Tag Archives: Frugality

Making a difference as a Christian: advice on fundraising, ministry, and missions

Ratio Christi event at Ohio State University featuring Frank Turek
Ratio Christi event at Ohio State University featuring Frank Turek (10/12/2015)

What’s the ideal balance between work and missions? In this post, I will argue against going abroad to do full-time missions.

Do apologetics ministry in your spare time, and work full-time

A full-time job and part-time ministry makes the most sense from a cost-benefit point of view. I have friends who are software engineers who studied enough science, history, and philosophy part-time, who are able to do public debates with atheists, which influence many more people than one-on-one interactions. One of my friends has several Masters degrees, and is in a PhD program, but his full-time career is in software and network management. He is 100% self-funded. He has worked in a successful apologetics career with a full-time career in technology, and he is debt-free. This is the best option . Your debts get paid off. Your resume stays gap-free. You bring a nest egg to your future spouse. You can afford to have children. You can afford a stay-at-home mom. You can afford either homeschooling or private schools, should you decide to go that route.

You have to start saving and investing early if you want to be independent in your old age. With full-time work and part-time ministry, you still make a difference for Christ and His Kingdom over time, while avoiding a financial crisis that could cost you your family, your friends, and even your faith. This is an especially wise way to proceed, given the economic struggles we are likely to face from housing bubbles, student loan bubbles, rising interest rates, entitlement crises, state pension underfunding, environmental regulations, the ever increasing national debt, demographic crisis, etc. Read the culture and be cautious about the future.

Use the Internet to make a difference in other countries for free

One cost-effective way to make a difference is by using the Internet to reach other countries. You can work full-time, and then use your spare time to blog. This blog gets an average of 24,000 page views per week. About 45% of that traffic comes from NON-USA countries. If you keep working full-time and just start a blog for free, then you can maintain your gap-free resume and have a much easier time marrying and raising children.

The university next door is a great place to have an influence

I do think full-time ministry is OK in two cases: if you don’t go abroad, or if you go abroad with a full-time job or full-ride scholarship. My friend Eric Chabot was able to host Frank Turek at Ohio State University last night (see photo above), for example. He got a great crowd. He is donation-driven, but he runs a lean operation since he lives near the campus where he serves. When it comes to having an impact, the American university is the place to make a difference. We have enough trouble in our own country, especially in the universities, where so many young people lose the faith of their childhood – there’s no need to travel and incur heavy expenses.  I think it also makes sense financially to go abroad for missions, if you get a scholarship that pays your way or if you have a job offer where you can work full-time and do missions part-time. What does not make sense is sending an unskilled missionary to a foreign country at the cost of tens of thousands of dollars that could be used much more efficiently in smaller, effective Eric-Chabot-style operations.

Your feelings and desires are not God speaking to you

Now some people who want to go into overseas missions will tell me that they feel led to go. This method of decision making is not Biblical, as I explained in one of my previous posts. If you believe the Bible, then feelings are a pretty poor way of determining what God wants from you. In fact, left to themselves, humans typically choose what feels best for them, not what does best for God. If God really calls you to do something, like he called Jonah, then you probably won’t feel like doing it. Missionary work is especially suspect when God is supposedly calling you to go to a country that you always dreamed of traveling to while you were a non-Christian. Normally, conversion causes you to have different desires – not the same desires you had as a non-Christian. Unless you hear an audible voice, like an Old Testament prophet would, then it’s best not to think that God is speaking through your feelings and desires. A good book to read on this is “Decision Making and the Will of God“, by Garry Friesen.

Don’t go into missions in order to have fun or go on an adventure

I am suspicious of people who try to turn Christianity into a mechanism for achieving the same goals that non-Christians want to achieve. These days, it seems as if everyone wants to travel to exotic places. If there is evidence of hedonistic, fun-pursuing, thrill-seeking behavior in your past, then consider that you may just want an “adventure”. I have a friend who went to Russia for a year just after graduating college, and she admitted to me that she just went “to have an adventure”. To me, that’s not a good reason to spend thousands of dollars, and put gaps in your resume. It’s not a cost-effective way to make a difference, given the other alternatives. Your goal should be to make yourself defensible so that you can put out a sustained effort that lasts, not burn out and then be ineffective for the rest of your life. Think about what J. Warner Wallace says about living wisely and prudently so you position yourself to make a steady contribution in the second half of your life. Don’t wreck your long-term impact for short-term fun. God will not honor that.

