Tag Archives: College

Should a man go into full-time apologetics ministry if he intends to marry?

Congressional Budget Office: Debt to GDP ratio
Congressional Budget Office: Debt to GDP ratio

Lydia McGrew has a post up at What’s Wrong With the World blog that is just excellent.

Excerpt:

Apologetics is wonderful and incredibly important. It’s a wonderful thing that a revival of specifically evidentialist apologetics is happening in the United States and even, to some extent, in the Anglophone world at large.

Unfortunately, this revival of interest in apologetics and in being Christian philosophers is coming at a very bad time, economically. Even if you are a genius, your chances in 2013 and following of getting a stable job by the route of going to graduate school in philosophy (or almost any area of the humanities) are pretty darned slim. If you’re not a genius, fuhgetaboutit. Nor were there ever all that many jobs in philosophy. It was always an iffy proposition, but it’s much worse now than it was even twenty years ago.

As for starting ministries, a poor economy makes it extremely hard to do that, too, because people don’t have as much disposable income to donate. Moreover, even in a more robust economy, if all the eager young apologists were to flock to start apologetics and/or campus ministries, they would be competing among themselves for a finite number of available dollars from donors. So that’s not the best idea either.

Let me speak very bluntly here: In my opinion, God doesn’t need a whole raft of impractical idealists out there getting themselves into debt or half starving (or really starving) with no idea of how in the world they are ever going to support even themselves, much less a family, out at the other end of their education. That just burdens the church with a large number of able-bodied but needy Christians who are in a seemingly unending stage of transition, “getting an education for the kingdom” or “hoping to do work for the kingdom” without a viable plan in mind or any fiscal light at the end of the tunnel.

Instead, I believe that we need an army of tentmakers. If you have a job or a marketable skill, for heaven’s sake (literally), don’t quit that job and join the ranks of starving students. Keep your day job, but enrich your mind and prepare yourself to answer people’s questions about Christianity by studying on your own time. If you have entrepreneurial abilities and the capital, start a business. That will support not only yourself but others you employ, and if successful, you will have more money to give to Christian ministries.

But even if you aren’t the entrepreneurial type or don’t have that opportunity, at least make sure (to the extent that one can in today’s world) that you can pay the rent and put food on your own table as well as supporting whatever number of additional people you plan to take on. (In other words, if you are a guy who would like to get married and have children, bear that in mind.) This will inevitably mean spending time at all that distasteful stuff like networking and making a resume. Bookish types don’t enjoy that stuff, because it seems bogus, but it can’t be helped. It will undoubtedly mean, for most people, not being full-time students beyond the undergraduate level, especially not in the humanities, not trying to become full-time academics as a life work, and not going into full-time ministry, even if you would ideally like to do one or more of those three things.

In the end, if we can have this army of tentmakers, there will be (Lord willing) money to allow some people to work in full-time ministry. But it’s going to be quite a small proportion of those who are interested or would ideally like to do so.

[…]Inevitably, the course of action I am suggesting will mean a bifurcation for many between their day job and what they are most passionately interested in. So be it. Indeed, so it has ever been in the world. What proportion of people at any moment in human history have been blessed enough to spend most of their time working on what they are most passionately interested in? The question answers itself. So I think that bifurcation has to be accepted by a great many people and that doing so will lead to what I might call a healthier “Christian economy” among committed Christians than what we could otherwise end up with.

So let’s see her advice in bullet-point form:

  • The job market for philosophers is very bad
  • A bad economy means less support money is available
  • It’s important to have a plan to fund your  ministry
  • Leverage your full-time job to fund your ministry

So I want to make two comments.

Making bad decisions because you think God is telling you to

I often find that when I talk to Christians, there is this sort of hyper-spiritualized way of deciding what to do, and I’ve written about this in one of my favorite posts. Hyper-spiritual Christians read the Bible, which is good, but then they don’t tend to also look at practical things like economics, science and public policy when making their decisions. The Bible doesn’t say much about what to study or what job to get, but there is an example of Paul working at tent-making in order to fund his ministry. So there is precedent for the idea of learning a trade and working to earn enough money to support our families, our ministry and even other people’s ministries.

