Tag Archives: Wealth Redistribution

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House health care bill provides health care for illegal immigrants with taxpayer money

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Robert Rector does the analysis here at the Heritage Foundation. (H/T National Review via ECM)

Here’s the abstract:

H.R. 3962 would deliberately permit illegal aliens to participate in the government health insurance exchange and in the public option insurance program. It would nominally bar them from receiving health care “affordability credits” and most regular Medicaid benefits, but verification procedures are weak and subject to fraud. Moreover, any limitations on benefits provided to illegal immigrants under the House bill are deceptive. The Presi­dent and the congressional leadership clearly intend that these limits will be only temporary, to be overturned by amnesty or “comprehensive immigration reform” legisla­tion that will be introduced next spring.

And here are the main points:

The health care bill recently passed by the U.S. House of Representatives (H.R. 3962) clearly and directly contradicts the President’s declarations and promises. Under H.R. 3962:

  • Illegal immigrants are clearly permitted to purchase health insurance under the government health insurance exchange created by the bill.
  • Illegal immigrants are permitted to receive cover age under the “public health insurance option” created in the bill.
  • Illegal immigrants are ostensibly barred from receiving taxpayer-funded “affordability credits” to subsidize their health care, but the verification procedures used to determine the legal status of those who receive credits are weak and subject to fraud.
  • The bill expands the Medicaid program. Illegal immigrants are nominally barred from receiving most Medicaid services, but the verification procedures used to determine the legal status of those who receive credits are also weak and sub ject to fraud.
  • All illegal immigrant women who do not have private health insurance and who give birth inside the United States will have the full cost of childbirth paid by the U.S. taxpayers. There will be no effort to have the mother repay any of the cost. Given the fact that nearly 400,000 children are born inside the U.S. each year to illegal immigrant women, these costs could be quite large.
  • The bill will provide tax credits to small businesses to subsidize the purchase of health insurance for illegal immigrant employees. Under H.R. 3962, small businesses will be given tax credits to encourage them to purchase health coverage for employees; because firms are not required to verify the legal status of subsidized employees, both legal and illegal employees will receive taxpayer support.
  • Illegal immigrants will continue to receive so-called emergency medical services under the Medicaid program.

The full research paper, with references, is here.

BONUS: The Senate bill includes a monthly abortion premium for all enrollees in the government-run health plan.

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Former NIH director says that health care bill is an attack on patient choice

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Story here at Hot Air. (Via Confederate Yankee via ECM)

Here’s the ex-NIH Director:

Dr. Bernardine Healy ran the National Institute of Health has a rather daunting resumé on health care issues.  She became the first woman to run the National Institute of Health in 1991, has served on two Presidential Council of Advisers on Science and Technology, and served as President of the Red Cross.

And here are her comments in US News:

The bill takes all sorts of choices out of patients’ and doctors’ hands. Even mammograms and prostate-specific antigen (PSA) tests would be similarly restricted by the government for millions of people, and they actually serve as better examples of what happens more broadly to personal medical decision making in the new system.

[…]As the pioneering prostate cancer surgeon Patrick Walsh of Johns Hopkins points out, a European randomized trial showed that PSAs saved lives. In the United States, there has been a 40 percent reduction in prostate cancer deaths since testing began in the early 1990s. Yet prostate screening arouses many of the same concerns as does breast cancer screening: too many follow-on studies, too many biopsies, and surgery on slow-growing tumors that may never have harmed the patient. The government task force claims that there’s insufficient evidence to make a recommendation for routine screening of men younger than 75 and is firmly against screening in men older than that. The American Urological Association’s position is the polar opposite: Baseline PSAs should be offered to men at age 40, and the frequency of subsequent testing should be determined by doctor and patient choice.

Ed Morrissey adds:

Prostate-specific antigen (PSA) tests help catch prostate cancer early. The American Urological Association wants men screened with the test beginning at age 40 to catch the problem at its earliest stages.

[…]The government board wants to move away from what it sees as excessive testing, claiming that it will reduce unnecessary stress and anxiety in patients. It’s no small coincidence that it will also save the government money — and in the case of PSAs, it will save money directly if Medicare refuses to pay for PSA tests until age 75, rather than retirement age.

Right now, the US leads the world in catching, treating, and curing prostate cancer. Britain, which has a single-payer system that rations care, has one of the lowest ratings in the world. That’s not a coincidence.

He who pays the piper calls the tune. If we want to keep patient choice, then we have to pay for our own care. If we allow the government to absorb our choices in the name of “fairness,” expect the USPSTF and other government panels to ration these tests and reduce our chances of surviving these cancers.

Previously, I wrote about a Stanford University professor’s survey of health care systems around the world, in which he compared American health care to single-payer systems, favored by those on the left. In Canada, there is a 184% increase in prostate cancer mortality rates, compared with American mortality rates for prostate cancer. That’s what we’re headed for if the public option passes.

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MUST READ: How Nancy Pelosi plans to bankrupt private medical insurers

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Story here at Director Blue. (H/T Fausta’s Blog via ECM)

Here’s section 2714 of the health care reform bill.

(a) In General- Each health insurance issuer that offers health insurance coverage in the small or large group market shall provide that for any plan year in which the coverage has a medical loss ratio below a level specified by the Secretary (but not less than 85 percent), the issuer shall provide in a manner specified by the Secretary for rebates to enrollees of the amount by which the issuer’s medical loss ratio is less than the level so specified.

Unless I am mistaken, this means that medical insurers will be forced to pay out 85% of premiums collected as either losses (claims) or as rebates to customers.

So, private medical insurers will only be able to use 15% of all premium collected for operating expenses, such as salaries, rate dvelopment, claims processing, etc. But is 15% of income from premiums enough to keep a business afloat?

Director Blue writes:

Why would a loss ratio that permits only a 15% administrative margin for insurers cause companies to fail? Consider that the administrative expenses include collecting premiums; processing and paying claims; monitoring patient care; staffing customer service functions; paying costs to state and federal regulators; paying sales agents; and general overhead (rent, power, heat, light); etc.

I repeat: No company has ever survived with a loss ratio approaching 85%.

What are we to make of Obama’s claim that we could keep our health plan if we liked it, in light of this new evidence? If what Director Blue has argued is true, you will be depending on the federal government for health care. You will have no choice. And whatever they tell you to do, you will do it. They will be the sole provider of health care for you  and your family. This is how liberty dies – to thunderous applause.

What the Democrat’s health care bill means to you

Director Blue also has a post up about what the Democrat health care bill means to you, in 90 seconds.

Excerpt:

The CBO now estimates health bill spending at $3 trillion over 10 years. Since the CBO historically underestimates expenses, assume massive new deficits for a country that can ill afford them.

You’ll be required to buy a ‘qualified’ health plan. A family earning $102K a year will pay $1,700 a month in premium and out-of-pocket expenses. ‘Willful’ failure to buy a plan will result in a fine of up to $250,000 and ‘imprisonment of up to five years’. Illegal immigrants are exempt from fines and imprisonment.

Every business in America must provide a ‘qualified plan’ for employees and pay 72.5% of the cost. Failure to do so results in an 8% payroll tax.

Read the rest. I would think that some people who worked for medical insurers voted for Obama. Actually, one of the strongest Democrats I know actually left our company recently to go work for a medical insurer. He said that health care was a safe industry during a recession. He’s going to learn the importance of studying economics if this bill passes.

How the Democrats got endorsements from the AMA and AARP

One last thing. ECM also sent me this article on how the Democrats were able to get endorsements from the AMA and the AARP.