Tag Archives: Medical Insurance

News

MUST-READ: How government-run health care leads to euthanasia

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I have been writing a lot of posts in the last few months about the pitfalls of government-run health care in Canada’s single-payer system, and in the National Health Service in Britain. Some people may wonder whether comparisons can be made between these systems and Obama’s government-run medical insurance idea.

Consider the words of bioethicist Wesley J. Smith: (H/T ECM)

The UK’s National Institute for Health and Clinical Excellence–the Orwellian-named NICE–is the template promoted by Obamacare’s primary non government pusher, Former Senator Tom Daschle, called by the New York Times to be the most influential adviser to the POTUS and Congressional Democrats on health care reform.  Indeed, he has repeatedly stated we need an American version of NICE.

That means what NICE does matters to Americans.

Smith then notes this article from the UK Guardian which explains what NICE does.

Excerpt:

A drug which can give women with advanced breast cancer extra weeks or months of life has been turned down by a government watchdog body for use in the NHS. The National Institute for Health and Clinical Excellence (Nice) says it proposes to reject Tyverb (lapatinib) in spite of changes in the rules brought in specifically to allow people at the end of their lives to have the chance of new and often expensive treatments.

Tyverb is the only drug licensed for women with advanced breast cancer whose tumours test positive for a protein called HER2 and for whom Herceptin, a Nice-approved drug, is no longer working. In much of the rest of Europe, Tyverb is then given, in combination with a standard chemotherapy drug called capecitabine. Around 2,000 women in the UK could be eligible for the drug, which has the additional benefit of being taken in pill form, which means that women can stay at home and attempt to live normal lives. Nice turned down Tyverb earlier this year, saying it was too expensive for the benefit to patients it offered…

Smith concludes:

And don’t forget NICE also pushed the Liverpool Care Pathway, that may have brought back door euthanasia to the UK.  Similarly, we recently discussed a similar refusal of coverage in Ontario, Canada, for life-extending colon cancer chemotherapy.

This is our future if we pass Obamacare, unless we explicitly forbid by statute such rationing power to the cost control boards. But attempts to do so have all been turned down.  NICE isn’t nice, and it is an approach to health care that Americans should reject.

Now consider this story about the Liverpool Care Pathway from the UK Daily Mail. (H/T Andrew)

Excerpt:

A grandfather who beat cancer was wrongly told the disease had returned and left to die at a hospice which pioneered a controversial ‘death pathway’.

Doctors said there was nothing more they could do for 76-year- old Jack Jones, and his family claim he was denied food, water and medication except painkillers.

He died within two weeks. But tests after his death found that his cancer had not come back and he was in fact suffering from pneumonia brought on by a chest infection.

To his family’s horror, they were told he could have recovered if he’d been given the correct treatment.

[…]Mr Jones was being cared for at a hospice which was central to the contentious Liverpool Care Pathway under which dying patients have their life support taken away, although the hospice claims it wasn’t officially applied in his case.

The scheme is used by hundreds of hospitals and care homes, and is followed in as many as 20,000 deaths a year.

Read the whole thing.

In a socialized system, you pay you income to the ruling elite based on your ability to produce. You only have value to the state while you are working to pay taxes, taxes that socialists can use to buy votes and control other people lives. When you stop working and start needing services, you become the enemy of the state.

Contrast socialism with a free market system. Now you have the power because you have the money. Doctors and hospitals only get paid if they give you what you want – quality health care for the lowest price. You can go a competitor if you don’t like what you are offered from any particular provider. Choice and competition.

More NHS horror stories listed here.

Commentary

Sarah Palin’s latest post explains the Democrat health bill

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Sarah Palin’s latest article is short and powerful.

My biggest problem with socialized medicine is that I will be forced to buy a policy when I never go to the doctor for anything. If I had to pay thousands of dollars per year for my entire career to pay everyone else’s contraceptives, abortions, in vitro fertlizations, drug needles, heroine, sex changes, etc., then I would have even less money for things that I want to do. And Sarah Palin understands that the Democrat bill does indeed force people like me to pay for everyone else’s decisions.

Sarah Palin explains:

The bill prohibits insurance companies from refusing coverage to people with pre-existing conditions and from charging sick people higher premiums. [1] It attempts to offset the costs this will impose on insurance companies by requiring everyone to purchase coverage, which in theory would expand the pool of paying policy holders.

However, the maximum fine for those who refuse to purchase health insurance is $750. [2] Even factoring in government subsidies, the cost of purchasing a plan is much more than $750. The result: many people, especially the young and healthy, will simply not buy coverage, choosing to pay the fine instead. They’ll wait until they’re sick to buy health insurance, confident in the knowledge that insurance companies can’t deny them coverage. Such a scenario is a perfect storm for increasing the cost of health care and creating an unsustainable mandate program.

To me, that $750 is nothing but a tax increase to pay for all this new spending on government-run health care.

Another problem with the Democrat bill is that it drives the cost of insurance premiums through the roof while destroying the development new drugs and medical innovations.

Sarah Palin writes:

The plan will also impose heavy taxes on insurers, pharmaceutical companies, medical device companies, and clinical labs. [3] The result of all of these taxes is clear. As Douglas Holtz-Eakin noted in the Wall Street Journal, these new taxes “will be passed on to consumers by either directly raising insurance premiums, or by fueling higher health-care costs that inevitably lead to higher premiums.” [4] Unfortunately, it will lead to lower wages too, as employees will have to sacrifice a greater percentage of their paychecks to cover these higher premiums. [5] In other words, if the Democrats succeed in overhauling health care, we’ll all bear the costs. The Senate Finance bill is effectively a middle class tax increase, and as Holtz-Eakin points out, according to the Joint Committee on Taxation those making less than $200,000 will be hit hardest. [6]

She also gives her ideas for reforming health care at the end of the piece: choice and competition. There are 17 footnotes to back up all her facts.

News

Democrat health care bill will cost families over $1700 per year

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The Associated Press reports. (H/T Gateway Pundit)

Excerpt:

The health insurance industry has been working until recently to help draft legislation, while publicly endorsing President Barack Obama’s goal of affordable coverage for all Americans. The alliance has grown strained as legislation advances toward votes in Congress.

Late Sunday, the industry trade group America’s Health Insurance Plans sent its member companies a new accounting firm study that projects the legislation would add $1,700 a year to the cost of family coverage in 2013, when most of the major provisions in the bill would be in effect.

Premiums for a single person would go up by $600 more than would be the case without the legislation, the PricewaterhouseCoopers analysis concluded in the study commissioned by the insurance group.

“Several major provisions in the current legislative proposal will cause health care costs to increase far faster and higher than they would under the current system,” Karen Ignagni, the top industry lobbyist in Washington, wrote in a memo to insurance company CEOs.

The study projected that in 2019, family premiums could be $4,000 higher and individual premiums could be $1,500 higher.

Keith Hennessey explains the study.