Don’t go into missions to make up for an immoral past

Anyway, if you look in your past and see lots of wild behavior – drinking, drugs, premarital sex, cohabitation, abortions, gambling, divorces, etc., then consider that you may be interested in missions for the wrong reasons. You don’t need to go on a missions trip to dramatically declare to everyone that you are now completely reformed from your wild party days. I actually managed to talk a friend out of a short-term missions trip who felt that it was a good way to do something meaningful to “make up” for her past. By being responsible with her job and saving money, she’s managed to avoid burning out, and to instead put out a steady stream of effective activities. And she was financially stable enough to get married and have children, as well – another excellent way to make a difference.

Do not go into missions if your resume and balance sheet do not demonstrate maturity

We already talked about the need for sound planning in the Bible study we did with Wayne Grudem.  The Bible praises hard work, stewardship, prudence and wisdom. And this is especially true for people who are getting older and need to be thinking about marriage, children and retirement. It’s not a good witness for Christians to be financially unstable. When you are able to stand on your own two feet financially, and help others from your earnings, you gain credibility with non-Christians. We don’t want people to think that we are doing this for the money. The best option is to be self-funded, like Paul and his tent-making-funded ministry.

By the way, if you’d like to read a related post by Eric Chabot, this one is a good one.

Wayne Grudem explains what the Bible says about spending, saving and charity

Theology that hits the spot
Theology that hits the spot

A practical lecture on money – spending, saving, charitable giving – from famous pastor Wayne Grudem.

If you’re like me and you struggle with Bible study and church sermons unless you get something practical out of it, then these Bible studies are for you. You’ll like the way that Grudem navigates the Bible finding the passages that tell you who God is, so that you can make better decisions by analyzing alternatives and choosing the one that gives your Boss a maximum return on investment.

The MP3 file is here.

The PDF outline is here.

Spending:

  • Christianity does not teach asceticism (= don’t enjoy anything in this world), Paul condemns it in 1 Timothy 4:1-5
  • When you buy nice things, even if it is a little more expensive, it’s an opportunity to be thankful for nice things that God has provided
  • Even being rich is OK, but don’t let it make you haughty and arrogant, and don’t set your hopes on your money (see 1 Tim 6:17)
  • It is important for you to earn money, and you are supposed to use it to support yourself and be independent
  • It is possible to overspend and live recklessly (Luke 15:13) and it’s also possible to overspend and live too luxuriously
  • Increasing your income through career progression is wise, because it allows you to give away more and save more
  • God gives us freedom to decide how much we spend, how much we give away, and how much we save
  • every choice a Christian makes with money will give him or her more or less reward in his or her afterlife
  • Do not spend more than you have – you should make every effort to get out of debt as quickly as possible

Saving:

  • Saving money is wise so you can help yourself and others, and have money in your old age when you will not be working
  • If you do not save your own money, you end up being dependent on others (e.g. – family or taxpayers)
  • Not saving money for the future is a way of “putting God to the test” (Matt 4:7)
  • You are to “be dependent on no one”, to the extent that you can (1 Thes 4:12)
  • We don’t know the future, that’s why we should prepare for an emergency, and buy insurance to guard (James 4:13-17)
  • It’s right for us to learn how to save to be able to buy bigger assets, like a car or a college education
  • Saving and investing in stocks and bonds lets people in business start and grow companies, creating jobs and new products
  • Don’t over-save, trusting too much in money more than you trust in God (Ps 62.10; Matt 6:19,24; Luke 12:15-21)

Giving:

  • it is required for the people of God to give something out of what they earn, but no percentage is specified (Deut 26:12-13)
  • you do not give money to become right with God, you can’t earn your salvation
  • a Christian gives to show God that you trust him to take care of you, and to experience trusting him through your giving
  • the quality of your resurrection life with God is affected by giving you do for the Kingdom (Phil 4, Matt 6:19-21; 1 Tim 6:18-19)
  • when you get involved in the lives of others and give to them, you have the joy of experiencing caring for others (Acts 20:35)
  • it’s possible to give too little, but it’s also possible to give too much – be careful about pride creeping in as well

The first part of this lecture made me think of my treat for the week, which is to go to an Indian buffet on Wednesdays, if I can. It costs $10, which is more than my usual $3.50 for a frozen meal for lunch and another $3.50 for a frozen meal for dinner. Spending a little more on a yummy plate of my favorite food makes it easy for me to remember to say grace, which is what Grudem said about spending making you thankful.

