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Wayne Grudem explains what the Bible says about spending, saving and charity

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Bible study that hits the spot
Bible study that hits the spot

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

I like the way that Wayne Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment. He’s very practical.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to get a double chicken burrito bowl after my weight lifting. It is very easy to say grace when you are hovering over a double chicken burrito bowl. It is good to have nice things especially when it makes you thankful for what you have.

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Charity should hurt

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

Don’t follow your heart

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires when it comes to choosing what to study and what work to do, and put Philippians into practice. Your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities, expectations and obligations.

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Why does God let people suffer? Why is there so much evil in the world?

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I have a key that will unlock a puzzling mystery
I have a key that will unlock a puzzling mystery

I just wanted to draw your attention to this 4 page essay by Joe Manzari, which is the best darn summary of the state of the art on the problems of evil and suffering I have seen. The problem of evil is an objection to the existence of God based on the presence of evil or suffering in the world. The arguments basically infer that if God is all-good and all-powerful, then there should not be any evil or suffering.

There are two kinds of problem of evil.

The Logical/Deductive Problem of Evil:

The first kind is called “the deductive problem of evil” or “the logical problem of evil”. An exampel of evil would be Saddam Hussein murdering some journalist who told the truth about him. This version of the problem of evil tries to introduce a logical contradiction between the attributes of God and the presence of evil, like this:

(1) God exists.
(2) God is omnipotent.
(3) God is omniscient.
(4) God is omni-benevolent.
(5) Evil exists.
(6) A good being always eliminates evil as far as it can.
(7) There are no limits to what an omnipotent being can do.

In order to avoid a contradiction, we need to explain how there could still be evil, since the conclusion of this argument is that there should not be any evil!So how are we going to get out of this mess? The solution is to attack premises 6 and 7.

Premise 6 is false because in order to eliminate human evil, you would have to eliminate free will. But eliminating free will is worse than allowing it, because good things like love are impossible without free will.

It is in response to this proposition that the Free Will Theodicy of G. W. Leibniz applies. God, valuing man’s freedom, decided to provide him with a will that was free to choose good over evil, rather than constraining his will, allowing him to choose only good.

Premise 7 is false because there are limits on what an omnipotent being can do. God cannot perform contradictory things, because contradictory things are impossible. God cannot make a married bachelor. Similarly, God cannot force free creatures to do his will.

In the same manner that God cannot create a square circle, he cannot make someone freely choose to do something. Thus, if God grants people genuine freedom, then it is impossible for him to determine what they will do. All that God can do is create the circumstances in which a person can make free choices and then stand back and let them make the choices.

One last point. In order to solve the problem of natural evil for this argument, you can point out that free will requires predictable and regular natural laws in order to make free will meaningful. Natural laws mean that individuals can predict what will happen when they act, allowing for moral responsibility. More on that next time.

Inductive/Probabilistic Problem of Evil

There is a second version of the problem of evil, though, which is more dangerous than the first. This is the one you see being argued in debates, whereas the first version is not used because it has been defused as seen above. Here is the second one:

(1) If God exists, gratuitous evil does not exist.
(2) Gratuitous evil exists.
(3) Therefore, God does not exist.

This argument tries to argue that while God may have some reason for allowing free will, there are other evils in the world that are not the result of human action that God has no reason for permitting. Theists usually like to argue that God has morally-sufficient reasons for allowing some evil in the world, in order for the character of humans to develop through suffering and endurance. But what about gratuitous evil, which doesn’t have any point?

Consider the case of a fawn running in the forest, who falls and breaks his leg. Ouch! Then a forest fire starts and the poor fawn suffocates to death in the smoke. Why would God allow this poor small animal suffer like that? And notice that there is no morally sufficient reason for allowing it, because no human knows about this and so no human’s character or relationship with God is impacted by it.

