Tag Archives: Surcharge

Pro-life family wins case to avoid paying Obamacare surcharge on health insurance

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Scheming Unborn Baby scheming about becoming an ADF lawyer

Great news from Life News.

Excerpt:

A pro-life leader and his family who lost their health plan due to Obamacare filed suit in federal court this year. The family was suing because they were being forced on to the state’s health insurance exchange, which only offers plans that require them to pay for other people’s abortions.

Barth and Abbie Bracy had insurance through a private insurer, but Obamacare forced the insurer to cancel the policy effective later this year. Forced on to the Obamacare exchange, the Bracys were left only with plans that include a mandatory surcharge used to fund the elective abortions of others. Ironically, Barth Bracy is executive director of The Rhode Island State Right to Life Committee and has warned people of exactly the problems his family is now facing.

The lawsuit also challenged secrecy clauses within Obamacare which forbid Americans from being told prior to enrollment whether the plans they would purchase on an exchange will include abortion coverage. The clauses also forbid Americans from being told how much of the premium is a federally mandated abortion surcharge that pays for other people’s elective abortions.

Now, their attorneys, Alliance Defending Freedom, have informed LifeNews that the Bracy family won’t be forced to pay Obamacare’s abortion surcharge.

Alliance Defending Freedom attorneys voluntarily dismissed their lawsuit against federal and state officials Wednesday after the addition of Obamacare plan options that, for the first time in Connecticut, will not require participants to pay for others’ elective abortions. Despite the Connecticut change, many American families are still being forced to pay hidden abortion surcharges.

“Americans should not have to pay a special fee for other people’s abortions in order to take care of their own family’s health,” said ADF Senior Counsel Casey Mattox. “The Bracy family has experienced first-hand the kind of deception that was used to pass and that continues to pervade this law. While we are pleased that Connecticut families will now have a choice to avoid paying this abortion surcharge, it is a shame that other families won’t have that choice, and that most Americans don’t even know that they must pay this secret fee.”

Federal law forbids taxpayer subsidies for elective abortions; however, the Affordable Care Act requires every exchange plan that includes abortion to collect a separate fee that is used exclusively to pay for abortions. The ACA further forbids disclosure of the abortion surcharge to customers.

So it’s not just this family that won the case – it’s the whole state!!! I think this is just amazingly awesome. We need more people like this to take on the government, and thank God the ADF is there to defend them. We need more Christian lawyers who are willing to take cases like this.

Why Obama’s public option health care plan is a bad deal for young adults

This podcast explains how Obama’s health care reform bill would require young people to buy insurance, while simultaneously preventing medical insurers from reducing their premium amounts in accordance with the lower health risks of young people.

The MP3 file is here.

The guest being interviewed is Aaron Yelowitz.

Bio excerpt:

  • Ph.D., Massachusetts Institute of Technology, Economics, 1994.
  • B.A., High Honors, University of California, Santa Barbara, Business Economics, 1990.
  • Department of Economics, University of Kentucky, Associate Professor, July 1, 2001-present.
  • Associate Editor, Journal of Public Economics, January 2004-present.

And you can read the paper that is being discussed in the podcast.

Excerpt from the abstract:

One of the most interesting questions about the health care overhaul now moving through Congress is how it would affect young adults. That legislation would force most or all Americans to purchase health insurance (an “individual mandate”) and would impose price controls on health insurance (“community rating”) that would limit insurers’ ability to offer lower premiums to low-risk enrollees.

Those provisions would drive premiums down for 55-year-olds but would drive them up for 25-year-olds—who are then implicitly subsidizing older adults. According to the Urban Institute, many young people could see their premiums double, whereas premiums for older adults could be cut in half.

[…]The irony is that Barack Obama won the presidency with 66 percent of the vote among adults aged 18 to 29. That’s a larger share than any presidential candidate has won in decades. Yet his health care overhaul could impose its greatest burdens on young adults.

This reminds me of young unmarried women voting overwhelmingly against marriage and family by electing big government socialists like Obama. This is not to even mention the 10.2% unemployment rate, which is worse for younger workers, as well as the massive national debt that will have to be paid for by young people. Why is that young people are so ignorant of economics that they vote against their own best interests?

Note: The Obama health care plan is also a bad deal for elderly patients on Medicare, since he is cutting 500 billion dollars from Medicare.

Understanding the real effects of the Democrat health care reform bill

Story from the Wall Street Journal. (H/T ECM)

Excerpt:

The Congressional Budget Office figures the House program will cost $1.055 trillion over a decade, which while far above the $829 billion net cost that

[…]All this is particularly reckless given the unfunded liabilities of Medicare—now north of $37 trillion over 75 years.

[…]As for Medicaid, the House will expand eligibility to everyone below 150% of the poverty level, meaning that some 15 million new people will be added to the rolls as private insurance gets crowded out at a cost of $425 billion. A decade from now more than a quarter of the population will be on a program originally intended for poor women, children and the disabled.

[…]All told, the House favors $572 billion in new taxes, mostly by imposing a 5.4-percentage-point “surcharge” on joint filers earning over $1 million, $500,000 for singles. This tax will raise the top marginal rate to 45% in 2011 from 39.6% when the Bush tax cuts expire—not counting state income taxes and the phase-out of certain deductions and exemptions. The burden will mostly fall on the small businesses that have organized as Subchapter S or limited liability corporations, since the truly wealthy won’t have any difficulty sheltering their incomes.

This surtax could hit ever more earners because, like the alternative minimum tax, it isn’t indexed for inflation. Yet it still won’t be nearly enough. Even if Congress had confiscated 100% of the taxable income of people earning over $500,000 in the boom year of 2006, it would have only raised $1.3 trillion. When Democrats end up soaking the middle class, perhaps via the European-style value-added tax that Mrs. Pelosi has endorsed, they’ll claim the deficits that they created made them do it.

Under another new tax, businesses would have to surrender 8% of their payroll to government if they don’t offer insurance or pay at least 72.5% of their workers’ premiums, which eat into wages. Such “play or pay” taxes always become “pay or pay” and will rise over time, with severe consequences for hiring, job creation and ultimately growth. While the U.S. already has one of the highest corporate income tax rates in the world, Democrats are on the way to creating a high structural unemployment rate, much as Europe has done by expanding its welfare states.

Meanwhile, a tax equal to 2.5% of adjusted gross income will also be imposed on some 18 million people who CBO expects still won’t buy insurance in 2019. Democrats could make this penalty even higher, but that is politically unacceptable, or they could make the subsidies even higher, but that would expose the (already ludicrous) illusion that ObamaCare will reduce the deficit.

Click here to read the rest of the article. It’s quite comprehensive and yet concise.