Theology that hits the spot
My weekly treat causes me to be VERY thankful

I was so happy listening to this talk because he was condemning bad stewardship, which I see in a lot of young people these days. I was happy until he got to the part about trusting in your savings for your security, and then I thought – that’s what I do wrong! I save a lot but it’s not just for emergencies and to share with others, like he was saying – I want a sense of security. This was more of a temptation in my 20s than it is now in my 30s, though.

Ironically, I woke up Wednesday morning and was singing this song in the shower:

It’s a song about being wanting to be righteous, and yet being unable to attain it on your own. I must think that being justified by faith in Jesus is more important than money, because I never wake up singing about the security I get from my savings. Still, I consider myself warned.

I can remember being in my first full-time job as a newly hired junior programmer when the 2001 recession struck. I would cry while signing checks to support William Lane Craig’s Reasonable Faith ministry, because I was so scared. I had no family or friends where I lived to help me if anything went wrong, and that’s been the story of my working life. If anything goes wrong, there is no backup. But it’s that experience of crying when I gave that allows me to say today “that’s when I became the man I am, that’s what a man does when he is a follower of Jesus”. If you are not doing the actions of charity, then you will not having the experience of trusting God and letting him lead you. There is more to the Christian life than just saying the right things – you have to do the right things.

If you’re scared about giving when you are young, then do what I did in my 20s: work 70-hour weeks, get promoted often, and save everything you earn. I volunteered every Saturday for 9 months in order to get my first white-collar part-time job when I was still in high-school. The faster you increase your savings, the easier it’s going to be to take a genuine interest in caring for the people around you. Read Phil 1 (fellowship), Phil 2 (concern for others), and Phil 4 (charity). Turn off your emotions and desires, and put Philippians into practice. Note that your freedom to give is very much tied to the quality of your decisions of what to study, where to work, how much you spend on entertainment, and so on. That’s why you need to turn off your feelings and desires and do what works, even it it’s not fun, and even if it involves responsibilities and obligations.

J. Warner Wallace: practical advice on becoming an effective one-dollar apologist

As promised, below is my summary of J. Warner Wallace’s most recent Please Convince Me podcast, and my comments.

Details:

J. Warner continues examining the Christian life in light of God’s desire for all of us to become Christian Case Makers. Jim reads listener email highlighting some of the typical frustrations involved in starting an apologetics ministry and then provides a template to help you become the Case Maker you’ve always wanted to be. Jim also answers the question: Why Didn’t Jesus Reveal Scientific Facts to Demonstrate His Deity?

You can grab the MP3 file here.

This episode is probably one of the best episodes of the Please Convince Me podcast I’ve ever heard, because it’s practical. I like listening to the cold-case detective talk about practical things.

Summary:

