Tag Archives: Health-care

Commentary

Why do some people oppose Obamacare? What does Obamacare do?

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Investors Business Daily explains what you should know about Obamacare.

Excerpt:

Despite repeated promises that the more we knew about ObamaCare, the more we’d like it, the law has never been less popular. Just 38% now approve of it, down from 46% when it passed in March 2010, according to the latest Kaiser Family Foundation survey.

But unless voters defeat Obama on Tuesday, they’ll never get rid of his disastrous “reform.” Even before ObamaCare takes full effect, its damage is evident.

Insurance premiums, which Obama promised to slash $2,500 by the end of his first term, have climbed 14% since the law went into effect. Nearly six in 10 doctors say ObamaCare has made them less positive about the future of health care in America, and almost two-thirds say they’d retire today if they could, according to a Physicians Foundation survey.

Businesses are holding back on hiring, or are shifting workers to part time because of ObamaCare’s looming coverage mandate. Darden Restaurants, for example, has stopped offering full-time schedules at several of its popular eateries “to help us address the cost implications of health care reform.”

This is only one of the horrors ObamaCare will unleash if fully implemented in 2014. Among others:

  • ObamaCare will force as many as 20 million workers into government-run insurance exchanges after their employers drop coverage, according to the Congressional Budget Office.
  • More companies will follow Darden’s example, refusing to schedule workers more than 30 hours wherever they can to avoid the coverage mandate.
  • Insurance costs will explode. Even ObamaCare’s fans admit that its benefit mandates, marketplace rules and bans on coverage caps will force premiums to skyrocket. Jonathan Gruber, who helped design ObamaCare, says the law will add 30% to premiums in the individual market in the states he’s studied.
  • Doctor shortages will reach 90,000 in about a decade, according to the Association of American Medical Colleges.
  • Seniors will find it increasingly difficult to get treatments, as ObamaCare’s deep Medicare payment cuts cause one in six hospitals to become unprofitable and still more doctors to refuse to see Medicare patients.
  • Even when a patient does get to see a doctor, ObamaCare will intrude, using the law’s “Patient-Centered Outcomes Research Institute” to create top-down rules for what doctors can prescribe for any given ailment.
  • ObamaCare’s vast new taxes — including a crippling $20 billion surtax on the medical device industry and a $123 billion surtax on investors — will slow down medical innovation.
  • And when these and dozens of other new taxes fail to cover ObamaCare’s massive 10-year $1.76 trillion price tag, everyone will suffer a bigger tax bite.

Not to mention the fact that ObamaCare will, for the first time in our nation’s history, force people to buy a government-approved product, setting a frightening new precedent for federal intrusiveness.

Here are a few articles that I have been using lately to inform people about the problems with Obamacare:

It’s important to understand that people who oppose this law don’t oppose because we are just being contrary. Obama’s health care plan has the goal of destroying private medicine and putting everyone into a single-payer system like Canada’s. It’s not good for us to be waiting in line for MRIs for months and months, or even years and years. NO.

Today is our last chance to vote against this heinous law that will reduce the supply of doctors, drugs, medical devices and health care, while raising the costs of health care. I beg you to get out there and vote against Obama’s health care monstrosity. And if you have already voted, then get on your knees and pray that Obama loses this election.

News

The full list of Obamacare tax hikes in order from largest to smallest

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From Americans for Tax Reform.

Here are two on the list that would affect me personally:

$65 Billion: Individual Mandate Excise Tax and Employer Mandate Tax (Both taxes take effect Jan. 2014):

Individual: Anyone not buying “qualifying” health insurance as defined by Obama-appointed HHS bureaucrats must pay an income surtax according to the higher of the following

1 Adult 2 Adults 3+ Adults
2014 1% AGI/$95 1% AGI/$190 1% AGI/$285
2015 2% AGI/$325 2% AGI/$650 2% AGI/$975
2016 + 2.5% AGI/$695 2.5% AGI/$1390 2.5% AGI/$2085
Exemptions for religious objectors, undocumented immigrants, prisoners, those earning less than the poverty line, members of Indian tribes, and hardship cases (determined by HHS). Bill: PPACA; Page: 317-337

