Tag Archives: Costs

News

Has the passage of Obamacare reduced health insurance premiums?

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Investors Business Daily does the math.

Excerpt:

The cost of an average family premium shot up 9.5% in 2011 — the highest rate in seven years and three times the rate of overall inflation, finds a major new survey of employer plans by Kaiser Family Foundation.

Just before Obama signed his health overhaul, he vowed it would “bring down the cost of health care for families, for businesses and for the federal government.” In December, he told CBS’ “60 Minutes” he was “putting in place a system that’s going to lower health care costs.”

In fact, there’s evidence ObamaCare is fanning medical inflation.

Kaiser attributes the premium spike to “changes from the new health reform law.” The 200-page study explains: “Significant percentages of firms made changes in their preventive care benefits and enrolled adult children in their benefits plans in response to provisions in the new health reform law.”

In fact, 31% of covered workers are in a plan where the employer reported adding preventive services to comply with ObamaCare. And some 2.3 million adult children “were enrolled in their parent’s employer-sponsored plan due to the Affordable Care Act,” Kaiser said.

Sen. Ron Johnson, R-Wis., notes that Obama, as a candidate, promised he’d slash family premiums by $2,500 a year by the end of his first term. That was in 2008, when health care coverage cost the average employer and American family $12,680 in annual premiums. Now it’s $15,073, nearly 20% higher. That means Obama has broken his promise by a whopping $4,893.

Costs are projected to simply rise as ObamaCare fully goes into effect. A recent McKinsey & Co. study found that 30% of employers will stop offering benefits after 2014, since “the penalty for not offering coverage is significantly below” the costs of the new mandates. This will make millions more individuals eligible for government subsidies under ObamaCare.

Not everything that Obama says while he is reading from a teleprompter is necessarily true.

News

Evaluating common criticisms of American health care

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Here is a must-read article from my friend Matt Palumbo at the American Thinker. It’s extremely high quality. (I removed the links in my excerpt – but he linked all the sources in his post)

Excerpt:

The oft-cited “46 million uninsured” is breathtakingly easy to break down to size.  Keep in mind that there is overlap in the following statistics, as many people listed in them belong to multiple categories.  Around 10 million of the uninsured aren’t even citizens.  Another 8 million are aged 18-24, which is the group least prone to medical problems.  The average salary of a person in this age group is $31,790, so affording health care would not be a problem.  Seventeen million of the uninsured make over $50,000 a year, and within that group, 8 million make over $75,000.  These people are usually referred to as the “voluntarily uninsured.”  Another large group of these 46 million are uninsured in name only, as they are eligible for government programs that they haven’t signed up for.  Estimates on how large this group is vary, the range being from 5.4 million as estimated by the Kaiser Family Foundation to as large as one third of all the uninsured, as estimated by BlueCross BlueShield.  The number of people without care because they cannot afford it is around 6 million — still a large number, but a fraction of 46 million, and no reason to restructure the entire health care system.

Then comes the issue of lifespan.  Of all attempts to discredit the American system, lifespan has been the worst.  Although lifespan gives a good indicator of a nation’s health at a glance, it does have its problems under analysis.  We get a strange paradox when examining two statistics: life expectancy and cancer survival rates.  Estimates vary on how we rank exactly; the World Fact Book showing that we rank as poorly as 50th worldwide.  Even the best estimates in our favor place us far behind most developed nations.  Despite this, the United States excels at cancer survival.  Of the 16 most common cancers, the United States has the highest survival rate for 13 of them.  Overall, the five-year cancer survival rate for men in the States is 66.3%, and 47.3% in Europe.  Women have an advantage too, with a survival rate of 62.9% in the States, and 55.8% in Europe.  So that said, how is it that our system takes better care of us, and doesn’t grant added lifespan to boot?  Quite simply, the lifespan measurement commonly cited doesn’t factor in many variables which shorten lifespan, many of which medical care cannot prevent.  Among these factors are murders, suicides, obesity, and accidents.

He looks at the uninsured number, the infant mortality rate, and other interesting things in the article, showing how the statistics that impugn the US health care system have been misused. There are some good articles linked, like this post from Commentary magazine by Scott Atlas, entitled “The Worst Study Ever?”. Atlas is the same guy who listed out how the US health care system compares to others, which I blogged about before.

You can check out Matt’s blog “The Conscience of a Young Conservative“. Not sure how scalable that blog name is. Because of the “young” part, not because of the conscience or conservative part.

News

Induced abortions, drinking and use of contraceptives all increase breast cancer risk

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Here’s the latest study from the Journal of the American Medical Association (JAMA), showing that excessive consumption of alcohol is a rish factor for breast cancer.

Excerpt:

Consumption of 3 to 6 alcoholic drinks per week is associated with a small increase in the risk of breast cancer, and consumption in both earlier and later adult life is also associated with an increased risk, according to a study in the November 2 issue of JAMA.

“In many studies, higher consumption of alcohol has been associated with an increased risk of breast cancer. However, the effect of low levels of drinking as is common in the United States has not been well quantified,” according to background information in the article. “In addition, the role of drinking patterns (i.e., frequency of drinking and ‘binge’ drinking) and consumption at different times of adult life are not well understood.”

Wendy Y. Chen, M.D., M.P.H., of Brigham and Women’s Hospital and Harvard Medical School, Boston, and colleagues examined the association of breast cancer with alcohol consumption during adult life, including quantity, frequency, and age at consumption. The study included 105,986 women enrolled in the Nurses’ Health Study who were followed up from 1980 until 2008 with an early adult alcohol assessment and 8 updated alcohol assessments. The primary outcome the researchers measured was the risk of developing invasive breast cancer.