The solution to this problem is to deny premise 2. (You can also deny 1 if you want). The problem with premise 2 is that the atheist is claiming to know that some instance of evil really is gratuitous. But since they are making the claim to know, they have to be able to show that God’s permission of that evil achieves nothing. But how do they know 2 is true?

The problem with 2 is that the atheist is not in a position to know that the permission of some evil X really doesn’t achieve anything. This is because the atheist cannot look forward into the future, or see into other places, in order to know for certain that there is no morally sufficient reason for allowing God’s allowing evil X to occur. But since the atheist argues based on premise 2, he must be able to show that premise 2 is more probable than not.

Manzari’s article also argues why apparently gratuitous evil is less problematic for Christians in particular, because of certain Christian doctrines. He lists four doctrines that make the apparently gratuitous evil that we observe more compatible with an all-good, all-powerful God.

  1. The chief purpose of life is not happiness, but the knowledge of God.
    Some of the things that we experience may wreck our feelings of contentment, but we need to remember that God may be permitting those troubles in order to remind us not to get too comfortable with life on earth, and to think ahead to the after-life. And remember, even Jesus learned endurance through suffering. His suffering was not pointless and neither is ours.
  2. Mankind is in a state of rebellion against God and God’s purposes.
    We humans seem to be on a dead run away from God, trying to keep our autonomy by knowing as little about him as possible. Part of knowing God is knowing what he designed us to do – to love him and to love others. And so, the less we know about God, the more we stray from his design for our lives.
  3. God’s purpose is not restricted to this life but spills over beyond the grave into eternity.
    Sometimes it seems as if our sufferings really are catastrophic, but when you realize that you are offered eternal life without any suffering after you die, the sufferings of this life are a lot less upsetting than they would be if this life was all we had.
  4. The knowledge of God is an incommensurable good.
    This one is the biggest for me. Knowing God and knowing his actual character by studying the historical Jesus is a wonderful counterbalance for all the problems and sufferings of this life. A little bit of historical study reveals that Jesus was not spared the worst kind of suffering in his life, making it is a lot easier for us to bear with whatever God allows us to face.

In section 3, Manzari shows how you can also argue against this version of the problem by supplying evidence for God, such as from the big bang, the fine-tuning, the origin of life, the origin of free will, the origin of the first living organism, the origin of the mind, the sudden emergence of phyla in the fossil record, molecular machines, irreducible complexity, the resurrection miracle, and the objective morality argument.

The argument goes like this:

(1) If God exists, gratuitous evil does not exist.
(2) God exists.
(3) Therefore, gratuitous evil does not exist.

Just support 2 with some evidence, and you win, especially when they can’t support their claim to know that gratuitous evil exists.

The Argument for God from Evil

In the paper, Manzari actually makes an argument for God from evil. That’s right. Far from disproving God, the presence of evil (a departure from the way things out to be), actually affirms God’s existence. How?

(1) If God does not exist, then objective moral values do not exist.
(2) Evil exists.
(3) Therefore, objective moral values do exist.
(4) Therefore, God exists.

That’s right. If evil exists in any sense such that it is not a personal or cultural preference, then objective morality exists. If objective morality exists, then there is an objective moral lawgiver. Game over. If the atheist backtracks and says that the existence of evil is just his opinion or his cultural preference, then this standard does not apply to God, and you win again. Game over again.

So, although the problems of evil look pretty tough, they are actually easy. The toughest part of evil and suffering is the emotional problem. I could tell you stories about what I’ve been through… but then, that’s why the arguments matter. You can hold your position under tremendous fire when you have the arguments and evidence to ground you.

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Do Christians have a higher divorce rate than atheists?

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Investigation in progress
Investigation in progress

I’ve been having discussions with atheists lately, and finding out that in the atheist community, a lot of false beliefs persist because they (as a group) insulate themselves from rational inquiry. Basically, one of them says something that makes Christians look bad, and the rest of them believe it without ever looking into it, or even listening to a critical point of view. Anything that makes Christians look stupid and/or evil is believed without question.

