christian, but there is still a lot of value in the book for Christians who are trying to understand what religion should really be about.

About the speaker

The speaker is one of my top 3 favorite speakers of all time in Christian apologetics, Dr. Walter Bradley. (The other two are Dr. Stephen C. Meyer and Dr. Michael Strauss)

Here’s a biography:

Dr. Bradley received his B.S. in Engineering Science and his Ph.D. in Materials Science from the University of Texas in Austin.

Dr. Bradley taught for eight years at the Colorado School of Mines before assuming a position as Professor of Mechanical Engineering at Texas A&M University (TAMU) in 1976.

During his 24 years at Texas A&M, Dr. Bradley served as Head of the Department of Mechanical Engineering at Texas A&M University and as Director of the Polymer Technology Center, and received five College of Engineering Research Awards. He has received over $4,500,000 in research grants and has published over 140 technical articles and book chapters. He has also co-authored “The Mystery Of Life’s Origin: Reassessing Current Theories. He is a Fellow of the American Society for Materials and of the American Scientific Affiliation and serves as a consultant for many Fortune 500 companies.

You can read more about his recent research on how to use coconuts to make car parts in this article from Science Daily.

The MP3 file is here. (31 minutes + Q&A)

Topics:

  • what is pluralism?
  • what is multiculturalism?
  • what is relativism?
  • some propositions are true culturally – just for certain groups in certain times (cultures)
  • some proposition are true trans-culturally – true independently of what anyone wants or feels
  • Mathematical truth is trans-cultural – it is true regardless of cultural fashions
  • Scientific truth is trans-cultural – it is true regardless of cultural fashions
  • Some truths are not like this – cooking traditions, clothing traditions and greeting traditions
  • These kinds of truths are NOT trans-cultural, they vary by culture
  • The question is – is religion true like math and science, or true depending on the culture
  • Some people think that your religion depends on where you were born or what your family believes
  • Religions make conflicting claims about the way the world really is, so they can’t all be true
  • And these conflicts are at the core of the religions – who God is, how can we be related to him, etc.
  • So if religions convey trans-cultural truth, then either one is true or none are true
  • If they are not trying to convey trans-cultural truth, then they are not like math and science
  • Let’s assume that religion is the same as trans-cultural truth
  • How can we know which religion is true? 1) the laws of logic, 2) empirical testing against reality
  • Logical consistency is needed to make the first cut – self-contradictory claims cannot be true
  • To be true trans-culturally, a proposition must at least NOT break the law of non-contradiction
  • According to Mortimer Adler’s book, only Christianity, Judaism and Islam are not self-contradictory
  • All the others can be excluded on the basis of overt internal contradictions on fundamental questions
  • The others that are self-contradictory can be true culturally, but not trans-culturally
  • The way to proceed forward is to test the three non-contradictory religions against science and history
  • One of these three may be true, or they could all be false
  • We can test the three by evaluating their conflicting truth claims about the historical Jesus
  • Famous skeptics have undertaken studies to undermine the historical Jesus presented in the Bible
  • Lew Wallace, Simon Greenleaf and Frank Morrison assessed the evidence as atheists and became Christians
  • There is a lot of opposition in culture to the idea that one religion might be true
  • But if you take the claims of Jesus at face value, he claims to be the unique revelation of God to mankind
  • Either he was telling the truth about that, or he was lying, or he was crazy
  • So which is it?

Why don’t religious people ask if their religion is true?

People seem to be chicken these days about claiming that their religion is true. It’s easier to say that my religion is true for me, and your religion is true for you – reduce it to personal preferences. So long as everyone is sincere about what they believe, then that’s the most important thing, right?

But it is NOT TRUE that you can believe whatever you want as long as you are sincere – sincerity doesn’t mean that you can’t be mistaken. I can jump off the top of the Sears Tower and be sincere in my belief that I will float down like a feather, but that doesn’t make my belief true. If you want to have a good relationship with God, you have to know things about him, not just have sincere beliefs. You have to know whether he exists and what he is like – really. It’s not enough to have sincere beliefs that are not actually true.

I think that God’s existence and character can be assessed and known based on logic and evidence. I think that God exists independently of whether I want him to or not, and I think that his character and desires are not the same as my character and desires. And I don’t really care what my neighbors think of my disagreeing with them, my goal is not to keep silent and to just get along with them and be happier in my community.

God’s first commandment to us is not to love our neighbor – that’s number two. Number one is to love him. And how can we love him, if we don’t want to know him. And how can we love him, if we don’t tell people the truth about him when they ask us?

That message is not going to win us a lot of friends, but our job as Christians is to tell how and why God stepped into history. Jesus expects us to be his ambassadors and to carry out the task of evangelism faithfully, and to suffer with him and – if necessary – to be rejected like he was rejected.