I think we have an obligation to take the Bible seriously when it tells us what we can do to please God, but coming up with a plan to please God most effectively is our job. We have to make the plans to serve God. Our plans must be within the bounds of Biblical morality, but they should also reflect our knowledge of how the world really works, too. We’ll be more successful with a good plan and some hard work. It’s very easy to be deceived by our feelings about what we would like to do with our lives. And many people who listen to their feelings and find other impractical people to echo and affirm those feelings make many mistakes in life. I would advise people to be very careful about calling their feelings the voice of God speaking to them, then getting into trouble when their lack of wisdom blows up in their faces.

Christian men who want marriage without having to get a job

So that brings me to the concern that I have that I’ve been thinking about for the last week or so. I have been thinking about a couple of Christian apologists I know who are interested in marriage, but unwilling to prepare themselves to prepare for a wife and children. They are both very unaware of the economic and political challenges that they are likely to face, which makes the need to prepare financially even more pressing.

One of the Christian men is getting a BA and is in his early 30s. He says that marriage would have to come second to his ministry. He has never worked a full-time job his entire life, and considers getting a full-time job to be beneath him. The other one is in his late 20s and is in a PhD program. He wants marriage right away, but he has never worked in a real job his entire life, either. Both of these Christian apologists are in debt – they have zero assets and negative net worth. How can it be that they can even be considering marriage? Don’t they realize what a man’s role in marriage is? He is the provider, and that means that he has to have a record of steady work, saving money and being generous at sharing with others. Neither of these men have shown any ability in those areas. Neither of them seems willing to get started on a regular, full-time, private sector job. And neither seems to want to take Lydia’s advice and finance their ministry / marriage from a regular, full-time job. Neither of these students can even afford a wedding or even a wedding ring. Do they even understand what a woman needs from her husband?

So what’s the problem? I talked this over with a wise friend and she said that feminism has become so widespread in this society that a lot of men think that they can contemplate marriage without having a record of earning and saving. They don’t see that men have any distinct “provider” role in a marriage. They sort of expect to get the benefits of marriage with none of the “provider” responsibilities. Many women have also been taken in by feminism, and cannot evaluate men to see which ones are able to work and save and provide, and which ones aren’t. I don’t think young people are being taught how to apply the Bible to the practical challenges of marriage, or how to recognize the challenges of the times we live in.

Purdue University proposes alternative to student loans: income sharing

My friend Terrell sent this article to me from the Lafayette Journal & Courier. It talks about a change to Purdue’s student assistance program that will help students to think twice about what they are majoring it, and whether it will pay off.

Excerpt:

Purdue University is close to bringing income share agreements to campus by the next academic year.

Purdue Research Foundation is finalizing a contract with a partner firm that will fund student tuition in return for a percentage of income for several years after graduation, Brian Edelman, PRF’s chief financial officer, said Tuesday.

Purdue announced in August it was seeking a partner to launch the agreements as an alternative to student loans. The university received seven “expressions of interest” and narrowed the search down to one finalist, although Edelman said it’s too early to identify the firm and how the partnership might work.

But more details about how Purdue might implement the alternative have come available. PRF will complete a sample term sheet in the next few weeks and begin planning with a pilot of 100-300 students as early as this spring, Edelman said. Those students could receive funding for the entire 2016-17 year.

During a University Senate meeting Monday, Edel estimated what a contract might look like for students: A $10,000 investment might cost 3 percent to 5 percent of income for five to seven years. An individual earning $48,500 a year — the median income among college graduates in 2013, according to the National Center for Education Statistics — would be on the hook for as little as $7,275 or as much as $16,975, depending on the terms.

This part made me laugh:

Other faculty members expressed concern that such agreements might favor STEM or business students, who typically have higher incomes and better job prospects after graduation, and steer the university and faculty toward producing graduates who earn more income.

Well of course the faculty don’t want students to think about getting a return on their degree – because then most of them would be out of a job! College education only makes sense if you can get a return on your investment. In theory, you could study anything and get a return on your investment. In practice, you’re better off with STEM degrees – lower post-graduation unemployment, and better starting and median salaries.

Look:

Starting and Mid-Career salaries by profession (click for larger image)
Starting and Mid-Career salaries by profession (click for larger image)

I love this idea by Purdue, it will really help students to think about what they are studying, and that is good for taxpayers, because something tells me that we are going to get the bill for the $1 trillion in outstanding student loans.

Why is college so expensive?