It’s not just the big lies like “the universe is eternal”, “Jesus never existed”, “unborn babies aren’t human beings”, “the multiverse explains away the cosmic fine-tuning”, “the origin of life is a solved problem: aliens seeded the Earth with life”, “the Cambrian explosion occurred over tens of millions of years”, “moral realism is perfectly rational in an accidental universe where humans evolved randomly”, etc.. Sometimes, it’s just ordinary stuff like divorce rates between Christians and atheists.

I thought I would re-post this USA Today article from 2011 about that.

Excerpt:

It’s been proclaimed from pulpits and blogs for years — Christians divorce as much as everyone else in America.

But some scholars and family activists are questioning the oft-cited statistics, saying Christians who attend church regularly are more likely to remain wed.

“It’s a useful myth,” said Bradley Wright, a University of Connecticut sociologist who recently wrote “Christians Are Hate-Filled Hypocrites … and Other Lies You’ve Been Told.”

“Because if a pastor wants to preach about how Christians should take their marriages more seriously, he or she can trot out this statistic to get them to listen to him or her.”

The various findings on religion and divorce hinge on what kind of Christians are being discussed.

Wright combed through the General Social Survey, a vast demographic study conducted by the National Opinion Research Center at the University of Chicago, and found that Christians, like adherents of other religions, have a divorce rate of about 42%. The rate among religiously unaffiliated Americans is 50%.

When Wright examined the statistics on evangelicals, he found worship attendance has a big influence on the numbers. Six in 10 evangelicals who never attend had been divorced or separated, compared to just 38% of weekly attendees.

[…]Brad Wilcox, director of the National Marriage Project at the University of Virginia, agrees there’s been some confusion.

“You do hear, both in Christian and non-Christian circles, that Christians are no different from anyone else when it comes to divorce and that is not true if you are focusing on Christians who are regular church attendees,” he said.

Wilcox’s analysis of the National Survey of Families and Households has found that Americans who attend religious services several times a month were about 35% less likely to divorce than those with no religious affiliation.

Nominal conservative Protestants, on the other hand, were 20% more likely to divorce than the religiously unaffiliated.

“There’s something about being a nominal ‘Christian’ that is linked to a lot of negative outcomes when it comes to family life,” Wilcox said.

So, please do bookmark this information for the next time you hear an atheist make this argument. Obviously, you can’t expect people who are not serious about their religion to be bound by the moral duties imposed by that religion. People who attend church regularly are probably more serious about their religion, and also probably more informed about what their holy book says. If their holy book is the Bible, then there are very few options for divorce.

An article from Focus on the Family by Amy Tracy explains when divorce is allowed according to the Bible.

God is very clear, however, that He hates divorce (Malachi 2:16). He also says, “So they are no longer two, but one. Therefore what God has joined together, let man not separate” (Matthew 19:6). According to the New Testament, there are two justifications for divorce: infidelity (Matthew 5:32) and desertion (1 Corinthians 7:15).

So divorce is not something a Bible believing Christian can do for frivolous reasons, unless he wants to be in rebellion against God. Not everyone who claims to be a Christian is a Christian. But if you take the time to evaluate someone and make sure they are really a Christian, then it will greatly reduce the risk of no-fault divorce.

The future of marriage in the church

We’re probably not going to keep our low divorce rate unless we start to get serious about learning how to discuss moral issues practically, using evidence. Take premarital sex as an example. I’ve never been in a church where they explained the hormones that are released during sex that cause you to bond to the person you’re having sex with. You would have to look in books or listen to lectures in order to understand the problem with having sex with someone you are not committed to – how it causes you to hold back your emotions for fear of a break-up. The church doesn’t have much to say about the social effects of single motherhood by choice or the effects of gay parenting on children. Nor do they have any positive vision to offer men about how they can serve God by marrying carefully. Now is probably a good time to start thinking deeply about how to have a good relationship, how to have a good marriage, how to raise children who will make a difference.