  • e-mail from someone trying to start an apologetics ministry for college students and facing difficulties
  • the challenge of getting Christians to take an evidential approach to their faith
  • tips for getting Christians exposed to apologetics materials
  • there are a lot of Christians who are making a daily contribution to apologetics even with a full-time job
  • Wallace himself started his apologetics ministry while working full-time
  • Wallace, as an atheist, was initially skeptical of religion because he thought it was too focused on money
  • His plan as an apologist was to take money right out of it – do it for free, and  be self-funded
  • 1 Cor 9: “But I have made no use of any of these rights, nor am I writing these things to secure any such provision.”
  • People in ministry deserve to be supported, but Paul dispensed with that right to raise support for his ministry
  • Paul self-financed his ministry in order to avoid all appearance of doing his ministry for financial gain
  • Similarly, Wallace’s goal of being self-financed was to avoid the appearance of doing ministry for money
  • If you plan your life carefully enough in the first half, you’ll have the money you need to do ministry in the second half
  • Wallace wanted the liberty to pursue things without any financial need, and he achieved this by working full-time
  • The problem with money is that it often causes us to not cooperate well with other people
  • Ministries and churches sometimes avoid working with other people, like scholars and apologists
  • They do this because they are afraid of losing their own people to these scholars and apologists
  • Wallace wants to get the money out of it and be able to serve anyone with a need
  • Wallace: you need to work hard in the first half of life, in order to have freedom to serve in the second half
  • First area: financial preparation – you need to escape financial needs so that it doesn’t restrict your passion
  • Wallace married well, to a woman who was a good saver, very frugal, and not materialistic – he saved 30% of his income
  • Second area: need to prepare yourself educationally for being able to teach apologetics materially
  • That doesn’t always mean doing the MA in apologetics, but you do have master the material – continuous learning
  • Third area: try to focus on the parts of your career that might have some connection to apologetics
  • You want to have experiences in your work where you learn something that can be used in your ministry
  • Wallace actually made career choices to focus on evidence, case-making and teaching
  • It’s hard because men are naturally competitive – we focus on promotions, money and consumer goods
  • It’s not always the right move in your career to get promoted if it takes you away from skills related to apologetics
  • Christian apologists need to not neglect to develop leadership skills and to develop influence
  • He recommends a book called “Platform” by Michael Hyatt, which Doug Groothuis also recommended to me
  • If you are financially independent, then if an unpaid opportunity arises, you have the freedom to take it
  • You can volunteer for positions that you want to have, instead having to take what pays
  • Wallace writes for Breakpoint, and he is able to dispense with the 1000-word limit that gets a fee
  • Money opens up the danger of corruption, so it’s another reason to just take it out of the picture
  • You can be very effective in your apologetics ministry while still working full-time
  • The second half is a good time to have even more freedom because your kids are grown up
  • A good wife can really help you if she is picking up the slack so that you can work on your ministry
  • Jane Pantig works for Ratio Christi, an organization that promotes apologetics on campus
  • Jane’s model: she is in full-time ministry, with a BS in biology and an MA in apologetics (Biola)
  • Jane is able to get many high-quality speakers to speak for free/cheap at San Jose State University

The rest of the podcast deals a question that was asked at the San Jose State University event that Wallace did for Ratio Christi. I blogged about it this morning. I  laughed my butt off while listening to that podcast, starting at around 62:50 and on. It’s pretty funny when he does the role-pay between Jesus and the people listening to him.

My comments:

The reason I wanted to post this is because I think that a lot of people feel obligated to quit their jobs and raise support because they think that you have to do apologetics full time. It’s not true. Wallace explains that he worked as a cold-case detective until just recently when he took his pension. His pension is now underwriting his ministry. Similarly with me, I work a full-time job and run the blog out of my income. In addition, I probably donate a few thousand dollars each year to people who are organizing apologetics lectures, debates and conferences – events featuring speakers I like best.

This blog gets about 1 million page views per year, depending on the year (election years are better), so that’s not an insignificant impact. In addition, I meet a lot of young Christians in university in different countries who want advice or mentoring, so I spend a few hours here and there mentoring them, and sometimes sending them rewards (books) for doing difficult degrees at good universities and getting good grades. My full-time job helps me to do all of these things. And before I could have a full-time job in information technology, I had to put in the time and effort to get the Bachelor and Masters degree in computer science.

So I think that Christian men especially need to be thinking about how much the apologetics enterprise of a one-dollar apologist relies on money. We really need to be thinking about that early on, in high school, and choosing to study hard things and to do well in those hard subjects. The higher-paying jobs that are more secure tend to be in fields like science, math, technology and engineering. We need to be thinking of doing these courses in high school – especially the men, but also the women – in order to be able to pay for our apologetics ministry. In addition, my decision to not marry (unless I meet a woman who can support me in my plan) gives me even more freedom to work on my ministry while working full time.

I fully approve of what Wallace said about self-financing your apologetics ministry – and supporting other apologetics ministries – in order to avoid all appearance of self-interest. In fact, I have long admired Wallace for his intentional, practical way of doing his ministry. He doesn’t take donations, and he gives away tons of materials for free. I like that.