As subsidies increase, so do tuition costs
As subsidies increase, so do tuition costs

This article from Investors Business Daily is very helpful.

It says:

Bernie Sanders, Hillary Clinton and the rest of the Democratic leadership are constantly complaining that college education costs too much. What they never bother to explain, however, is why.

Two economists set out to do so, and Bernie and company will not like what they found.

Grey Gordon and Aaron Hedlund, economists at Indiana University and the University of Missouri, developed a method to test various explanations for the share rise in tuition costs. Is it state funding cuts? Or the increased wage premium for a college degree? Or is it related to general cost increases in the services industries?

Not exactly. In a working paper published by the National Bureau of Economic Research the economists report that these factors contributed insignificantly to the rapid rise in tuition between 1987 and 2010.

What did account for almost all of it was, ironically enough, the massive explosion in federal aid over the past several decades. Federal aid — in the form of subsidized loans, grants and tax credits — shot up 134% in the past 15 years, according to the College Board. It’s climbed 22% just under President Obama.

Combined with state aid, the government is pouring more than $239 billion a year into programs designed to make college less expensive.

What the authors found is that all this aid money has simply let college administrators spend more and jack up tuition to pay for it, without hurting enrollment. The result is there to see for anyone who visits a college campus these days — gourmet kitchens, luxurious dorms, shiny new administrative buildings, beautiful landscapes, state of the art workout facilities, etc.

The authors call this the “Bennett hypothesis,” after former Education Secretary William Bennett, who wrote in 1987 that “increases in financial aid in recent years have enabled college and universities blithely to raise their tuitions.”

Not only does the increased federal aid lead to higher tuition, the authors found, but it perversely leads to “more debt, and in the absence of higher labor market returns, more loan default inevitably occurs.”

In other words, the Democrats’ plan to provide still greater amounts of federal aid will only make matters worse.

Basically, college administrators know that people are willing to pay X to go to university.

This hypothesis – that it is government subsidies that drive up tuition rates – is supported in the radically leftist New York Times, of all places.

This is by Paul F. Campos, law professor at the radically leftist UC Boulder.

He writes:

[…][T]he astonishing rise in college tuition correlates closely with a huge increase in public subsidies for higher education. If over the past three decades car prices had gone up as fast as tuition, the average new car would cost more than $80,000.

[…]As the baby boomers reached college age, state appropriations to higher education skyrocketed, increasing more than fourfold in today’s dollars, from $11.1 billion in 1960 to $48.2 billion in 1975. By 1980, state funding for higher education had increased a mind-boggling 390 percent in real terms over the previous 20 years. This tsunami of public money did not reduce tuition: quite the contrary.

The more money that is attached to students, the more money universities charge – simple.

But where is the money going? Is it mostly going to research? To the classroom? To hire more and better professors?

No:

Interestingly, increased spending has not been going into the pockets of the typical professor. Salaries of full-time faculty members are, on average, barely higher than they were in 1970. Moreover, while 45 years ago 78 percent of college and university professors were full time, today half of postsecondary faculty members are lower-paid part-time employees, meaning that the average salaries of the people who do the teaching in American higher education are actually quite a bit lower than they were in 1970.

By contrast, a major factor driving increasing costs is the constant expansion of university administration. According to the Department of Education data, administrative positions at colleges and universities grew by 60 percent between 1993 and 2009, which Bloomberg reported was 10 times the rate of growth of tenured faculty positions.

Even more strikingly, an analysis by a professor at California Polytechnic University, Pomona, found that, while the total number of full-time faculty members in the C.S.U. system grew from 11,614 to 12,019 between 1975 and 2008, the total number of administrators grew from 3,800 to 12,183 — a 221 percent increase.

Do you wonder why college is so liberal? It’s because instead of hiring professors to teach you how to do useful work for money, they are hiring useless administrators who just enforce politically correct secular leftism onto the students.

UPDATE: My friend Drew posted this in the comments:

What should young people considering college do? If you’re going to college or trade school, go to a low-cost school. Do a STEM degree or do a trade that pays well. Try to get tuition assistance even if it means going to a less prestigious school. And work at every opportunity you get in the most serious job you can find. Don’t spend your money – save it. Especially don’t spend your money on fun, vacations and alcohol. As soon as you grow up, you’re going to wish you could have it all back.