During the follow-up period, there were 7,690 cases of invasive breast cancer diagnosed among the study participants. Analyses of data indicated that a low level of alcohol consumption (5.0 to 9.9 grams per day, equivalent to 3-6 glasses of wine per week) was modestly but statistically significantly associated with a 15 percent increased risk of breast cancer. In addition, women who consumed at least 30 grams of alcohol daily on average (at least 2 drinks per day) had a 51 percent increased risk of breast cancer compared with women who never consumed alcohol.

The researchers also found that when examined separately, alcohol consumption levels at ages 18 to 40 years and after age 40 years were both strongly associated with breast cancer risk. The association with drinking in early adult life still persisted even after controlling for alcohol intake after age 40 years.

Binge drinking, but not frequency of drinking, was also associated with breast cancer risk after controlling for cumulative alcohol intake.

Now let’s take a look at some other factors that raise the risk of breast cancer.

Abortion and breast cancer

Many studies show a link between abortion and breast cancer.

Study 1: (September 2010)

Based on the expression of estrogen receptor (ER), progesterone receptor (PR) and HER2/neu (HER2), breast cancer is classified into several subtypes: luminal A (ER+ and/or PR+, HER2-), luminal B (ER+ and/or PR+, HER2+), HER2-overexpressing (ER-, PR-, and HER2+) and triple-negative (ER-, PR-, and HER2-). The aim of this case-control study is to determine reproductive factors associated with breast cancer subtypes in Chinese women. A total of 1,417 patients diagnosed with breast cancer in the First Affiliated Hospital, China Medical University, Shenyang, China between 2001 and 2009 and 1,587 matched controls without a prior breast cancer were enrolled.

[…]Postmenopause and spontaneous abortion were inversely associated with the risk of luminal tumors. By contrast, multiparity, family history of breast cancer and induced abortion increased the risk of breast cancer.

Study 2: (March 2010)

OBJECTIVE: To explore the risk factors of breast cancer for better control and prevention of the malignancy.

METHODS: The clinical data of 232 patients with pathologically established breast cancer were investigated in this 1:1 case-control study to identify the risk factors of breast cancer.

RESULTS: The history of benign breast diseases, family history of carcinoma and multiple abortions were the statistically significant risk factors of breast cancer, while breast feeding was the protective factor.

CONCLUSION: A history of benign breast diseases, family history of carcinoma and multiple abortions are all risk factors of breast cancer.

But wait, there’s more.

Birth control pills

Many studies showed that taking birth control pills caused an increased risk of breast cancer.

Study 1: (March 2003)

RESULTS: Among the youngest age group (<35 years, n = 545), significant predictors of risk included African-American race (RR = 2.66: 95% CI 1.4-4.9) and recent use of oral contraceptives (RR = 2.26; 95% CI 1.4-3.6). Although these relationships were strongest for estrogen receptor-negative (ER-) tumors (RRs of 3.30 for race and 3.56 for recent oral contraceptive use), these associations were also apparent for young women with ER+ tumors. Delayed childbearing was a risk factor for ER+ tumors among the older premenopausal women (Ptrend < 0.01), but not for women <35 years in whom early childbearing was associated with an increased risk, reflecting a short-term increase in risk immediately following a birth.

Study 2: (October 2008)

Oral contraceptive use ≥1 year was associated with a 2.5-fold increased risk for triple-negative breast cancer (95% confidence interval, 1.4-4.3) and no significantly increased risk for non-triple-negative breast cancer (Pheterogeneity = 0.008). Furthermore, the risk among oral contraceptive users conferred by longer oral contraceptive duration and by more recent use was significantly greater for triple-negative breast cancer than non-triple-negative breast cancer (Pheterogeneity = 0.02 and 0.01, respectively).

Why are these risk factors so prevalent today?

Now let’s put it all together by looking at this New York Times article by Nancy Bauer.

Excerpt:

If there’s anything that feminism has bequeathed to young women of means, it’s that power is their birthright.  Visit an American college campus on a Monday morning and you’ll find any number of amazingly ambitious and talented young women wielding their brain power, determined not to let anything — including a relationship with some needy, dependent man — get in their way.  Come back on a party night, and you’ll find many of these same girls (they stopped calling themselves “women” years ago) wielding their sexual power, dressed as provocatively as they dare, matching the guys drink for drink — and then hook-up for hook-up.

The article was written by:

Nancy Bauer is associate professor and chair of philosophy at Tufts University. She is the author of “Simone de Beauvoir, Philosophy, and Feminism,” and is currently completing a new book, “How to Do Things With Pornography.”

Her comments cause me to ask some questions. Where did women ever get the idea that they had to drink as much as men drink? Where did women ever get the idea that using contraceptives to enable hook-up sex was healthy and normal? Where did women ever get the idea that aborting their own unborn children was healthy and normal? Is there one unifying worldview that stipulates all of these beliefs? Why has this worldview become so popular that so many young women who now believe in it, rather than believing in traditional Judeo-Christian values?

Who is paying for all of this increased health care spending?

The total cost for breast cancer treatment, which raises medical insurance premiums (private health care) or taxes (single-payer health care), has been estimated to be between $1.8 billion and $3.8 billion dollars. In addition, the government spends billions of dollars each year on breast cancer research. All of this spending is costing taxpayers a lot of money, as people demand more and more government funding of breast cancer research and breast cancer treatment (with either private or single-payer health care).