Employer: If an employer does not offer health coverage, and at least one employee qualifies for a health tax credit, the employer must pay an additional non-deductible tax of $2000 for all full-time employees.  Applies to all employers with 50 or more employees. If any employee actually receives coverage through the exchange, the penalty on the employer for that employee rises to $3000. If the employer requires a waiting period to enroll in coverage of 30-60 days, there is a $400 tax per employee ($600 if the period is 60 days or longer). Bill: PPACA; Page: 345-346

(Combined score of individual and employer mandate tax penalty: $65 billion)

$60.1 Billion: Tax on Health Insurers (Takes effect Jan. 2014): Annual tax on the industry imposed relative to health insurance premiums collected that year.  Phases in gradually until 2018.  Fully-imposed on firms with $50 million in profits. Bill: PPACA; Page: 1,986-1,993

I just got the note from my employer today that all our health care plans are more expensive next year. Because of Obamacare.

When you tax employers and health insurers, the cost of health insurance goes UP. That’s why health insurance premiums are up $3000 since Obama took office. We know this, people. Don’t re-elect someone who lowers your take home pay, puts your job in jeopardy, raises the costs of health care and decreases the quality of health care.

Here are a few articles that I have been using lately to inform people about the problems with Obamacare:

It’s important to understand that people who oppose this law don’t oppose because we are just being contrary. Obama’s health care plan has the goal of destroying private medicine and putting everyone into a single-payer system like Canada’s. It’s not good for us to be waiting in line for MRIs for months and months, or even years and years. NO.

News

An overlooked issue in the 2012 election: conscience rights

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I found this post on Well Spent Journey. The author is a future physician.

He writes:

This issue is sometimes overlooked, but it goes hand-in-hand with abortion. As a future physician, it affects me personally.

[…]Only a month after taking office, President Obama announced that he would be rescinding HHS regulations protecting the conscience rights of healthcare workers:

“[Specific publicly-funded entities may not] discriminate in the employment, promotion, or termination of employment of any physician or other health care personnel because he performed or assisted in the performance of a lawful sterilization procedure or abortion, because he refused to perform or assist in the performance of such a procedure or abortion on the grounds that his performance or assistance in the performance of the procedure or abortion would be contrary to his religious beliefs or moral convictions, or because of his religious beliefs or moral convictions respecting sterilization procedures or abortions…” 

In April 2009, these rules were officially eliminated. Then, in 2011, the administration approved the now-infamous HHS contraception mandate, requiring employer-provided insurance plans to cover birth control and early-term abortion drugs…regardless of the provider’s religious objections. (As an aside, I highly recommend R.J. Snell’s article,“The Contraception Mandate and Secular Discourse”.)

Other recent attacks have centered around the Weldon Amendment (2004), which prohibits federally funded agencies from discriminating against health care providers who refuse to provide, pay for, provide coverage for, or refer for abortions.

Additionally, a 2009 online survey of 2,865 faith-based healthcare professionals found that:

  • 39% of faith-based healthcare professionals have “experienced pressure from or discrimination by faculty or administrators based on [their] moral, ethical, or religious beliefs.”
  • 20% of faith-based medical students say they are “not pursuing a career in Obstetrics or Gynecology” because of perceived discrimination and coercion in that field.
  • 12% of faith-based healthcare professionals have “been pressured to perform a procedure to which [they] had moral, ethical, or religious objections.”
  • 91% of faith-based physicians agreed with the statement, “I would rather stop practicing medicine altogether than be forced to violate my conscience.”

So aside from the clear injustice of legalized abortion, my interest in this election is based on a desire to learn and practice medicine without being pressured to violate my moral convictions. Not to belittle the importance of other social, economic, and foreign policy issues, but these will be my overriding concerns in the ballot box.

Religious liberty is one the things that I care about the most, and I’m particularly concerned about Obama’s attacks on conscience rights for medical professionals. He’s shown that he has no respect for Christians with his HHS mandate. If he gets re-elected he will no reason to spare us worse things.

I found this post from Well Spent Journey on J.W. Wartick’s round-up of pre-election posts for Christian voters. Lots of great stuff in that round-up.